PGY Stock Analysis: Buy, Sell, or Hold?
PGY - Pagaya Technologies Ltd. Class A Ordinary Shares
$13.96
-1.33 (-8.70%)
▼
5d:
+2.27%
30d:
-2.79%
90d:
+19.52%
BUY
HIGH Confidence
Analysis Updated: Jun 3, 2026 12:00 AM ET
Earnings: Aug 06, 2026
Smart Money Distribution
None View Scanner →
Strength: 7.3/10
Get Alerted When PGY Hits Your Target Price
Join 10,000+ traders who never miss a move
You're in! Check your email to confirm and set your target price.
100% Free
No spam, ever
Unsubscribe anytime
13 traders called PGY this week
89% bullish • 2 bearish
89% bullish • 2 bearish
Interactive Price Chart (1 Month)
Loading chart...
Loading historical data...
Bottom Line:
✅ BUY SIGNAL: PGY appears deeply undervalued. Market expects -7.0% annual earnings decline despite 184% recent earnings growth. Contrarian opportunity at discount to historical valuation.
✅ BUY SIGNAL: PGY appears deeply undervalued. Market expects -7.0% annual earnings decline despite 184% recent earnings growth. Contrarian opportunity at discount to historical valuation.
Long-Term Wealth Forecast (2031)
Based on Analyst Consensus Growth & Historical Valuation
0% (Stagnation)
50% (Hyper Growth)
EST. PRICE IN 2031
$27.09
Based on 9.4% avg growth
INTRINSIC VALUE TODAY
$16.82
17.0% Margin of Safety
How this is calculated: We use a Growth Decay Model: starting with analyst consensus growth (adjusted above) and gradually slowing it down to a long-term terminal rate (4%) by Year 5. This provides a more realistic valuation than assuming constant hyper-growth. We then apply a 4.9x Exit PE.
In-depth Analysis How we analyze
Valuation Analysis: PGY is currently trading at $13.96, which is considered fair relative to its 30-day fair value range of $13.07 to $14.80. From a valuation perspective, the stock is trading at a discount (Forward PE: 4.0) compared to its historical average (4.9). Remarkably, the market is currently pricing in an annual earnings decline of 7.0% over the next few years. This pessimistic expectation contrasts with the company's recent 183.8% earnings growth, suggesting potential undervaluation if the company simply maintains stability.
Technical Outlook: Technically, PGY is in a strong uptrend. Immediate support is located at $12.15, while resistance sits at $15.99. Short-term momentum is weak, with the stock down 8.7% recently.
Market Sentiment: PGY has a strong technical setup (60/100), with favorable trendlines, momentum, and price action for short-term traders. Wall Street analysts see significant upside, with an average price target of $26.90 (+92.7%). Combining these factors, the current setup offers a favorable risk/reward ratio for buyers.
Technical Outlook: Technically, PGY is in a strong uptrend. Immediate support is located at $12.15, while resistance sits at $15.99. Short-term momentum is weak, with the stock down 8.7% recently.
Market Sentiment: PGY has a strong technical setup (60/100), with favorable trendlines, momentum, and price action for short-term traders. Wall Street analysts see significant upside, with an average price target of $26.90 (+92.7%). Combining these factors, the current setup offers a favorable risk/reward ratio for buyers.
Quick Decision Summary
Current Position
FAIR
Historical Trading Range
$13.07 -
$14.80
Company Quality Score
55/100
(HOLD)
Volume Confirmation
HIGH
Confidence Score
78.6%
All Signals
- NEUTRAL: Price in fair range
- BULLISH: Strong technical setup (60/100)
- BULLISH: High volume confirmation
- BEARISH: Downward momentum (-8.7%)
- BULLISH: Trading 92.7% below Wall St target ($26.90)
Trading Range Analysis
30-Day Trading Range
$13.07 -
$14.80
Current vs Trading Range
FAIR
Support & Resistance Levels
Support Level
$12.15
Resistance Level
$15.99
Current Trend
Strong Uptrend
Technical data as of
Jun 2, 2026
Fundamental Context
Forward P/E (Next Year Est.)
3.95
Wall Street Target
$26.90
(+92.7%)
Revenue Growth (YoY)
9.6%
Earnings Growth (YoY)
183.8%
Profit Margin
7.4%
Valuation Discount vs History
-7.0% cheaper
PE vs Historical
4.0 vs 4.9
CHEAP
Market-Implied Price Targets
If current PE multiple persists
Implied Growth (YoY):
-7.0%
(market-implied from PE analysis)
1-Year Target
$12.98
(-7%)
2-Year Target
$12.07
(-14%)
3-Year Target
$11.23
(-20%)
3-Yr Target (if PE normalizes)
(PE: 4→5)
$13.95
(0%)
3-Year Scenarios
Using analyst projected EPS growth
Bull:
(PE: 21.9, Growth: 14.8%)
$117.17
(+739%)
Base:
(SPY PE: 3.9, Growth: 14.8%)
$21.10
(+51%)
Bear:
(PE: 3.4, Growth: 14.8%)
$17.93
(+29%)
📈
Valuation based on Current Earnings
RECOVERY PLAY: Stock looks expensive now (12x PE), but valuation improves significantly next year (4x PE) as earnings recover.
Trailing PE: 11.97 | Current EPS (TTM): $1.14
Bull Case
$30.03
(+115%)
Analyst growth 100.0%, PE expands to 13.2
Base Case
$27.30
(+96%)
Market implied 100.0%, PE stable at 12.0
Bear Case
$9.28
(-34%)
Severe decline -20.0%, PE contracts to 10.2
These are projections based on PE multiples and EPS growth scenarios, not predictions. Actual results may vary significantly.
💡
Upside Surprise Potential
If earnings stabilize (0% growth), PE could expand from 3.9 to 4.9
Stabilization Target:
$17.34
(+24.2%)
PE Expansion Potential:
+24.2%
Share & Embed Analysis
Last updated: June 03, 2026 5:26 PM ET
Data refreshes hourly during market hours. Next update: 6:26 PM
Data refreshes hourly during market hours. Next update: 6:26 PM
🔥 Top Stocks Breaking Out Now
| Ticker | Score | Recommendation | Change % |
|---|
Technical Signals Check
Is PGY showing a specific setup today?
Insider Activity (6 Months)
0
Buys
8
Sells
Net
INSIDERS SELLING
Recent Transactions
Tami Rosen
SELL
9720 shares
2026-04-17
Evangelos Perros
SELL
13004 shares
2026-04-01
Evangelos Perros
SELL
8425 shares
2026-03-12
Top Rated Software - Infrastructure Stocks
Top-rated stocks in Software - Infrastructure by analyst ratings.
| Stock | Analyst Consensus | Analyst Target | Tradestie Score |
|---|---|---|---|
|
MSFT
Microsoft Corporation |
STRONG BUY
61 analysts |
$561 | 63 BUY |
|
CYBR
CyberArk Software Ltd |
STRONG BUY
38 analysts |
$475 | 52 HOLD |
|
GTLB
Gitlab Inc |
STRONG BUY
28 analysts |
$30 | 67 BUY |
|
CFLT
Confluent Inc |
STRONG BUY
36 analysts |
$31 | 63 BUY |
|
CRWD
Crowdstrike Holdings Inc |
STRONG BUY
51 analysts |
$535 | 57 HOLD |
Advanced PGY Option Strategies
Professional options setups generated by AI based on today's PGY price and gamma walls.
