KMPR Stock Analysis: Buy, Sell, or Hold?
KMPR - Kemper Corporation
$27.03
-0.23 (-0.84%)
âŧ
5d:
-1.42%
30d:
-2.21%
90d:
-8.87%
WAIT
LOW Confidence
Analysis Updated: Aug 21, 2026 12:00 AM ET
Earnings: Aug 05, 2026
0d
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Interactive Price Chart (1 Month)
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Bottom Line:
âšī¸ NEUTRAL: KMPR is fairly priced but lacks strong directional signals. At -1.4% expected growth, valuation appears fair. Wait for clearer setup or better entry on dips.
âšī¸ NEUTRAL: KMPR is fairly priced but lacks strong directional signals. At -1.4% expected growth, valuation appears fair. Wait for clearer setup or better entry on dips.
Long-Term Wealth Forecast (2031)
Based on Analyst Consensus Growth & Historical Valuation
0% (Stagnation)
50% (Hyper Growth)
EST. PRICE IN 2031
$54.68
Based on 14.5% avg growth
INTRINSIC VALUE TODAY
$33.95
20.4% Margin of Safety
How this is calculated: We use a Growth Decay Model: starting with analyst consensus growth (adjusted above) and gradually slowing it down to a long-term terminal rate (4%) by Year 5. This provides a more realistic valuation than assuming constant hyper-growth. We then apply a 6.5x Exit PE.
In-depth Analysis How we analyze
Valuation Analysis: KMPR is currently trading at $27.03, which is considered slightly low relative to its 30-day fair value range of $26.76 to $29.39. The stock's valuation (Forward PE: 6.3) is in line with its historical norms (6.5). Remarkably, the market is currently pricing in an annual earnings decline of 1.4% over the next few years. This aligns with recent fundamental challenges.
Technical Outlook: Technically, KMPR is in a downtrend. Immediate support is located at $25.65, while resistance sits at $28.14.
Market Sentiment: KMPR scores 63/100 on our bottoming-setup gauge — the chart has corrected and is stabilizing (RSI reset, momentum turning up), historically a favorable entry zone. Wall Street analysts see significant upside, with an average price target of $49.33 (+82.5%). Current signals suggest waiting for a better entry point before initiating new positions.
Technical Outlook: Technically, KMPR is in a downtrend. Immediate support is located at $25.65, while resistance sits at $28.14.
Market Sentiment: KMPR scores 63/100 on our bottoming-setup gauge — the chart has corrected and is stabilizing (RSI reset, momentum turning up), historically a favorable entry zone. Wall Street analysts see significant upside, with an average price target of $49.33 (+82.5%). Current signals suggest waiting for a better entry point before initiating new positions.
Quick Decision Summary
Current Position
SLIGHTLY LOW
Historical Trading Range
$26.76 -
$29.39
Company Quality Score
52/100
(HOLD)
Volume Confirmation
HIGH
Confidence Score
90.5%
All Signals
- BULLISH: Price oversold vs 30-day range
- BULLISH: Strong technical setup (63/100)
- BULLISH: High volume confirmation
- BULLISH: Trading 82.5% below Wall St target ($49.33)
- WARNING: Composite score 52/100 in the bottom quintile â this cohort historically lags the market
Trading Range Analysis
30-Day Trading Range
$26.76 -
$29.39
Current vs Trading Range
SLIGHTLY LOW
Support & Resistance Levels
Support Level
$25.65
Resistance Level
$28.15
Current Trend
Downtrend
Technical data as of
Aug 21, 2026
Fundamental Context
Forward P/E (Next Year Est.)
6.26
Wall Street Target
$49.33
(+82.5%)
Revenue Growth (YoY)
-9.1%
Earnings Growth (YoY)
-3.4%
Profit Margin
-10.8%
Valuation Discount vs History
-1.4% cheaper
PE vs Historical
6.3 vs 6.5
FAIR
Market-Implied Price Targets
If current PE multiple persists
Implied Growth (YoY):
-1.4%
(market-implied from PE analysis)
1-Year Target
$26.65
(-1%)
2-Year Target
$26.28
(-3%)
3-Year Target
$25.91
(-4%)
3-Yr Target (if PE normalizes)
(PE: 6â7)
$26.91
(0%)
3-Year Scenarios
Using analyst projected EPS growth
Bull:
(PE: 20.1, Growth: 114.8%)
$292.59
(+983%)
Base:
(SPY PE: 6.3, Growth: 114.8%)
$91.23
(+238%)
Bear:
(PE: 5.3, Growth: 114.8%)
$77.54
(+187%)
đĄ
Upside Surprise Potential
If earnings stabilize (0% growth), PE could expand from 6.3 to 6.5
Stabilization Target:
$28.08
(+3.9%)
PE Expansion Potential:
+3.9%
Share & Embed Analysis
Last updated: August 22, 2026 9:46 PM ET
Data refreshes hourly during market hours. Next update: 10:46 PM
Data refreshes hourly during market hours. Next update: 10:46 PM
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Technical Signals Check
Is KMPR showing a specific setup today?
Insider Activity (6 Months)
0
Buys
0
Sells
0
Net
NEUTRAL
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