First Foundation (FFWM) Stock: Buy, Sell, or Hold?
$5.90
+0.14 (+2.43%)
â˛
5d:
+0.51%
30d:
-1.01%
90d:
-3.12%
QUANTITATIVE VERDICT
WAIT
LOW Confidence (76%)
Quality Score
49/100
Position
FAIR
Forward P/E & Valuation
16.2x
CHEAP
vs 18.6x historical avg
Wall Street Target
$6.75
+14.4% upside
Options IV & Volume
UNKNOWN Vol
UNKNOWN volume confirmation
Support / Resistance
$5.46 / $6.01
Trend: Uptrend
Executive Thesis & Bottom Line
Forward Earnings Fair Value & Price Prediction →
âšī¸ NEUTRAL: FFWM is fairly priced but lacks strong directional signals. At -4.4% expected growth, valuation appears cheap. Wait for clearer setup or better entry on dips.
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Interactive Price Chart (1 Month)
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Long-Term Wealth Forecast (2031)
Based on Analyst Consensus Growth & Historical Valuation
0% (Stagnation)
50% (Hyper Growth)
EST. PRICE IN 2031
$13.16
Based on 14.5% avg growth
INTRINSIC VALUE TODAY
$8.17
27.8% Margin of Safety
How this is calculated: We use a Growth Decay Model: starting with analyst consensus growth (adjusted above) and gradually slowing it down to a long-term terminal rate (4%) by Year 5. This provides a more realistic valuation than assuming constant hyper-growth. We then apply a 18.6x Exit PE.
In-depth Analysis How we analyze
Valuation Analysis: FFWM is currently trading at $5.90, which is considered fair based on recent price action. From a valuation perspective, the stock is trading at a discount (Forward PE: 16.2) compared to its historical average (18.6). Remarkably, the market is currently pricing in an annual earnings decline of 4.4% over the next few years. This pessimistic expectation contrasts with the company's recent 700% earnings growth, suggesting potential undervaluation if the company simply maintains stability.
Technical Outlook: Technically, FFWM is in a uptrend. The price is approaching resistance at $6.01. A breakout above this level would be a bullish signal, while rejection here could lead to consolidation.
Market Sentiment: FFWM scores 60/100 on our bottoming-setup gauge — the chart has corrected and is stabilizing (RSI reset, momentum turning up), historically a favorable entry zone. Wall Street analysts see significant upside, with an average price target of $6.75 (+14.4%). Current signals suggest waiting for a better entry point before initiating new positions.
Technical Outlook: Technically, FFWM is in a uptrend. The price is approaching resistance at $6.01. A breakout above this level would be a bullish signal, while rejection here could lead to consolidation.
Market Sentiment: FFWM scores 60/100 on our bottoming-setup gauge — the chart has corrected and is stabilizing (RSI reset, momentum turning up), historically a favorable entry zone. Wall Street analysts see significant upside, with an average price target of $6.75 (+14.4%). Current signals suggest waiting for a better entry point before initiating new positions.
Quick Decision Summary
Current Position
FAIR
Company Quality Score
49/100
(HOLD)
Volume Confirmation
UNKNOWN
Confidence Score
76.2%
Trading Range & Key Levels
Support Level
$5.46
Resistance Level
$6.01
Current Trend
Uptrend
Technical data as of
Mar 31, 2026
Quantitative Signal Breakdown
- NEUTRAL: Price in fair range
- BULLISH: Strong technical setup (60/100)
- BULLISH: Trading below Wall St target ($6.75)
- WARNING: Composite score 49/100 in the bottom quintile â this cohort historically lags the market
Fundamental Context
Forward P/E (Next Year Est.)
16.24
Wall Street Target
$6.75
(+14.4%)
Revenue Growth (YoY)
24.6%
Earnings Growth (YoY)
700.0%
Profit Margin
-91.0%
Valuation Discount vs History
-4.4% cheaper
PE vs Historical
16.2 vs 18.6
CHEAP
Market-Implied Price Targets
If current PE multiple persists
Implied Growth (YoY):
-4.4%
(market-implied from PE analysis)
1-Year Target
$5.64
(-4%)
2-Year Target
$5.39
(-9%)
3-Year Target
$5.15
(-13%)
3-Yr Target (if PE normalizes)
(PE: 16â19)
$5.90
(+0%)
3-Year Scenarios
Using analyst projected EPS growth
Bull:
(PE: 22.4, Growth: 179.5%)
$27.40
(+365%)
Base:
(SPY PE: 16.2, Growth: 179.5%)
$19.91
(+238%)
Bear:
(PE: 13.8, Growth: 179.5%)
$16.93
(+187%)
đĄ
Upside Surprise Potential
If earnings stabilize (0% growth), PE could expand from 16.2 to 18.6
Stabilization Target:
$6.76
(+14.5%)
PE Expansion Potential:
+14.5%
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bloggers & journalists: you are free to use our charts with attribution.Reddit & Retail Trader Sentiment (FFWM)
Bullish
2 Retail Mentions
Reddit / WSB Comments
1
Bearish
StockTwits Volume
1 msgs
24h retail stream
Last Tracked
Feb 26, 2026
Daily AI digest
AI Retail Discussion Summary:
FirstSun Capital Bancorp and First Foundation have received approval from the Office of the Comptroller of the Currency for their $785M bank merger. Closing is pending federal reserve approval, stockholder approvals, and other conditions.
Key Retail Themes:
bank merger
regulatory approval
Aggregated from r/wallstreetbets, r/stocks & StockTwits streams.
View All Trending Reddit & WSB Stocks →
Last updated: November 12, 2026 4:07 AM ET
Data refreshes hourly during market hours. Next update: 5:07 AM
Data refreshes hourly during market hours. Next update: 5:07 AM
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Insider Activity (6 Months)
0
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Sells
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NEUTRAL
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