KMPR Stock Analysis: Buy, Sell, or Hold?
KMPR - Kemper Corporation
$29.91
0.48 (1.63%)
▲
5d:
+3.85%
30d:
+21.0%
90d:
-3.92%
BUY
MODERATE Confidence
Analysis Updated: Jul 13, 2026 12:00 AM ET
Earnings: Aug 04, 2026
21d
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Interactive Price Chart (1 Month)
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Bottom Line:
💡 BUY OPPORTUNITY: KMPR shows positive signals but monitor for confirmation. Market pricing in 1.2% growth. Moderate conviction.
💡 BUY OPPORTUNITY: KMPR shows positive signals but monitor for confirmation. Market pricing in 1.2% growth. Moderate conviction.
Long-Term Wealth Forecast (2031)
Based on Analyst Consensus Growth & Historical Valuation
0% (Stagnation)
50% (Hyper Growth)
EST. PRICE IN 2031
$55.88
Based on 14.5% avg growth
INTRINSIC VALUE TODAY
$34.70
13.8% Margin of Safety
How this is calculated: We use a Growth Decay Model: starting with analyst consensus growth (adjusted above) and gradually slowing it down to a long-term terminal rate (4%) by Year 5. This provides a more realistic valuation than assuming constant hyper-growth. We then apply a 6.5x Exit PE.
In-depth Analysis How we analyze
Valuation Analysis: KMPR is currently trading at $29.91, which is considered extended relative to its 30-day fair value range of $24.64 to $28.45. The stock's valuation (Forward PE: 6.8) is in line with its historical norms (6.5). At these levels, the market is pricing in 1.2% annual earnings growth.
Technical Outlook: Technically, KMPR is in a strong downtrend. The price is approaching resistance at $28.14. A breakout above this level would be a bullish signal, while rejection here could lead to consolidation.
Market Sentiment: KMPR has a strong technical setup (60/100), with favorable trendlines, momentum, and price action for short-term traders. Wall Street analysts see significant upside, with an average price target of $51.00 (+70.5%). Combining these factors, the current setup offers a favorable risk/reward ratio for buyers.
Technical Outlook: Technically, KMPR is in a strong downtrend. The price is approaching resistance at $28.14. A breakout above this level would be a bullish signal, while rejection here could lead to consolidation.
Market Sentiment: KMPR has a strong technical setup (60/100), with favorable trendlines, momentum, and price action for short-term traders. Wall Street analysts see significant upside, with an average price target of $51.00 (+70.5%). Combining these factors, the current setup offers a favorable risk/reward ratio for buyers.
Quick Decision Summary
Current Position
EXTENDED
Historical Trading Range
$24.64 -
$28.45
Company Quality Score
62/100
(BUY)
Volume Confirmation
HIGH
Confidence Score
60.5%
All Signals
- BEARISH: Price extended above range (+5.1% above its trading range)
- BULLISH: Strong technical setup (60/100)
- BULLISH: High volume confirmation
- BULLISH: Trading 70.5% below Wall St target ($51.00)
- BULLISH: Expecting earnings turnaround to 1.2% growth with -7.1% revenue growth
Trading Range Analysis
30-Day Trading Range
$24.64 -
$28.45
Current vs Trading Range
EXTENDED
Support & Resistance Levels
Support Level
$22.69
Resistance Level
$28.14
Current Trend
Strong Downtrend
Technical data as of
Jun 9, 2026
Fundamental Context
Forward P/E (Next Year Est.)
6.78
Wall Street Target
$51.00
(+70.5%)
Revenue Growth (YoY)
-7.1%
Earnings Growth (YoY)
-3.4%
Profit Margin
0.9%
Valuation Premium vs History
+1.2% premium
PE vs Historical
6.8 vs 6.5
FAIR
Market-Implied Price Targets
If current PE multiple persists
Implied Growth (YoY):
+1.2%
(market-implied from PE analysis)
1-Year Target
$30.27
(+1%)
2-Year Target
$30.63
(+2%)
3-Year Target
$31.00
(+4%)
3-Yr Target (if PE normalizes)
(PE: 7→7)
PE COMPRESSION
$29.74
(-1%)
Earnings growth offset by PE compression
3-Year Scenarios
Using analyst projected EPS growth
Bull:
(PE: 21.8, Growth: 121.5%)
$324.51
(+985%)
Base:
(SPY PE: 6.8, Growth: 121.5%)
$100.95
(+238%)
Bear:
(PE: 5.8, Growth: 121.5%)
$85.80
(+187%)
📈
Valuation based on Current Earnings
RECOVERY PLAY: Stock looks expensive now (40x PE), but valuation improves significantly next year (7x PE) as earnings recover.
Trailing PE: 40.36 | Current EPS (TTM): $0.72
Bull Case
$63.93
(+117%)
Analyst growth 100.0%, PE expands to 44.4
Base Case
$58.12
(+98%)
Market implied 100.0%, PE stable at 40.4
Bear Case
$19.76
(-33%)
Severe decline -20.0%, PE contracts to 34.3
These are projections based on PE multiples and EPS growth scenarios, not predictions. Actual results may vary significantly.
Share & Embed Analysis
Last updated: July 13, 2026 5:39 PM ET
Data refreshes hourly during market hours. Next update: 6:39 PM
Data refreshes hourly during market hours. Next update: 6:39 PM
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Technical Signals Check
Is KMPR showing a specific setup today?
Insider Activity (6 Months)
0
Buys
1
Sells
Net
INSIDERS SELLING
Recent Transactions
Suzet M Mckinney
SELL
504 shares
2026-02-06
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