WRLD Stock Analysis: Buy, Sell, or Hold?
WRLD - World Acceptance Corp
$184.63
2.90 (1.60%)
▲
5d:
+6.63%
30d:
+16.77%
90d:
+35.45%
HOLD
MODERATE Confidence
Analysis Updated: Jun 23, 2026 12:00 AM ET
Earnings: Jul 23, 2026
28d
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Interactive Price Chart (1 Month)
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Bottom Line:
📊 HOLD: WRLD trades at premium valuation expecting 11.1% growth. Hold existing positions but don't chase. Wait for better entry.
📊 HOLD: WRLD trades at premium valuation expecting 11.1% growth. Hold existing positions but don't chase. Wait for better entry.
Long-Term Wealth Forecast (2031)
Based on Analyst Consensus Growth & Historical Valuation
0% (Stagnation)
50% (Hyper Growth)
EST. PRICE IN 2031
$263.28
Based on 14.5% avg growth
INTRINSIC VALUE TODAY
$163.48
Trading above historical range
How this is calculated: We use a Growth Decay Model: starting with analyst consensus growth (adjusted above) and gradually slowing it down to a long-term terminal rate (4%) by Year 5. This provides a more realistic valuation than assuming constant hyper-growth. We then apply a 12.6x Exit PE.
In-depth Analysis How we analyze
Valuation Analysis: WRLD is currently trading at $184.63, which is considered extended relative to its 30-day fair value range of $160.71 to $176.21. From a valuation perspective, the stock is trading at a premium (Forward PE: 17.2) compared to its historical average (12.6). At these levels, the market is pricing in 11.1% annual earnings growth.
Technical Outlook: Technically, WRLD is in a strong uptrend. The price is approaching resistance at $174.68. A breakout above this level would be a bullish signal, while rejection here could lead to consolidation.
Market Sentiment: WRLD has a strong technical setup (60/100), with favorable trendlines, momentum, and price action for short-term traders. However, the stock is trading significantly above the average Wall Street target of $141.00. The stock is fairly positioned - fine to hold existing positions or accumulate slowly on dips, but not an urgent buy.
Technical Outlook: Technically, WRLD is in a strong uptrend. The price is approaching resistance at $174.68. A breakout above this level would be a bullish signal, while rejection here could lead to consolidation.
Market Sentiment: WRLD has a strong technical setup (60/100), with favorable trendlines, momentum, and price action for short-term traders. However, the stock is trading significantly above the average Wall Street target of $141.00. The stock is fairly positioned - fine to hold existing positions or accumulate slowly on dips, but not an urgent buy.
Quick Decision Summary
Current Position
EXTENDED
Historical Trading Range
$160.71 -
$176.21
Company Quality Score
61/100
(BUY)
Volume Confirmation
HIGH
Confidence Score
55.7%
All Signals
- BEARISH: Price extended above range
- BULLISH: Strong technical setup (60/100)
- BULLISH: High volume confirmation
- BEARISH: Trading 23.6% above Wall St target ($141.00)
- BULLISH: Expecting earnings turnaround to 11.1% growth with 7.3% revenue growth
Trading Range Analysis
30-Day Trading Range
$160.71 -
$176.21
Current vs Trading Range
EXTENDED
Support & Resistance Levels
Support Level
$155.08
Resistance Level
$174.68
Current Trend
Strong Uptrend
Technical data as of
Jun 9, 2026
Fundamental Context
Forward P/E (Next Year Est.)
17.21
Wall Street Target
$141.00
(-23.6%)
Revenue Growth (YoY)
7.3%
Earnings Growth (YoY)
-5.4%
Profit Margin
5.9%
Valuation Premium vs History
+11.1% premium
PE vs Historical
17.2 vs 12.6
STRETCHED
Market-Implied Price Targets
If current PE multiple persists
Implied Growth (YoY):
+11.1%
(market-implied from PE analysis)
1-Year Target
$205.12
(+11%)
2-Year Target
$227.89
(+23%)
3-Year Target
$253.19
(+37%)
3-Yr Target (if PE normalizes)
(PE: 17→13)
PE COMPRESSION
$185.40
(+0%)
Earnings growth offset by PE compression
3-Year Scenarios
Using analyst projected EPS growth
Bull:
(PE: 21.8, Growth: 51.8%)
$788.74
(+327%)
Base:
(SPY PE: 17.2, Growth: 51.8%)
$623.13
(+238%)
Bear:
(PE: 12.6, Growth: 51.8%)
$456.29
(+147%)
📈
Valuation based on Current Earnings
RECOVERY PLAY: Stock looks expensive now (26x PE), but valuation improves significantly next year (17x PE) as earnings recover.
Trailing PE: 26.38 | Current EPS (TTM): $6.89
Bull Case
$311.31
(+69%)
Analyst growth 55.7%, PE expands to 29.0
Base Case
$283.01
(+53%)
Market implied 55.7%, PE stable at 26.4
Bear Case
$123.58
(-33%)
Severe decline -20.0%, PE contracts to 22.4
These are projections based on PE multiples and EPS growth scenarios, not predictions. Actual results may vary significantly.
Share & Embed Analysis
Last updated: June 24, 2026 2:46 AM ET
Data refreshes hourly during market hours. Next update: 3:46 AM
Data refreshes hourly during market hours. Next update: 3:46 AM
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Technical Signals Check
Is WRLD showing a specific setup today?
Insider Activity (6 Months)
0
Buys
1
Sells
Net
INSIDERS SELLING
Recent Transactions
John L Calmes Jr
SELL
1000 shares
2026-03-10
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