WTM Stock Analysis: Buy, Sell, or Hold?
WTM - White Mountains Insurance Group Ltd.
$2023.63
12.88 (0.64%)
▲
5d:
-0.35%
30d:
-5.4%
90d:
-6.44%
BUY
MODERATE Confidence
Analysis Updated: Jun 23, 2026 12:00 AM ET
Earnings: Aug 06, 2026
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Interactive Price Chart (1 Month)
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Bottom Line:
💡 BUY OPPORTUNITY: WTM shows positive signals but monitor for confirmation. Market pricing in 1.6% decline. Moderate conviction.
💡 BUY OPPORTUNITY: WTM shows positive signals but monitor for confirmation. Market pricing in 1.6% decline. Moderate conviction.
Long-Term Wealth Forecast (2031)
Based on Analyst Consensus Growth & Historical Valuation
0% (Stagnation)
50% (Hyper Growth)
EST. PRICE IN 2031
$438.34
Based on -24.3% avg growth
INTRINSIC VALUE TODAY
$272.17
Trading above historical range
How this is calculated: We use a Growth Decay Model: starting with analyst consensus growth (adjusted above) and gradually slowing it down to a long-term terminal rate (4%) by Year 5. This provides a more realistic valuation than assuming constant hyper-growth. We then apply a 23.6x Exit PE.
In-depth Analysis How we analyze
Valuation Analysis: WTM is currently trading at $2023.63, which is considered slightly low relative to its 30-day fair value range of $2009.86 to $2115.75. The stock's valuation (Forward PE: 22.5) is in line with its historical norms (23.6). Remarkably, the market is currently pricing in an annual earnings decline of 1.6% over the next few years. This aligns with recent fundamental challenges.
Technical Outlook: Technically, WTM is showing sideways momentum. The price is currently testing key support at $1991.29. A bounce from this level would confirm strength, while a break below could signal further downside.
Market Sentiment: The stock shows a mixed technical setup (45/100), with neutral trendline and momentum signals. However, the stock is trading significantly above the average Wall Street target of $360.00. Combining these factors, the current setup offers a favorable risk/reward ratio for buyers.
Technical Outlook: Technically, WTM is showing sideways momentum. The price is currently testing key support at $1991.29. A bounce from this level would confirm strength, while a break below could signal further downside.
Market Sentiment: The stock shows a mixed technical setup (45/100), with neutral trendline and momentum signals. However, the stock is trading significantly above the average Wall Street target of $360.00. Combining these factors, the current setup offers a favorable risk/reward ratio for buyers.
Quick Decision Summary
Current Position
SLIGHTLY LOW
Historical Trading Range
$2009.86 -
$2115.75
Company Quality Score
53/100
(HOLD)
Volume Confirmation
HIGH
Confidence Score
70.0%
All Signals
- BULLISH: Price oversold vs 30-day range
- NEUTRAL: Mixed technical signals (45/100)
- BULLISH: High volume confirmation
- BEARISH: Trading 82.2% above Wall St target ($360.00)
Trading Range Analysis
30-Day Trading Range
$2009.86 -
$2115.75
Current vs Trading Range
SLIGHTLY LOW
Support & Resistance Levels
Support Level
$1991.29
Resistance Level
$2159.00
Current Trend
Sideways
Technical data as of
Jun 9, 2026
Fundamental Context
Forward P/E (Next Year Est.)
22.48
Wall Street Target
$360.00
(-82.2%)
Revenue Growth (YoY)
-10.8%
Earnings Growth (YoY)
-36.6%
Profit Margin
37.0%
Valuation Discount vs History
-1.6% cheaper
PE vs Historical
22.5 vs 23.6
FAIR
Market-Implied Price Targets
If current PE multiple persists
Implied Growth (YoY):
-1.6%
(market-implied from PE analysis)
1-Year Target
$1991.25
(-2%)
2-Year Target
$1959.39
(-3%)
3-Year Target
$1928.04
(-5%)
3-Yr Target (if PE normalizes)
(PE: 22→24)
$2023.67
(0%)
3-Year Scenarios
Using analyst projected EPS growth
Bull:
(PE: 22.5, Growth: -52.6%)
$1475.23
(+-27%)
Base:
(SPY PE: 21.8, Growth: -52.6%)
$1428.99
(-29%)
Bear:
(PE: 18.5, Growth: -52.6%)
$1214.64
(-40%)
📈
Valuation based on Current Earnings
Trailing PE: 4.97 | Current EPS (TTM): $404.28
Bull Case
$1105.92
(-45%)
Analyst growth -50.0%, PE expands to 5.5
Base Case
$1005.38
(-50%)
Market implied -50.0%, PE stable at 5.0
Bear Case
$1367.32
(-32%)
Severe decline -20.0%, PE contracts to 4.2
These are projections based on PE multiples and EPS growth scenarios, not predictions. Actual results may vary significantly.
💡
Upside Surprise Potential
If earnings stabilize (0% growth), PE could expand from 22.5 to 23.6
Stabilization Target:
$2124.00
(+5.0%)
PE Expansion Potential:
+5.0%
Share & Embed Analysis
Last updated: June 23, 2026 6:24 PM ET
Data refreshes hourly during market hours. Next update: 7:24 PM
Data refreshes hourly during market hours. Next update: 7:24 PM
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Technical Signals Check
Is WTM showing a specific setup today?
Insider Activity (6 Months)
0
Buys
0
Sells
0
Net
NEUTRAL
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