WU Stock Analysis: Buy, Sell, or Hold?
WU - The Western Union Company
$7.08
-0.08 (-1.12%)
▼
5d:
+11.32%
30d:
-9.46%
90d:
-21.77%
WAIT
LOW Confidence
Analysis Updated: Aug 7, 2026 12:00 AM ET
Earnings: Jul 30, 2026
0d
Smart Money Accumulation
None View Scanner →
Strength: 10.0/10
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Interactive Price Chart (1 Month)
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Bottom Line:
📊 MIXED SIGNALS: WU shows conflicting indicators. Wait for confirmation before entering.
📊 MIXED SIGNALS: WU shows conflicting indicators. Wait for confirmation before entering.
Long-Term Wealth Forecast (2031)
Based on Analyst Consensus Growth & Historical Valuation
0% (Stagnation)
50% (Hyper Growth)
EST. PRICE IN 2031
$12.56
Based on 11.7% avg growth
INTRINSIC VALUE TODAY
$7.80
9.2% Margin of Safety
How this is calculated: We use a Growth Decay Model: starting with analyst consensus growth (adjusted above) and gradually slowing it down to a long-term terminal rate (4%) by Year 5. This provides a more realistic valuation than assuming constant hyper-growth. We then apply a 4.7x Exit PE.
In-depth Analysis How we analyze
Valuation Analysis: WU is currently trading at $7.08, which is considered oversold relative to its 30-day fair value range of $7.28 to $8.41. The stock's valuation (Forward PE: 4.6) is in line with its historical norms (4.7). Remarkably, the market is currently pricing in an annual earnings decline of 1.0% over the next few years. This aligns with recent fundamental challenges.
Technical Outlook: Technically, WU is in a strong downtrend. Immediate support is located at $6.27, while resistance sits at $8.38.
Market Sentiment: The stock shows a mixed technical setup (40/100), with neutral trendline and momentum signals. Current signals suggest waiting for a better entry point before initiating new positions.
Technical Outlook: Technically, WU is in a strong downtrend. Immediate support is located at $6.27, while resistance sits at $8.38.
Market Sentiment: The stock shows a mixed technical setup (40/100), with neutral trendline and momentum signals. Current signals suggest waiting for a better entry point before initiating new positions.
Quick Decision Summary
Current Position
OVERSOLD
Historical Trading Range
$7.28 -
$8.41
Company Quality Score
47/100
(HOLD)
Volume Confirmation
HIGH
Confidence Score
74.8%
Protect Your Profits
Holding WU? Use our AI-powered strategies to protect your downside while keeping your long-term position.
View Profit Protection PlanAll Signals
- BULLISH: Price oversold vs 30-day range
- NEUTRAL: Mixed technical signals (40/100)
- BULLISH: High volume confirmation
- NEUTRAL: Near Wall St target ($7.16)
- WARNING: Composite score 47/100 in the bottom quintile — this cohort historically lags the market
Trading Range Analysis
30-Day Trading Range
$7.28 -
$8.41
Current vs Trading Range
OVERSOLD
Support & Resistance Levels
Support Level
$6.27
Resistance Level
$8.39
Current Trend
Strong Downtrend
Technical data as of
Aug 7, 2026
Fundamental Context
Forward P/E (Next Year Est.)
4.58
Wall Street Target
$7.16
(+1.1%)
Revenue Growth (YoY)
-1.3%
Earnings Growth (YoY)
-35.1%
Profit Margin
9.8%
Valuation Discount vs History
-1.0% cheaper
PE vs Historical
4.6 vs 4.7
FAIR
Market-Implied Price Targets
If current PE multiple persists
Implied Growth (YoY):
-1.0%
(market-implied from PE analysis)
1-Year Target
$7.01
(-1%)
2-Year Target
$6.94
(-2%)
3-Year Target
$6.87
(-3%)
3-Yr Target (if PE normalizes)
(PE: 5→5)
$7.05
(0%)
3-Year Scenarios
Using analyst projected EPS growth
Bull:
(PE: 20.2, Growth: 19.4%)
$53.19
(+651%)
Base:
(SPY PE: 4.6, Growth: 19.4%)
$12.04
(+70%)
Bear:
(PE: 3.9, Growth: 19.4%)
$10.23
(+45%)
📈
Valuation based on Current Earnings
RECOVERY PLAY: Stock looks expensive now (6x PE), but valuation improves significantly next year (5x PE) as earnings recover.
Trailing PE: 5.87 | Current EPS (TTM): $1.22
Bull Case
$9.98
(+41%)
Analyst growth 26.7%, PE expands to 6.5
Base Case
$9.07
(+28%)
Market implied 26.7%, PE stable at 5.9
Bear Case
$4.87
(-31%)
Severe decline -20.0%, PE contracts to 5.0
These are projections based on PE multiples and EPS growth scenarios, not predictions. Actual results may vary significantly.
💡
Upside Surprise Potential
If earnings stabilize (0% growth), PE could expand from 4.6 to 4.7
Stabilization Target:
$7.27
(+2.6%)
PE Expansion Potential:
+2.6%
Share & Embed Analysis
Last updated: August 08, 2026 5:26 AM ET
Data refreshes hourly during market hours. Next update: 6:26 AM
Data refreshes hourly during market hours. Next update: 6:26 AM
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Technical Signals Check
Is WU showing a specific setup today?
Insider Activity (6 Months)
0
Buys
0
Sells
0
Net
NEUTRAL
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Advanced WU Option Strategies
Professional options setups generated by AI based on today's WU price and gamma walls.
