ORI Stock Analysis: Buy, Sell, or Hold?

ORI - Old Republic International Corporation

SURETY INSURANCE
$41.58
-0.22 (-0.53%) â–ŧ
5d: -2.96%
30d: +0.63%
90d: +4.87%
WAIT
LOW Confidence
Analysis Updated: Aug 21, 2026 12:00 AM ET
Earnings: Oct 22, 2026

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Interactive Price Chart (1 Month)

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💡
Bottom Line:
â„šī¸ NEUTRAL: ORI is fairly priced but lacks strong directional signals. At 1.5% expected growth, valuation appears fair. Wait for clearer setup or better entry on dips.
See Forward Earnings Fair Value & Price Prediction →

Long-Term Wealth Forecast (2031)

Based on Analyst Consensus Growth & Historical Valuation

0% (Stagnation) 50% (Hyper Growth)
EST. PRICE IN 2031
$58.22
Based on 8.1% avg growth
INTRINSIC VALUE TODAY
$36.15
Trading above historical range

How this is calculated: We use a Growth Decay Model: starting with analyst consensus growth (adjusted above) and gradually slowing it down to a long-term terminal rate (4%) by Year 5. This provides a more realistic valuation than assuming constant hyper-growth. We then apply a 12.0x Exit PE.

In-depth Analysis How we analyze

Valuation Analysis: ORI is currently trading at $41.58, which is considered fair relative to its 30-day fair value range of $41.62 to $43.49. The stock's valuation (Forward PE: 12.6) is in line with its historical norms (12.0). At these levels, the market is pricing in 1.5% annual earnings growth. This growth rate appears achievable given the company's track record, suggesting the valuation is rational.

Technical Outlook: Technically, ORI is in a uptrend. The price is currently testing key support at $41.55. A bounce from this level would confirm strength, while a break below could signal further downside.

Market Sentiment: ORI scores 39/100 on our bottoming-setup gauge. Note this measures entry quality, not trend direction — a low score can mean the chart is extended after a strong run (don't chase) or still falling without stabilization; better entries typically come after a pullback toward the 20-day average. Current signals suggest waiting for a better entry point before initiating new positions.

Quick Decision Summary

Current Position FAIR
Historical Trading Range $41.62 - $43.49
Company Quality Score 52/100 (HOLD)
Volume Confirmation HIGH
Confidence Score 46.2%

All Signals

  • NEUTRAL: Price in fair range
  • BEARISH: Weak technical setup (39/100)
  • BULLISH: High volume confirmation
  • NEUTRAL: Near Wall St target ($43.50)
  • NEUTRAL: Market pricing in 1.5% annual earnings growth - fairly valued
  • WARNING: Composite score 52/100 in the bottom quintile — this cohort historically lags the market

Trading Range Analysis

30-Day Trading Range $41.62 - $43.49
Current vs Trading Range FAIR

Support & Resistance Levels

Support Level $41.56
Resistance Level $43.14
Current Trend Uptrend
Technical data as of Aug 21, 2026

Fundamental Context

Forward P/E (Next Year Est.) 12.60
Wall Street Target $43.50 (+4.6%)
Revenue Growth (YoY) 13.4%
Earnings Growth (YoY) 61.7%
Profit Margin 11.7%
Valuation Premium vs History +1.5% premium
PE vs Historical 12.6 vs 12.0 FAIR
Market-Implied Price Targets If current PE multiple persists
Implied Growth (YoY): +1.5% (market-implied from PE analysis)
1-Year Target $42.20 (+2%)
2-Year Target $42.84 (+3%)
3-Year Target $43.48 (+5%)
3-Yr Target (if PE normalizes) (PE: 13→12) PE COMPRESSION $41.41 (0%)
Earnings growth offset by PE compression
3-Year Scenarios Using analyst projected EPS growth
Bull: (PE: 20.1, Growth: 12.1%) $93.35 (+125%)
Base: (SPY PE: 12.6, Growth: 12.1%) $58.60 (+41%)
Bear: (PE: 10.7, Growth: 12.1%) $49.81 (+20%)
📈 Valuation based on Current Earnings
Trailing PE: 9.19 | Current EPS (TTM): $4.55
Bull Case $33.35 (-20%)
Analyst growth -27.5%, PE expands to 10.1
Base Case $30.32 (-27%)
Market implied -27.5%, PE stable at 9.2
Bear Case $28.42 (-32%)
Severe decline -20.0%, PE contracts to 7.8
These are projections based on PE multiples and EPS growth scenarios, not predictions. Actual results may vary significantly.
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Last updated: August 23, 2026 10:29 AM ET
Data refreshes hourly during market hours. Next update: 11:29 AM
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Insider Activity (6 Months)
1
Buys
0
Sells
+
Net
INSIDERS BUYING
Recent Transactions
John Eric Smith BUY 1135 shares 2026-03-02

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