VLY vs UMBF

Head-to-Head Stock Analysis & Investment Rating

Last Updated: Sep 13, 2026

VLY

73.0
AI Score
VS
VLY Wins

UMBF

61.0
AI Score

Investment Advisor Scores

VLY

73score
Recommendation
STRONG BUY

UMBF

61score
Recommendation
HOLD

AI Analyst Insights

Detailed Metrics Comparison

Metric VLY UMBF Winner
Forward P/E 8.9928 10.1317 VLY
PEG Ratio 1.1627 2.5387 VLY
Revenue Growth 15.0% 12.2% VLY
Earnings Growth 31.8% 26.2% VLY
Tradestie Score 73.0/100 61.0/100 VLY
Profit Margin 34.5% 33.5% VLY
Beta 1.00 1.00 Tie
AI Recommendation STRONG BUY HOLD VLY

Relative Price Performance (Last 90 Days)

VLY 1M: -7.6% · 3M: -4.2% UMBF 1M: -6.7% · 3M: +5.3%

Current Technical Phase

VLY

Markdown
Sell / avoid

Price below a falling SMA50 (slope -0.5%), weak momentum, RSI 42

RSI (14): 41.5 · Price: $13.80

UMBF

Neutral
Hold

Mixed signals - no dominant trend phase, RSI 40

RSI (14): 39.9 · Price: $139.49

Fundamentals Snapshot

Metric VLY UMBF
Market Cap
Forward P/E 9.0 10.0
Trailing P/E 11.7 11.8
Revenue (TTM)
Revenue Growth 0.2% 0.1%
Gross Margin 1.0% 1.0%
Operating Margin 0.5% 0.5%
EPS 1.18 11.86
Dividend Yield 0.03% 0.01%

Frequently Asked Questions

Based on our detailed analysis, VLY is currently the stronger investment candidate based on our comprehensive scoring model.

We analyze revenue and earnings growth rates in the "Growth" section above. Generally, the company with higher year-over-year revenue and EPS growth is fostering better expansion. Check the table above for the specific growth percentages.

Valuation is determined by metrics like the P/E Ratio and PEG Ratio. A lower P/E typically suggests a stock is cheaper relative to its earnings. Refer to the "Valuation" section in our comparison table to see which stock currently trades at a more attractive multiple.