ORI Stock Analysis: Buy, Sell, or Hold?
ORI - Old Republic International Corporation
$43.21
-0.17 (-0.39%)
▼
5d:
+2.18%
30d:
+5.34%
90d:
+8.16%
HOLD
MODERATE Confidence
Analysis Updated: Jul 31, 2026 12:00 AM ET
Earnings: Oct 22, 2026
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Interactive Price Chart (1 Month)
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Bottom Line:
📊 HOLD: ORI is fairly valued with market pricing in 2.9% annual growth. Fine to hold or accumulate slowly on dips.
📊 HOLD: ORI is fairly valued with market pricing in 2.9% annual growth. Fine to hold or accumulate slowly on dips.
Long-Term Wealth Forecast (2031)
Based on Analyst Consensus Growth & Historical Valuation
0% (Stagnation)
50% (Hyper Growth)
EST. PRICE IN 2031
$58.22
Based on 8.1% avg growth
INTRINSIC VALUE TODAY
$36.15
Trading above historical range
How this is calculated: We use a Growth Decay Model: starting with analyst consensus growth (adjusted above) and gradually slowing it down to a long-term terminal rate (4%) by Year 5. This provides a more realistic valuation than assuming constant hyper-growth. We then apply a 12.0x Exit PE.
In-depth Analysis How we analyze
Valuation Analysis: ORI is currently trading at $43.21, which is considered extended relative to its 30-day fair value range of $40.47 to $42.90. The stock's valuation (Forward PE: 13.1) is in line with its historical norms (12.0). At these levels, the market is pricing in 2.9% annual earnings growth. This growth rate appears achievable given the company's track record, suggesting the valuation is rational.
Technical Outlook: Technically, ORI is in a uptrend. Immediate support is located at $39.84, while resistance sits at $44.65.
Market Sentiment: ORI has a strong technical setup (75/100), with favorable trendlines, momentum, and price action for short-term traders. The stock is fairly positioned - fine to hold existing positions or accumulate slowly on dips, but not an urgent buy.
Technical Outlook: Technically, ORI is in a uptrend. Immediate support is located at $39.84, while resistance sits at $44.65.
Market Sentiment: ORI has a strong technical setup (75/100), with favorable trendlines, momentum, and price action for short-term traders. The stock is fairly positioned - fine to hold existing positions or accumulate slowly on dips, but not an urgent buy.
Quick Decision Summary
Current Position
EXTENDED
Historical Trading Range
$40.47 -
$42.90
Company Quality Score
59/100
(HOLD)
Volume Confirmation
HIGH
Confidence Score
58.1%
All Signals
- BEARISH: Price extended above range
- BULLISH: Strong technical setup (75/100)
- BULLISH: High volume confirmation
- NEUTRAL: Near Wall St target ($43.50)
- NEUTRAL: Market pricing in 2.9% annual earnings growth - fairly valued
Trading Range Analysis
30-Day Trading Range
$40.47 -
$42.90
Current vs Trading Range
EXTENDED
Support & Resistance Levels
Support Level
$39.85
Resistance Level
$44.65
Current Trend
Uptrend
Technical data as of
Jul 31, 2026
Fundamental Context
Forward P/E (Next Year Est.)
13.09
Wall Street Target
$43.50
(+0.7%)
Revenue Growth (YoY)
13.4%
Earnings Growth (YoY)
61.7%
Profit Margin
11.7%
Valuation Premium vs History
+2.9% premium
PE vs Historical
13.1 vs 12.0
FAIR
Market-Implied Price Targets
If current PE multiple persists
Implied Growth (YoY):
+2.9%
(market-implied from PE analysis)
1-Year Target
$44.46
(+3%)
2-Year Target
$45.75
(+6%)
3-Year Target
$47.08
(+9%)
3-Yr Target (if PE normalizes)
(PE: 13→12)
PE COMPRESSION
$43.15
(0%)
Earnings growth offset by PE compression
3-Year Scenarios
Using analyst projected EPS growth
Bull:
(PE: 20.7, Growth: 12.1%)
$96.42
(+123%)
Base:
(SPY PE: 13.1, Growth: 12.1%)
$60.90
(+41%)
Bear:
(PE: 11.1, Growth: 12.1%)
$51.77
(+20%)
📈
Valuation based on Current Earnings
Trailing PE: 9.77 | Current EPS (TTM): $4.44
Bull Case
$35.47
(-18%)
Analyst growth -25.7%, PE expands to 10.8
Base Case
$32.24
(-25%)
Market implied -25.7%, PE stable at 9.8
Bear Case
$29.50
(-32%)
Severe decline -20.0%, PE contracts to 8.3
These are projections based on PE multiples and EPS growth scenarios, not predictions. Actual results may vary significantly.
Share & Embed Analysis
Last updated: August 03, 2026 1:34 AM ET
Data refreshes hourly during market hours. Next update: 2:34 AM
Data refreshes hourly during market hours. Next update: 2:34 AM
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Technical Signals Check
Is ORI showing a specific setup today?
Insider Activity (6 Months)
1
Buys
0
Sells
+
Net
INSIDERS BUYING
Recent Transactions
John Eric Smith
BUY
1135 shares
2026-03-02
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