ACIC Stock Analysis: Buy, Sell, or Hold?
ACIC - American Coastal Insurance Corporation Common Stock
$10.73
0.23 (2.19%)
▲
5d:
+2.68%
30d:
-1.92%
90d:
-2.98%
BUY
HIGH Confidence
Analysis Updated: Jun 22, 2026 12:00 AM ET
Earnings: Aug 05, 2026
Get Alerted When ACIC Hits Your Target Price
Join 10,000+ traders who never miss a move
You're in! Check your email to confirm and set your target price.
100% Free
No spam, ever
Unsubscribe anytime
Interactive Price Chart (1 Month)
Loading chart...
Loading historical data...
Bottom Line:
✅ BUY SIGNAL: ACIC shows strong fundamentals and good volume confirmation. Solid entry point despite slightly high pricing.
✅ BUY SIGNAL: ACIC shows strong fundamentals and good volume confirmation. Solid entry point despite slightly high pricing.
Long-Term Wealth Forecast (2031)
Based on Analyst Consensus Growth & Historical Valuation
0% (Stagnation)
50% (Hyper Growth)
EST. PRICE IN 2031
$18.23
Based on 14.5% avg growth
INTRINSIC VALUE TODAY
$11.32
5.2% Margin of Safety
How this is calculated: We use a Growth Decay Model: starting with analyst consensus growth (adjusted above) and gradually slowing it down to a long-term terminal rate (4%) by Year 5. This provides a more realistic valuation than assuming constant hyper-growth. We then apply a 7.8x Exit PE.
In-depth Analysis How we analyze
Valuation Analysis: ACIC is currently trading at $10.73, which is considered slightly high relative to its 30-day fair value range of $10.26 to $10.83. From a valuation perspective, the stock is trading at a premium (Forward PE: 8.9) compared to its historical average (7.8). At these levels, the market is pricing in 4.5% annual earnings growth.
Technical Outlook: Technically, ACIC is in a downtrend. The price is approaching resistance at $10.84. A breakout above this level would be a bullish signal, while rejection here could lead to consolidation.
Market Sentiment: ACIC has a strong technical setup (60/100), with favorable trendlines, momentum, and price action for short-term traders. Wall Street analysts see significant upside, with an average price target of $14.00 (+30.5%). Combining these factors, the current setup offers a favorable risk/reward ratio for buyers.
Technical Outlook: Technically, ACIC is in a downtrend. The price is approaching resistance at $10.84. A breakout above this level would be a bullish signal, while rejection here could lead to consolidation.
Market Sentiment: ACIC has a strong technical setup (60/100), with favorable trendlines, momentum, and price action for short-term traders. Wall Street analysts see significant upside, with an average price target of $14.00 (+30.5%). Combining these factors, the current setup offers a favorable risk/reward ratio for buyers.
Quick Decision Summary
Current Position
SLIGHTLY HIGH
Historical Trading Range
$10.26 -
$10.83
Company Quality Score
54/100
(HOLD)
Volume Confirmation
HIGH
Confidence Score
79.5%
All Signals
- BULLISH: Strong technical setup (60/100)
- BULLISH: High volume confirmation
- BULLISH: Trading 30.5% below Wall St target ($14.00)
- BULLISH: Expecting earnings turnaround to 4.5% growth with -1.4% revenue growth
Trading Range Analysis
30-Day Trading Range
$10.26 -
$10.83
Current vs Trading Range
SLIGHTLY HIGH
Support & Resistance Levels
Support Level
$10.17
Resistance Level
$10.84
Current Trend
Downtrend
Technical data as of
Jun 22, 2026
Fundamental Context
Forward P/E (Next Year Est.)
8.94
Wall Street Target
$14.00
(+30.5%)
Revenue Growth (YoY)
-1.4%
Earnings Growth (YoY)
-9.9%
Profit Margin
31.3%
Valuation Premium vs History
+4.5% premium
PE vs Historical
8.9 vs 7.8
FAIR
Market-Implied Price Targets
If current PE multiple persists
Implied Growth (YoY):
+4.5%
(market-implied from PE analysis)
1-Year Target
$11.21
(+5%)
2-Year Target
$11.72
(+9%)
3-Year Target
$12.24
(+14%)
3-Yr Target (if PE normalizes)
(PE: 9→8)
PE COMPRESSION
$10.68
(-1%)
Earnings growth offset by PE compression
3-Year Scenarios
Using analyst projected EPS growth
Bull:
(PE: 21.8, Growth: 25.7%)
$51.85
(+383%)
Base:
(SPY PE: 8.9, Growth: 25.7%)
$21.29
(+98%)
Bear:
(PE: 7.6, Growth: 25.7%)
$18.09
(+69%)
📈
Valuation based on Current Earnings
Trailing PE: 4.91 | Current EPS (TTM): $2.14
Bull Case
$6.48
(-40%)
Analyst growth -43.9%, PE expands to 5.4
Base Case
$5.89
(-45%)
Market implied -43.9%, PE stable at 4.9
Bear Case
$7.14
(-34%)
Severe decline -20.0%, PE contracts to 4.2
These are projections based on PE multiples and EPS growth scenarios, not predictions. Actual results may vary significantly.
Share & Embed Analysis
Last updated: June 23, 2026 8:00 AM ET
Data refreshes hourly during market hours. Next update: 9:00 AM
Data refreshes hourly during market hours. Next update: 9:00 AM
🔥 Top Stocks Breaking Out Now
| Ticker | Score | Recommendation | Change % |
|---|
Technical Signals Check
Is ACIC showing a specific setup today?
Insider Activity (6 Months)
3
Buys
0
Sells
+
Net
INSIDERS BUYING
Recent Transactions
Kern Michael Davis
BUY
200 shares
2026-03-20
Kern Michael Davis
BUY
400 shares
2026-03-18
Kern Michael Davis
BUY
1400 shares
2026-03-04
Top Rated Insurance - Property & Casualty Stocks
Top-rated stocks in Insurance - Property & Casualty by analyst ratings.
| Stock | Analyst Consensus | Analyst Target | Tradestie Score |
|---|---|---|---|
|
ALL
The Allstate Corporation |
BUY
25 analysts |
$241 | 61 BUY |
|
TRV
The Travelers Companies … |
SELL
28 analysts |
$313 | 63 BUY |
|
CB
Chubb Ltd |
HOLD
25 analysts |
$345 | 57 HOLD |
|
PGR
Progressive Corp |
BUY
19 analysts |
$230 | 63 BUY |
|
HIG
Hartford Financial Servi… |
BUY
19 analysts |
$144 | 60 BUY |
