KMPR Stock Analysis: Buy, Sell, or Hold?
KMPR - Kemper Corporation
$26.22
1.15 (4.59%)
▲
5d:
+2.58%
30d:
-11.6%
90d:
-15.66%
BUY
HIGH Confidence
Analysis Updated: Jun 23, 2026 12:00 AM ET
Earnings: Aug 04, 2026
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Interactive Price Chart (1 Month)
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Bottom Line:
✅ BUY SIGNAL: KMPR trading at deep discount. Market pricing in -4.4% annual earnings decline, creating value opportunity for patient investors.
✅ BUY SIGNAL: KMPR trading at deep discount. Market pricing in -4.4% annual earnings decline, creating value opportunity for patient investors.
Long-Term Wealth Forecast (2031)
Based on Analyst Consensus Growth & Historical Valuation
0% (Stagnation)
50% (Hyper Growth)
EST. PRICE IN 2031
$58.72
Based on 14.5% avg growth
INTRINSIC VALUE TODAY
$36.46
28.1% Margin of Safety
How this is calculated: We use a Growth Decay Model: starting with analyst consensus growth (adjusted above) and gradually slowing it down to a long-term terminal rate (4%) by Year 5. This provides a more realistic valuation than assuming constant hyper-growth. We then apply a 6.6x Exit PE.
In-depth Analysis How we analyze
Valuation Analysis: KMPR is currently trading at $26.22, which is considered fair relative to its 30-day fair value range of $23.98 to $28.23. From a valuation perspective, the stock is trading at a discount (Forward PE: 5.7) compared to its historical average (6.6). Remarkably, the market is currently pricing in an annual earnings decline of 4.4% over the next few years. This aligns with recent fundamental challenges.
Technical Outlook: Technically, KMPR is in a strong downtrend. Immediate support is located at $22.69, while resistance sits at $28.14. The stock is showing strong short-term momentum, up 4.6% recently.
Market Sentiment: KMPR has a strong technical setup (60/100), with favorable trendlines, momentum, and price action for short-term traders. Wall Street analysts see significant upside, with an average price target of $51.00 (+94.5%). Combining these factors, the current setup offers a favorable risk/reward ratio for buyers.
Technical Outlook: Technically, KMPR is in a strong downtrend. Immediate support is located at $22.69, while resistance sits at $28.14. The stock is showing strong short-term momentum, up 4.6% recently.
Market Sentiment: KMPR has a strong technical setup (60/100), with favorable trendlines, momentum, and price action for short-term traders. Wall Street analysts see significant upside, with an average price target of $51.00 (+94.5%). Combining these factors, the current setup offers a favorable risk/reward ratio for buyers.
Quick Decision Summary
Current Position
FAIR
Historical Trading Range
$23.98 -
$28.23
Company Quality Score
62/100
(BUY)
Volume Confirmation
HIGH
Confidence Score
88.1%
All Signals
- NEUTRAL: Price in fair range
- BULLISH: Strong technical setup (60/100)
- BULLISH: High volume confirmation
- BULLISH: Strong upward momentum (+4.6%)
- BULLISH: Trading 94.5% below Wall St target ($51.00)
Trading Range Analysis
30-Day Trading Range
$23.98 -
$28.23
Current vs Trading Range
FAIR
Support & Resistance Levels
Support Level
$22.69
Resistance Level
$28.14
Current Trend
Strong Downtrend
Technical data as of
Jun 9, 2026
Fundamental Context
Forward P/E (Next Year Est.)
5.74
Wall Street Target
$51.00
(+94.5%)
Revenue Growth (YoY)
-7.1%
Earnings Growth (YoY)
-3.4%
Profit Margin
0.9%
Valuation Discount vs History
-4.4% cheaper
PE vs Historical
5.7 vs 6.6
CHEAP
Market-Implied Price Targets
If current PE multiple persists
Implied Growth (YoY):
-4.4%
(market-implied from PE analysis)
1-Year Target
$25.07
(-4%)
2-Year Target
$23.96
(-9%)
3-Year Target
$22.91
(-13%)
3-Yr Target (if PE normalizes)
(PE: 6→7)
$26.35
(+1%)
3-Year Scenarios
Using analyst projected EPS growth
Bull:
(PE: 21.8, Growth: 131.3%)
$335.83
(+1181%)
Base:
(SPY PE: 5.7, Growth: 131.3%)
$88.49
(+238%)
Bear:
(PE: 4.9, Growth: 131.3%)
$75.22
(+187%)
📈
Valuation based on Current Earnings
RECOVERY PLAY: Stock looks expensive now (35x PE), but valuation improves significantly next year (6x PE) as earnings recover.
Trailing PE: 34.76 | Current EPS (TTM): $0.72
Bull Case
$55.07
(+120%)
Analyst growth 100.0%, PE expands to 38.2
Base Case
$50.06
(+100%)
Market implied 100.0%, PE stable at 34.8
Bear Case
$17.02
(-32%)
Severe decline -20.0%, PE contracts to 29.6
These are projections based on PE multiples and EPS growth scenarios, not predictions. Actual results may vary significantly.
💡
Upside Surprise Potential
If earnings stabilize (0% growth), PE could expand from 5.7 to 6.6
Stabilization Target:
$30.15
(+15.0%)
PE Expansion Potential:
+15.0%
Share & Embed Analysis
Last updated: June 23, 2026 5:55 PM ET
Data refreshes hourly during market hours. Next update: 6:55 PM
Data refreshes hourly during market hours. Next update: 6:55 PM
🔥 Top Stocks Breaking Out Now
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Technical Signals Check
Is KMPR showing a specific setup today?
Insider Activity (6 Months)
0
Buys
1
Sells
Net
INSIDERS SELLING
Recent Transactions
Suzet M Mckinney
SELL
504 shares
2026-02-06
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