HUM Stock Analysis: Buy, Sell, or Hold?
HUM - Humana Inc.
$379.22
10.53 (2.86%)
▲
5d:
+8.32%
30d:
+24.4%
90d:
+129.23%
HOLD
MODERATE Confidence
Analysis Updated: Jun 12, 2026 12:00 AM ET
Earnings: Jul 29, 2026
Smart Money Distribution
None View Scanner →
Strength: 5.9/10
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Interactive Price Chart (1 Month)
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Bottom Line:
📊 HOLD - EXTENDED: HUM is 8.9% above its trading range ($348.37). Fundamentals are solid but entry is stretched. Hold existing positions; wait for pullback to add new shares.
📊 HOLD - EXTENDED: HUM is 8.9% above its trading range ($348.37). Fundamentals are solid but entry is stretched. Hold existing positions; wait for pullback to add new shares.
Long-Term Wealth Forecast (2031)
Based on Analyst Consensus Growth & Historical Valuation
0% (Stagnation)
50% (Hyper Growth)
EST. PRICE IN 2031
$511.66
Based on 14.5% avg growth
INTRINSIC VALUE TODAY
$317.70
Trading above historical range
How this is calculated: We use a Growth Decay Model: starting with analyst consensus growth (adjusted above) and gradually slowing it down to a long-term terminal rate (4%) by Year 5. This provides a more realistic valuation than assuming constant hyper-growth. We then apply a 16.7x Exit PE.
In-depth Analysis How we analyze
Valuation Analysis: HUM is currently trading at $379.22, which is considered extended relative to its 30-day fair value range of $276.73 to $348.37. From a valuation perspective, the stock is trading at a premium (Forward PE: 24.1) compared to its historical average (16.7). At these levels, the market is pricing in 13.1% annual earnings growth.
Technical Outlook: Technically, HUM is in a strong uptrend. The price is approaching resistance at $365.22. A breakout above this level would be a bullish signal, while rejection here could lead to consolidation.
Market Sentiment: HUM has a strong technical setup (60/100), with favorable trendlines, momentum, and price action for short-term traders. In the options market, Implied Volatility is low (0th percentile), suggesting options premiums are relatively cheap. This makes it an attractive time for long options strategies if you have a directional bias. However, the stock is trading significantly above the average Wall Street target of $301.62. The stock is fairly positioned - fine to hold existing positions or accumulate slowly on dips, but not an urgent buy.
Technical Outlook: Technically, HUM is in a strong uptrend. The price is approaching resistance at $365.22. A breakout above this level would be a bullish signal, while rejection here could lead to consolidation.
Market Sentiment: HUM has a strong technical setup (60/100), with favorable trendlines, momentum, and price action for short-term traders. In the options market, Implied Volatility is low (0th percentile), suggesting options premiums are relatively cheap. This makes it an attractive time for long options strategies if you have a directional bias. However, the stock is trading significantly above the average Wall Street target of $301.62. The stock is fairly positioned - fine to hold existing positions or accumulate slowly on dips, but not an urgent buy.
Quick Decision Summary
Current Position
EXTENDED
Historical Trading Range
$276.73 -
$348.37
Company Quality Score
60/100
(HOLD)
Volume Confirmation
HIGH
Confidence Score
60.4%
Protect Your Profits
HUM is technically overbought (RSI 86). Consider hedging now to protect against a potential pullback while keeping your upside.
View Profit Protection PlanAll Signals
- BEARISH: Price extended above range (+8.9% above its trading range)
- BULLISH: Options cheap (IV 0th percentile)
- BULLISH: Strong technical setup (60/100)
- BULLISH: High volume confirmation
- BEARISH: Trading 20.5% above Wall St target ($301.62)
- BULLISH: Expecting earnings turnaround to 13.1% growth with 23.5% revenue growth
- CAUTION: Extended 8.9% above its trading range - wait for pullback
Trading Range Analysis
30-Day Trading Range
$276.73 -
$348.37
Current vs Trading Range
EXTENDED
Expected Move (7 Days)
±$24.11
(6.4%)
Support & Resistance Levels
Support Level
$302.04
Resistance Level
$365.22
Current Trend
Strong Uptrend
Technical data as of
Jun 9, 2026
Fundamental Context
Forward P/E (Next Year Est.)
24.10
Wall Street Target
$301.63
(-20.5%)
Revenue Growth (YoY)
23.5%
Earnings Growth (YoY)
-4.6%
Profit Margin
0.8%
Valuation Premium vs History
+13.1% premium
PE vs Historical
24.1 vs 16.7
STRETCHED
Market-Implied Price Targets
If current PE multiple persists
Implied Growth (YoY):
+13.1%
(market-implied from PE analysis)
1-Year Target
$428.90
(+13%)
2-Year Target
$485.08
(+28%)
3-Year Target
$548.63
(+45%)
3-Yr Target (if PE normalizes)
(PE: 24→17)
PE COMPRESSION
$380.12
(+0%)
Earnings growth offset by PE compression
3-Year Scenarios
Using analyst projected EPS growth
Bull:
(PE: 24.1, Growth: 77.9%)
$1279.87
(+238%)
Base:
(SPY PE: 21.9, Growth: 77.9%)
$1163.95
(+207%)
Bear:
(PE: 16.7, Growth: 77.9%)
$886.77
(+134%)
📈
Valuation based on Current Earnings
RECOVERY PLAY: Stock looks expensive now (39x PE), but valuation improves significantly next year (24x PE) as earnings recover.
Trailing PE: 39.39 | Current EPS (TTM): $9.36
Bull Case
$681.71
(+80%)
Analyst growth 68.1%, PE expands to 43.3
Base Case
$619.73
(+63%)
Market implied 68.1%, PE stable at 39.4
Bear Case
$250.71
(-34%)
Severe decline -20.0%, PE contracts to 33.5
These are projections based on PE multiples and EPS growth scenarios, not predictions. Actual results may vary significantly.
Share & Embed Analysis
Last updated: June 13, 2026 3:20 PM ET
Data refreshes hourly during market hours. Next update: 4:20 PM
Data refreshes hourly during market hours. Next update: 4:20 PM
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Technical Signals Check
Is HUM showing a specific setup today?
Insider Activity (6 Months)
2
Buys
1
Sells
+
Net
INSIDERS BUYING
Recent Transactions
Ro Khanna
BUY
2026-03-23
Ro Khanna
SELL
2026-02-24
Sanjay K Shetty
BUY
810 shares
2026-02-23
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Advanced HUM Option Strategies
Professional options setups generated by AI based on today's HUM price and gamma walls.
