Stewart Information Services (STC) Stock: Buy, Sell, or Hold?
STC - Stewart Information Services Corporation
$50.04
-2.53 (-4.81%)
âŧ
5d:
-3.75%
30d:
-19.26%
90d:
-25.78%
WAIT
LOW Confidence
Analysis Updated: Oct 22, 2026 12:00 AM ET
Earnings: Oct 21, 2026
0d
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Interactive Price Chart (1 Month)
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Bottom Line:
âšī¸ NEUTRAL: STC is fairly priced but lacks strong directional signals. At -2.8% expected growth, valuation appears fair. Wait for clearer setup or better entry on dips.
âšī¸ NEUTRAL: STC is fairly priced but lacks strong directional signals. At -2.8% expected growth, valuation appears fair. Wait for clearer setup or better entry on dips.
Long-Term Wealth Forecast (2031)
Based on Analyst Consensus Growth & Historical Valuation
0% (Stagnation)
50% (Hyper Growth)
EST. PRICE IN 2031
$100.36
Based on 12.0% avg growth
INTRINSIC VALUE TODAY
$62.31
19.7% Margin of Safety
How this is calculated: We use a Growth Decay Model: starting with analyst consensus growth (adjusted above) and gradually slowing it down to a long-term terminal rate (4%) by Year 5. This provides a more realistic valuation than assuming constant hyper-growth. We then apply a 9.4x Exit PE.
In-depth Analysis How we analyze
Valuation Analysis: STC is currently trading at $50.04, which is considered slightly low relative to its 30-day fair value range of $49.93 to $61.73. The stock's valuation (Forward PE: 8.6) is in line with its historical norms (9.4). Remarkably, the market is currently pricing in an annual earnings decline of 2.8% over the next few years. This pessimistic expectation contrasts with the company's recent 7.1% earnings growth, suggesting potential undervaluation if the company simply maintains stability.
Technical Outlook: Technically, STC is in a strong downtrend. The price is currently testing key support at $49.04. A bounce from this level would confirm strength, while a break below could signal further downside. Short-term momentum is weak, with the stock down 4.8% recently.
Market Sentiment: STC scores 25/100 on our bottoming-setup gauge. Note this measures entry quality, not trend direction — a low score can mean the chart is extended after a strong run (don't chase) or still falling without stabilization; better entries typically come after a pullback toward the 20-day average. Wall Street analysts see significant upside, with an average price target of $79.00 (+50.3%). Current signals suggest waiting for a better entry point before initiating new positions.
Technical Outlook: Technically, STC is in a strong downtrend. The price is currently testing key support at $49.04. A bounce from this level would confirm strength, while a break below could signal further downside. Short-term momentum is weak, with the stock down 4.8% recently.
Market Sentiment: STC scores 25/100 on our bottoming-setup gauge. Note this measures entry quality, not trend direction — a low score can mean the chart is extended after a strong run (don't chase) or still falling without stabilization; better entries typically come after a pullback toward the 20-day average. Wall Street analysts see significant upside, with an average price target of $79.00 (+50.3%). Current signals suggest waiting for a better entry point before initiating new positions.
Quick Decision Summary
Current Position
SLIGHTLY LOW
Historical Trading Range
$49.93 -
$61.73
Company Quality Score
45/100
(HOLD)
Options IV Signal
32th percentile
(NORMAL)
Volume Confirmation
HIGH
Confidence Score
55.8%
Protect Your Profits
Holding STC? Use our AI-powered strategies to protect your downside while keeping your long-term position.
View Profit Protection PlanAll Signals
- BULLISH: Price oversold vs 30-day range
- NEUTRAL: Options fairly priced (IV 32th percentile)
- BEARISH: Weak technical setup (25/100)
- BULLISH: High volume confirmation
- BEARISH: Downward momentum (-4.8%)
- BULLISH: Trading 50.3% below Wall St target ($79.00)
- WARNING: Composite score 45/100 in the bottom quintile â this cohort historically lags the market
Trading Range Analysis
30-Day Trading Range
$49.93 -
$61.73
Current vs Trading Range
SLIGHTLY LOW
Expected Move (7 Days)
Âą$3.88
(7.8%)
Support & Resistance Levels
Support Level
$49.04
Resistance Level
$53.94
Current Trend
Strong Downtrend
Technical data as of
Oct 21, 2026
Fundamental Context
Forward P/E (Next Year Est.)
8.60
Wall Street Target
$79.00
(+50.3%)
Revenue Growth (YoY)
24.3%
Earnings Growth (YoY)
7.1%
Profit Margin
4.1%
Valuation Discount vs History
-2.8% cheaper
PE vs Historical
8.6 vs 9.4
FAIR
Market-Implied Price Targets
If current PE multiple persists
Implied Growth (YoY):
-2.8%
(market-implied from PE analysis)
1-Year Target
$51.10
(-3%)
2-Year Target
$49.67
(-6%)
3-Year Target
$48.28
(-8%)
3-Yr Target (if PE normalizes)
(PE: 9â9)
$52.74
(+0%)
3-Year Scenarios
Using analyst projected EPS growth
Bull:
(PE: 19.9, Growth: 19.9%)
$209.27
(+298%)
Base:
(SPY PE: 8.6, Growth: 19.9%)
$90.66
(+73%)
Bear:
(PE: 7.3, Growth: 19.9%)
$77.06
(+47%)
đ
Valuation based on Current Earnings
RECOVERY PLAY: Stock looks expensive now (11x PE), but valuation improves significantly next year (9x PE) as earnings recover.
Trailing PE: 11.47 | Current EPS (TTM): $4.57
Bull Case
$77.09
(+47%)
Analyst growth 33.7%, PE expands to 12.6
Base Case
$70.08
(+33%)
Market implied 33.7%, PE stable at 11.5
Bear Case
$35.65
(-32%)
Severe decline -20.0%, PE contracts to 9.8
These are projections based on PE multiples and EPS growth scenarios, not predictions. Actual results may vary significantly.
đĄ
Upside Surprise Potential
If earnings stabilize (0% growth), PE could expand from 8.6 to 9.4
Stabilization Target:
$57.43
(+9.3%)
PE Expansion Potential:
+9.3%
Share & Embed Analysis
Last updated: October 22, 2026 1:48 PM ET
Data refreshes hourly during market hours. Next update: 2:48 PM
Data refreshes hourly during market hours. Next update: 2:48 PM
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Technical Signals Check
Is STC showing a specific setup today?
Insider Activity (6 Months)
0
Buys
0
Sells
0
Net
NEUTRAL
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Advanced STC Option Strategies
Professional options setups generated by AI based on today's STC price and gamma walls.
