CBSH Stock Analysis: Buy, Sell, or Hold?

CBSH - Commerce Bancshares Inc

STATE COMMERCIAL BANKS
$59.57
0.55 (0.93%) ▲
5d: -0.15%
30d: +2.87%
90d: +16.48%
WAIT
LOW Confidence
Analysis Updated: Aug 12, 2026 12:00 AM ET
Earnings: Oct 15, 2026

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Interactive Price Chart (1 Month)

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💡
Bottom Line:
â„šī¸ NEUTRAL: CBSH is fairly priced but lacks strong directional signals. At 1.7% expected growth, valuation appears fair. Wait for clearer setup or better entry on dips.
See Forward Earnings Fair Value & Price Prediction →

Long-Term Wealth Forecast (2031)

Based on Analyst Consensus Growth & Historical Valuation

0% (Stagnation) 50% (Hyper Growth)
EST. PRICE IN 2031
$72.46
Based on 5.4% avg growth
INTRINSIC VALUE TODAY
$44.99
Trading above historical range

How this is calculated: We use a Growth Decay Model: starting with analyst consensus growth (adjusted above) and gradually slowing it down to a long-term terminal rate (4%) by Year 5. This provides a more realistic valuation than assuming constant hyper-growth. We then apply a 12.2x Exit PE.

In-depth Analysis How we analyze

Valuation Analysis: CBSH is currently trading at $59.57, which is considered slightly high relative to its 30-day fair value range of $58.34 to $59.61. The stock's valuation (Forward PE: 12.9) is in line with its historical norms (12.2). At these levels, the market is pricing in 1.7% annual earnings growth. This growth rate appears achievable given the company's track record, suggesting the valuation is rational.

Technical Outlook: Technically, CBSH is in a strong uptrend. The price is currently testing key support at $58.35. A bounce from this level would confirm strength, while a break below could signal further downside.

Market Sentiment: The stock scores a mixed 51/100 on our bottoming-setup gauge, with only partial signs of a stabilized entry point. Current signals suggest waiting for a better entry point before initiating new positions.

Quick Decision Summary

Current Position SLIGHTLY HIGH
Historical Trading Range $58.34 - $59.61
Company Quality Score 52/100 (HOLD)
Volume Confirmation HIGH
Confidence Score 61.4%

All Signals

  • NEUTRAL: Mixed technical signals (51/100)
  • BULLISH: High volume confirmation
  • NEUTRAL: Near Wall St target ($64.56)
  • NEUTRAL: Market pricing in 1.7% annual earnings growth - fairly valued
  • WARNING: Composite score 52/100 in the bottom quintile — this cohort historically lags the market

Trading Range Analysis

30-Day Trading Range $58.34 - $59.61
Current vs Trading Range SLIGHTLY HIGH

Support & Resistance Levels

Support Level $58.35
Resistance Level $60.48
Current Trend Strong Uptrend
Technical data as of Aug 12, 2026

Fundamental Context

Forward P/E (Next Year Est.) 12.89
Wall Street Target $64.56 (+9.4%)
Revenue Growth (YoY) 14.2%
Earnings Growth (YoY) 1.2%
Profit Margin 31.6%
Valuation Premium vs History +1.7% premium
PE vs Historical 12.9 vs 12.2 FAIR
Market-Implied Price Targets If current PE multiple persists
Implied Growth (YoY): +1.7% (market-implied from PE analysis)
1-Year Target $60.02 (+2%)
2-Year Target $61.04 (+3%)
3-Year Target $62.08 (+5%)
3-Yr Target (if PE normalizes) (PE: 13→12) PE COMPRESSION $58.75 (-1%)
Earnings growth offset by PE compression
3-Year Scenarios Using analyst projected EPS growth
Bull: (PE: 20.2, Growth: 6.7%) $112.53 (+91%)
Base: (SPY PE: 12.9, Growth: 6.7%) $71.71 (+22%)
Bear: (PE: 11.0, Growth: 6.7%) $60.96 (+3%)
📈 Valuation based on Current Earnings
RECOVERY PLAY: Stock looks expensive now (14x PE), but valuation improves significantly next year (13x PE) as earnings recover.
Trailing PE: 14.48 | Current EPS (TTM): $4.05
Bull Case $72.92 (+24%)
Analyst growth 13.0%, PE expands to 15.9
Base Case $66.29 (+12%)
Market implied 13.0%, PE stable at 14.5
Bear Case $39.88 (-32%)
Severe decline -20.0%, PE contracts to 12.3
These are projections based on PE multiples and EPS growth scenarios, not predictions. Actual results may vary significantly.
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Last updated: August 12, 2026 2:10 PM ET
Data refreshes hourly during market hours. Next update: 3:10 PM
đŸ”Ĩ Top Stocks Breaking Out Now
Ticker Score Recommendation Change %
Technical Signals Check
Insider Activity (6 Months)
1
Buys
2
Sells
Net
INSIDERS SELLING
Recent Transactions
Timothy S Dunn BUY 2500 shares 2026-03-13
Kim L Jakovich SELL 949 shares 2026-03-05
Margaret M Rowe SELL 861 shares 2026-03-05

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