VLY vs UMBF

Head-to-Head Stock Analysis & Investment Rating

Last Updated: Nov 11, 2026

VLY

52.5
AI Score
VS
VLY Wins

UMBF

42.3
AI Score

Investment Advisor Scores

VLY

53score
Recommendation
HOLD

UMBF

42score
Recommendation
HOLD

AI Analyst Insights

Detailed Metrics Comparison

Metric VLY UMBF Winner
Forward P/E 9.0498 9.4877 VLY
PEG Ratio 1.1627 2.5387 VLY
Revenue Growth 9.7% 13.0% UMBF
Earnings Growth 29.6% 50.8% UMBF
Tradestie Score 52.5/100 42.3/100 VLY
Profit Margin 35.8% 35.6% VLY
Beta 1.00 1.00 Tie
AI Recommendation HOLD HOLD Tie

Relative Price Performance (Last 90 Days)

VLY 1M: +13.2% · 3M: -4.2% UMBF 1M: +3.5% · 3M: -9.1%

Current Technical Phase

VLY

Neutral
Hold

Mixed signals - no dominant trend phase, RSI 62

RSI (14): 61.7 · Price: $14.31

UMBF

Neutral
Hold

Mixed signals - no dominant trend phase, RSI 53

RSI (14): 52.6 · Price: $135.86

Fundamentals Snapshot

Metric VLY UMBF
Market Cap — —
Forward P/E 9.3 9.6
Trailing P/E 11.3 10.3
Revenue (TTM) — —
Revenue Growth 0.1% 0.1%
Gross Margin 1.0% 1.0%
Operating Margin 0.5% 0.5%
EPS 1.26 13.22
Dividend Yield 0.03% 0.01%

Frequently Asked Questions

Based on our detailed analysis, VLY is currently the stronger investment candidate based on our comprehensive scoring model.

We analyze revenue and earnings growth rates in the "Growth" section above. Generally, the company with higher year-over-year revenue and EPS growth is fostering better expansion. Check the table above for the specific growth percentages.

Valuation is determined by metrics like the P/E Ratio and PEG Ratio. A lower P/E typically suggests a stock is cheaper relative to its earnings. Refer to the "Valuation" section in our comparison table to see which stock currently trades at a more attractive multiple.