Kemper (KMPR) Stock: Buy, Sell, or Hold?
KMPR - Kemper Corporation
$25.94
0.94 (3.76%)
â˛
5d:
+2.94%
30d:
-6.22%
90d:
-10.02%
WAIT
LOW Confidence
Analysis Updated: Oct 1, 2026 12:00 AM ET
Earnings: Nov 04, 2026
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Interactive Price Chart (1 Month)
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Bottom Line:
âšī¸ NEUTRAL: KMPR is fairly priced but lacks strong directional signals. At -1.9% expected growth, valuation appears fair. Wait for clearer setup or better entry on dips.
âšī¸ NEUTRAL: KMPR is fairly priced but lacks strong directional signals. At -1.9% expected growth, valuation appears fair. Wait for clearer setup or better entry on dips.
Long-Term Wealth Forecast (2031)
Based on Analyst Consensus Growth & Historical Valuation
0% (Stagnation)
50% (Hyper Growth)
EST. PRICE IN 2031
$53.54
Based on 14.5% avg growth
INTRINSIC VALUE TODAY
$33.24
22.0% Margin of Safety
How this is calculated: We use a Growth Decay Model: starting with analyst consensus growth (adjusted above) and gradually slowing it down to a long-term terminal rate (4%) by Year 5. This provides a more realistic valuation than assuming constant hyper-growth. We then apply a 6.5x Exit PE.
In-depth Analysis How we analyze
Valuation Analysis: KMPR is currently trading at $25.94, which is considered slightly low relative to its 30-day fair value range of $25.93 to $28.06. The stock's valuation (Forward PE: 6.1) is in line with its historical norms (6.5). Remarkably, the market is currently pricing in an annual earnings decline of 1.9% over the next few years. This aligns with recent fundamental challenges.
Technical Outlook: Technically, KMPR is showing sideways momentum. Immediate support is located at $24.84, while resistance sits at $27.31. The stock is showing strong short-term momentum, up 3.8% recently.
Market Sentiment: The stock scores a mixed 54/100 on our bottoming-setup gauge, with only partial signs of a stabilized entry point. Wall Street analysts see significant upside, with an average price target of $36.33 (+40.1%). Current signals suggest waiting for a better entry point before initiating new positions.
Technical Outlook: Technically, KMPR is showing sideways momentum. Immediate support is located at $24.84, while resistance sits at $27.31. The stock is showing strong short-term momentum, up 3.8% recently.
Market Sentiment: The stock scores a mixed 54/100 on our bottoming-setup gauge, with only partial signs of a stabilized entry point. Wall Street analysts see significant upside, with an average price target of $36.33 (+40.1%). Current signals suggest waiting for a better entry point before initiating new positions.
Quick Decision Summary
Current Position
SLIGHTLY LOW
Historical Trading Range
$25.93 -
$28.06
Company Quality Score
53/100
(HOLD)
Volume Confirmation
HIGH
Confidence Score
84.3%
All Signals
- BULLISH: Price oversold vs 30-day range
- NEUTRAL: Mixed technical signals (54/100)
- BULLISH: High volume confirmation
- BULLISH: Strong upward momentum (+3.8%)
- BULLISH: Trading 40.1% below Wall St target ($36.33)
- WARNING: Composite score 53/100 in the bottom quintile â this cohort historically lags the market
Trading Range Analysis
30-Day Trading Range
$25.93 -
$28.06
Current vs Trading Range
SLIGHTLY LOW
Support & Resistance Levels
Support Level
$24.84
Resistance Level
$27.31
Current Trend
Sideways
Technical data as of
Oct 1, 2026
Fundamental Context
Forward P/E (Next Year Est.)
6.13
Wall Street Target
$36.33
(+40.1%)
Revenue Growth (YoY)
-9.1%
Earnings Growth (YoY)
-3.4%
Profit Margin
-10.8%
Valuation Discount vs History
-1.9% cheaper
PE vs Historical
6.1 vs 6.5
FAIR
Market-Implied Price Targets
If current PE multiple persists
Implied Growth (YoY):
-1.9%
(market-implied from PE analysis)
1-Year Target
$25.45
(-2%)
2-Year Target
$24.96
(-4%)
3-Year Target
$24.49
(-6%)
3-Yr Target (if PE normalizes)
(PE: 6â7)
$25.95
(+0%)
3-Year Scenarios
Using analyst projected EPS growth
Bull:
(PE: 20.4, Growth: 106.4%)
$291.21
(+1023%)
Base:
(SPY PE: 6.1, Growth: 106.4%)
$87.55
(+238%)
Bear:
(PE: 5.2, Growth: 106.4%)
$74.42
(+187%)
đĄ
Upside Surprise Potential
If earnings stabilize (0% growth), PE could expand from 6.1 to 6.5
Stabilization Target:
$27.49
(+6.0%)
PE Expansion Potential:
+6.0%
Share & Embed Analysis
Last updated: October 02, 2026 12:48 AM ET
Data refreshes hourly during market hours. Next update: 1:48 AM
Data refreshes hourly during market hours. Next update: 1:48 AM
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Technical Signals Check
Is KMPR showing a specific setup today?
Insider Activity (6 Months)
0
Buys
0
Sells
0
Net
NEUTRAL
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