H&R Block (HRB) Stock: Buy, Sell, or Hold?
HRB - H&R Block, Inc.
$41.68
-0.64 (-1.51%)
▼
5d:
-1.21%
30d:
-18.21%
90d:
+6.27%
HOLD
LOW Confidence
Analysis Updated: Oct 2, 2026 12:00 AM ET
Earnings: Nov 05, 2026
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Interactive Price Chart (1 Month)
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Bottom Line:
📊 HOLD: HRB shows mixed signals. Fine to hold existing positions. Not urgent to buy or sell.
📊 HOLD: HRB shows mixed signals. Fine to hold existing positions. Not urgent to buy or sell.
Long-Term Wealth Forecast (2031)
Based on Analyst Consensus Growth & Historical Valuation
0% (Stagnation)
50% (Hyper Growth)
EST. PRICE IN 2031
$58.51
Based on 5.8% avg growth
INTRINSIC VALUE TODAY
$36.33
Trading above historical range
How this is calculated: We use a Growth Decay Model: starting with analyst consensus growth (adjusted above) and gradually slowing it down to a long-term terminal rate (4%) by Year 5. This provides a more realistic valuation than assuming constant hyper-growth. We then apply a 6.7x Exit PE.
In-depth Analysis How we analyze
Valuation Analysis: HRB is currently trading at $41.68, which is considered oversold relative to its 30-day fair value range of $42.12 to $50.67. The stock's valuation (Forward PE: 6.3) is in line with its historical norms (6.7). Remarkably, the market is currently pricing in an annual earnings decline of 2.1% over the next few years. This pessimistic expectation contrasts with the company's recent 4.5% earnings growth, suggesting potential undervaluation if the company simply maintains stability.
Technical Outlook: Technically, HRB is in a strong downtrend. Immediate support is located at $39.50, while resistance sits at $45.52.
Market Sentiment: HRB scores 92/100 on our bottoming-setup gauge — the chart has corrected and is stabilizing (RSI reset, momentum turning up), historically a favorable entry zone. Wall Street analysts see significant upside, with an average price target of $51.67 (+24.0%). The stock is fairly positioned - fine to hold existing positions or accumulate slowly on dips, but not an urgent buy.
Technical Outlook: Technically, HRB is in a strong downtrend. Immediate support is located at $39.50, while resistance sits at $45.52.
Market Sentiment: HRB scores 92/100 on our bottoming-setup gauge — the chart has corrected and is stabilizing (RSI reset, momentum turning up), historically a favorable entry zone. Wall Street analysts see significant upside, with an average price target of $51.67 (+24.0%). The stock is fairly positioned - fine to hold existing positions or accumulate slowly on dips, but not an urgent buy.
Quick Decision Summary
Current Position
OVERSOLD
Historical Trading Range
$42.12 -
$50.67
Company Quality Score
59/100
(HOLD)
Volume Confirmation
HIGH
Confidence Score
90.5%
Protect Your Profits
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View Profit Protection PlanAll Signals
- BULLISH: Price oversold vs 30-day range
- BULLISH: Strong technical setup (92/100)
- BULLISH: High volume confirmation
- BULLISH: Trading 24.0% below Wall St target ($51.67)
- CAUTION: Bottoming setup, but lagging the sector by 33% over 20 days — wait for relative strength
Trading Range Analysis
30-Day Trading Range
$42.12 -
$50.67
Current vs Trading Range
OVERSOLD
Support & Resistance Levels
Support Level
$39.50
Resistance Level
$45.52
Current Trend
Strong Downtrend
Technical data as of
Oct 2, 2026
Fundamental Context
Forward P/E (Next Year Est.)
6.31
Wall Street Target
$51.67
(+24.0%)
Revenue Growth (YoY)
3.0%
Earnings Growth (YoY)
4.5%
Profit Margin
18.6%
Valuation Discount vs History
-2.1% cheaper
PE vs Historical
6.3 vs 6.7
FAIR
Market-Implied Price Targets
If current PE multiple persists
Implied Growth (YoY):
-2.1%
(market-implied from PE analysis)
1-Year Target
$40.80
(-2%)
2-Year Target
$39.95
(-4%)
3-Year Target
$39.11
(-6%)
3-Yr Target (if PE normalizes)
(PE: 6→7)
$41.52
(0%)
3-Year Scenarios
Using analyst projected EPS growth
Bull:
(PE: 20.4, Growth: 7.5%)
$167.24
(+301%)
Base:
(SPY PE: 6.3, Growth: 7.5%)
$51.73
(+24%)
Bear:
(PE: 5.4, Growth: 7.5%)
$43.97
(+6%)
📈
Valuation based on Current Earnings
RECOVERY PLAY: Stock looks expensive now (7x PE), but valuation improves significantly next year (6x PE) as earnings recover.
Trailing PE: 7.44 | Current EPS (TTM): $5.69
Bull Case
$54.04
(+30%)
Analyst growth 16.1%, PE expands to 8.2
Base Case
$49.13
(+18%)
Market implied 16.1%, PE stable at 7.4
Bear Case
$28.78
(-31%)
Severe decline -20.0%, PE contracts to 6.3
These are projections based on PE multiples and EPS growth scenarios, not predictions. Actual results may vary significantly.
💡
Upside Surprise Potential
If earnings stabilize (0% growth), PE could expand from 6.3 to 6.7
Stabilization Target:
$44.25
(+6.2%)
PE Expansion Potential:
+6.2%
Share & Embed Analysis
Last updated: October 03, 2026 10:46 AM ET
Data refreshes hourly during market hours. Next update: 11:46 AM
Data refreshes hourly during market hours. Next update: 11:46 AM
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Technical Signals Check
Is HRB showing a specific setup today?
Insider Activity (6 Months)
0
Buys
0
Sells
0
Net
NEUTRAL
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