ACIC Stock Analysis: Buy, Sell, or Hold?
ACIC - American Coastal Insurance Corporation Common Stock
$10.28
0.29 (2.90%)
▲
5d:
+0.29%
30d:
-6.12%
90d:
-13.9%
BUY
HIGH Confidence
Analysis Updated: Jul 24, 2026 12:00 AM ET
Earnings: Aug 05, 2026
8d
Get Alerted When ACIC Hits Your Target Price
Join 10,000+ traders who never miss a move
You're in! Check your email to confirm and set your target price.
100% Free
No spam, ever
Unsubscribe anytime
Interactive Price Chart (1 Month)
Loading chart...
Loading historical data...
Bottom Line:
✅ BUY SIGNAL: ACIC shows strong fundamentals and good volume confirmation. Solid entry point despite oversold pricing.
✅ BUY SIGNAL: ACIC shows strong fundamentals and good volume confirmation. Solid entry point despite oversold pricing.
Long-Term Wealth Forecast (2031)
Based on Analyst Consensus Growth & Historical Valuation
0% (Stagnation)
50% (Hyper Growth)
EST. PRICE IN 2031
$10.42
Based on 4.9% avg growth
INTRINSIC VALUE TODAY
$6.47
Trading above historical range
How this is calculated: We use a Growth Decay Model: starting with analyst consensus growth (adjusted above) and gradually slowing it down to a long-term terminal rate (4%) by Year 5. This provides a more realistic valuation than assuming constant hyper-growth. We then apply a 8.1x Exit PE.
In-depth Analysis How we analyze
Valuation Analysis: ACIC is currently trading at $10.28, which is considered oversold relative to its 30-day fair value range of $10.30 to $11.30. From a valuation perspective, the stock is trading at a premium (Forward PE: 10.1) compared to its historical average (8.1). At these levels, the market is pricing in 7.8% annual earnings growth.
Technical Outlook: Technically, ACIC is in a downtrend. Immediate support is located at $9.77, while resistance sits at $11.30.
Market Sentiment: The stock shows a mixed technical setup (40/100), with neutral trendline and momentum signals. Wall Street analysts see significant upside, with an average price target of $14.00 (+36.2%). Combining these factors, the current setup offers a favorable risk/reward ratio for buyers.
Technical Outlook: Technically, ACIC is in a downtrend. Immediate support is located at $9.77, while resistance sits at $11.30.
Market Sentiment: The stock shows a mixed technical setup (40/100), with neutral trendline and momentum signals. Wall Street analysts see significant upside, with an average price target of $14.00 (+36.2%). Combining these factors, the current setup offers a favorable risk/reward ratio for buyers.
Quick Decision Summary
Current Position
OVERSOLD
Historical Trading Range
$10.30 -
$11.30
Company Quality Score
47/100
(HOLD)
Volume Confirmation
HIGH
Confidence Score
82.9%
All Signals
- BULLISH: Price oversold vs 30-day range
- NEUTRAL: Mixed technical signals (40/100)
- BULLISH: High volume confirmation
- BULLISH: Trading 36.2% below Wall St target ($14.00)
- BULLISH: Expecting earnings turnaround to 7.8% growth with -1.4% revenue growth
Trading Range Analysis
30-Day Trading Range
$10.30 -
$11.30
Current vs Trading Range
OVERSOLD
Support & Resistance Levels
Support Level
$9.77
Resistance Level
$11.31
Current Trend
Downtrend
Technical data as of
Jul 24, 2026
Fundamental Context
Forward P/E (Next Year Est.)
10.13
Wall Street Target
$14.00
(+36.2%)
Revenue Growth (YoY)
-1.4%
Earnings Growth (YoY)
-9.9%
Profit Margin
31.3%
Valuation Premium vs History
+7.8% premium
PE vs Historical
10.1 vs 8.1
STRETCHED
Market-Implied Price Targets
If current PE multiple persists
Implied Growth (YoY):
+7.8%
(market-implied from PE analysis)
1-Year Target
$11.08
(+8%)
2-Year Target
$11.95
(+16%)
3-Year Target
$12.88
(+25%)
3-Yr Target (if PE normalizes)
(PE: 10→8)
PE COMPRESSION
$10.30
(+0%)
Earnings growth offset by PE compression
3-Year Scenarios
Using analyst projected EPS growth
Bull:
(PE: 20.8, Growth: 5.7%)
$24.96
(+143%)
Base:
(SPY PE: 10.1, Growth: 5.7%)
$12.15
(+18%)
Bear:
(PE: 8.1, Growth: 5.7%)
$9.72
(-6%)
📈
Valuation based on Current Earnings
Trailing PE: 4.65 | Current EPS (TTM): $2.15
Bull Case
$5.49
(-47%)
Analyst growth -50.0%, PE expands to 5.1
Base Case
$4.99
(-51%)
Market implied -50.0%, PE stable at 4.7
Bear Case
$6.79
(-34%)
Severe decline -20.0%, PE contracts to 4.0
These are projections based on PE multiples and EPS growth scenarios, not predictions. Actual results may vary significantly.
Share & Embed Analysis
Last updated: July 26, 2026 10:55 PM ET
Data refreshes hourly during market hours. Next update: 11:55 PM
Data refreshes hourly during market hours. Next update: 11:55 PM
🔥 Top Stocks Breaking Out Now
| Ticker | Score | Recommendation | Change % |
|---|
Technical Signals Check
Is ACIC showing a specific setup today?
Insider Activity (6 Months)
3
Buys
0
Sells
+
Net
INSIDERS BUYING
Recent Transactions
Kern Michael Davis
BUY
200 shares
2026-03-20
Kern Michael Davis
BUY
400 shares
2026-03-18
Kern Michael Davis
BUY
1400 shares
2026-03-04
Top Rated Insurance - Property & Casualty Stocks
Top-rated stocks in Insurance - Property & Casualty by analyst ratings.
| Stock | Analyst Consensus | Analyst Target | Tradestie Score |
|---|---|---|---|
|
ALL
The Allstate Corporation |
BUY
25 analysts |
$255 | 54 HOLD |
|
TRV
The Travelers Companies … |
SELL
28 analysts |
$356 | 52 HOLD |
|
CB
Chubb Ltd |
HOLD
25 analysts |
$366 | 51 HOLD |
|
HIG
Hartford Financial Servi… |
BUY
19 analysts |
$144 | 55 HOLD |
|
PGR
Progressive Corp |
BUY
19 analysts |
$233 | 47 HOLD |
