Kemper (KMPR) Stock: Buy, Sell, or Hold?
KMPR - Kemper Corporation
$27.25
0.23 (0.85%)
â˛
5d:
-5.02%
30d:
+2.79%
90d:
+9.97%
WAIT
LOW Confidence
Analysis Updated: Sep 11, 2026 12:00 AM ET
Earnings: Nov 04, 2026
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Interactive Price Chart (1 Month)
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Bottom Line:
âšī¸ NEUTRAL: KMPR is fairly priced but lacks strong directional signals. At -0.4% expected growth, valuation appears fair. Wait for clearer setup or better entry on dips.
âšī¸ NEUTRAL: KMPR is fairly priced but lacks strong directional signals. At -0.4% expected growth, valuation appears fair. Wait for clearer setup or better entry on dips.
Long-Term Wealth Forecast (2031)
Based on Analyst Consensus Growth & Historical Valuation
0% (Stagnation)
50% (Hyper Growth)
EST. PRICE IN 2031
$53.54
Based on 14.5% avg growth
INTRINSIC VALUE TODAY
$33.24
18.0% Margin of Safety
How this is calculated: We use a Growth Decay Model: starting with analyst consensus growth (adjusted above) and gradually slowing it down to a long-term terminal rate (4%) by Year 5. This provides a more realistic valuation than assuming constant hyper-growth. We then apply a 6.5x Exit PE.
In-depth Analysis How we analyze
Valuation Analysis: KMPR is currently trading at $27.25, which is considered fair relative to its 30-day fair value range of $26.63 to $28.64. The stock's valuation (Forward PE: 6.4) is in line with its historical norms (6.5). Remarkably, the market is currently pricing in an annual earnings decline of 0.4% over the next few years. This aligns with recent fundamental challenges.
Technical Outlook: Technically, KMPR is in a downtrend. Immediate support is located at $25.73, while resistance sits at $29.10.
Market Sentiment: The stock scores a mixed 40/100 on our bottoming-setup gauge, with only partial signs of a stabilized entry point. Wall Street analysts see significant upside, with an average price target of $36.33 (+33.3%). Current signals suggest waiting for a better entry point before initiating new positions.
Technical Outlook: Technically, KMPR is in a downtrend. Immediate support is located at $25.73, while resistance sits at $29.10.
Market Sentiment: The stock scores a mixed 40/100 on our bottoming-setup gauge, with only partial signs of a stabilized entry point. Wall Street analysts see significant upside, with an average price target of $36.33 (+33.3%). Current signals suggest waiting for a better entry point before initiating new positions.
Quick Decision Summary
Current Position
FAIR
Historical Trading Range
$26.63 -
$28.64
Company Quality Score
43/100
(HOLD)
Volume Confirmation
HIGH
Confidence Score
72.4%
All Signals
- NEUTRAL: Price in fair range
- NEUTRAL: Mixed technical signals (40/100)
- BULLISH: High volume confirmation
- BULLISH: Trading 33.3% below Wall St target ($36.33)
- WARNING: Composite score 43/100 in the bottom quintile â this cohort historically lags the market
Trading Range Analysis
30-Day Trading Range
$26.63 -
$28.64
Current vs Trading Range
FAIR
Support & Resistance Levels
Support Level
$25.73
Resistance Level
$29.10
Current Trend
Downtrend
Technical data as of
Sep 11, 2026
Fundamental Context
Forward P/E (Next Year Est.)
6.44
Wall Street Target
$36.33
(+33.3%)
Revenue Growth (YoY)
-9.1%
Earnings Growth (YoY)
-3.4%
Profit Margin
-10.8%
Valuation Discount vs History
-0.4% cheaper
PE vs Historical
6.4 vs 6.5
FAIR
Market-Implied Price Targets
If current PE multiple persists
Implied Growth (YoY):
-0.4%
(market-implied from PE analysis)
1-Year Target
$27.14
(0%)
2-Year Target
$27.03
(-1%)
3-Year Target
$26.92
(-1%)
3-Yr Target (if PE normalizes)
(PE: 6â7)
$27.16
(0%)
3-Year Scenarios
Using analyst projected EPS growth
Bull:
(PE: 20.2, Growth: 106.4%)
$287.92
(+957%)
Base:
(SPY PE: 6.4, Growth: 106.4%)
$91.97
(+238%)
Bear:
(PE: 5.5, Growth: 106.4%)
$78.17
(+187%)
đĄ
Upside Surprise Potential
If earnings stabilize (0% growth), PE could expand from 6.4 to 6.5
Stabilization Target:
$27.49
(+0.9%)
PE Expansion Potential:
+0.9%
Share & Embed Analysis
Last updated: September 11, 2026 10:56 PM ET
Data refreshes hourly during market hours. Next update: 11:56 PM
Data refreshes hourly during market hours. Next update: 11:56 PM
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Technical Signals Check
Is KMPR showing a specific setup today?
Insider Activity (6 Months)
0
Buys
0
Sells
0
Net
NEUTRAL
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