WTM Stock Analysis: Buy, Sell, or Hold?
WTM - White Mountains Insurance Group Ltd.
$2174.96
-6.23 (-0.29%)
▼
5d:
+0.4%
30d:
+7.73%
90d:
-5.48%
HOLD
MODERATE Confidence
Analysis Updated: Jul 13, 2026 12:00 AM ET
Earnings: Aug 06, 2026
22d
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Interactive Price Chart (1 Month)
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Bottom Line:
📊 HOLD: WTM shows mixed signals. Fine to hold existing positions. Not urgent to buy or sell.
📊 HOLD: WTM shows mixed signals. Fine to hold existing positions. Not urgent to buy or sell.
Long-Term Wealth Forecast (2031)
Based on Analyst Consensus Growth & Historical Valuation
0% (Stagnation)
50% (Hyper Growth)
EST. PRICE IN 2031
$438.34
Based on -24.3% avg growth
INTRINSIC VALUE TODAY
$272.17
Trading above historical range
How this is calculated: We use a Growth Decay Model: starting with analyst consensus growth (adjusted above) and gradually slowing it down to a long-term terminal rate (4%) by Year 5. This provides a more realistic valuation than assuming constant hyper-growth. We then apply a 23.6x Exit PE.
In-depth Analysis How we analyze
Valuation Analysis: WTM is currently trading at $2174.96, which is considered extended relative to its 30-day fair value range of $2005.05 to $2140.70. The stock's valuation (Forward PE: 24.2) is in line with its historical norms (23.6). At these levels, the market is pricing in 0.8% annual earnings growth.
Technical Outlook: Technically, WTM is showing sideways momentum. The price is approaching resistance at $2159.00. A breakout above this level would be a bullish signal, while rejection here could lead to consolidation.
Market Sentiment: WTM has a strong technical setup (60/100), with favorable trendlines, momentum, and price action for short-term traders. However, the stock is trading significantly above the average Wall Street target of $360.00. The stock is fairly positioned - fine to hold existing positions or accumulate slowly on dips, but not an urgent buy.
Technical Outlook: Technically, WTM is showing sideways momentum. The price is approaching resistance at $2159.00. A breakout above this level would be a bullish signal, while rejection here could lead to consolidation.
Market Sentiment: WTM has a strong technical setup (60/100), with favorable trendlines, momentum, and price action for short-term traders. However, the stock is trading significantly above the average Wall Street target of $360.00. The stock is fairly positioned - fine to hold existing positions or accumulate slowly on dips, but not an urgent buy.
Quick Decision Summary
Current Position
EXTENDED
Historical Trading Range
$2005.05 -
$2140.70
Company Quality Score
55/100
(HOLD)
Volume Confirmation
HIGH
Confidence Score
55.7%
All Signals
- BEARISH: Price extended above range
- BULLISH: Strong technical setup (60/100)
- BULLISH: High volume confirmation
- BEARISH: Trading 83.4% above Wall St target ($360.00)
- BULLISH: Expecting earnings turnaround to 0.8% growth with -10.8% revenue growth
Trading Range Analysis
30-Day Trading Range
$2005.05 -
$2140.70
Current vs Trading Range
EXTENDED
Support & Resistance Levels
Support Level
$1991.29
Resistance Level
$2159.00
Current Trend
Sideways
Technical data as of
Jun 9, 2026
Fundamental Context
Forward P/E (Next Year Est.)
24.17
Wall Street Target
$360.00
(-83.4%)
Revenue Growth (YoY)
-10.8%
Earnings Growth (YoY)
-36.6%
Profit Margin
37.0%
Valuation Premium vs History
+0.8% premium
PE vs Historical
24.2 vs 23.6
FAIR
Market-Implied Price Targets
If current PE multiple persists
Implied Growth (YoY):
+0.8%
(market-implied from PE analysis)
1-Year Target
$2192.36
(+1%)
2-Year Target
$2209.90
(+2%)
3-Year Target
$2227.58
(+2%)
3-Yr Target (if PE normalizes)
(PE: 24→24)
PE COMPRESSION
$2175.38
(0%)
Earnings growth offset by PE compression
3-Year Scenarios
Using analyst projected EPS growth
Bull:
(PE: 24.2, Growth: -52.6%)
$1585.55
(+-27%)
Base:
(SPY PE: 21.8, Growth: -52.6%)
$1428.99
(-34%)
Bear:
(PE: 18.5, Growth: -52.6%)
$1214.64
(-44%)
📈
Valuation based on Current Earnings
Trailing PE: 5.39 | Current EPS (TTM): $404.39
Bull Case
$1199.66
(-45%)
Analyst growth -50.0%, PE expands to 5.9
Base Case
$1090.60
(-50%)
Market implied -50.0%, PE stable at 5.4
Bear Case
$1483.22
(-32%)
Severe decline -20.0%, PE contracts to 4.6
These are projections based on PE multiples and EPS growth scenarios, not predictions. Actual results may vary significantly.
Share & Embed Analysis
Last updated: July 14, 2026 2:27 AM ET
Data refreshes hourly during market hours. Next update: 3:27 AM
Data refreshes hourly during market hours. Next update: 3:27 AM
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Technical Signals Check
Is WTM showing a specific setup today?
Insider Activity (6 Months)
0
Buys
0
Sells
0
Net
NEUTRAL
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