ACIC Stock Analysis: Buy, Sell, or Hold?
ACIC - American Coastal Insurance Corporation Common Stock
$9.18
-0.03 (-0.33%)
▼
5d:
-6.9%
30d:
-8.11%
90d:
-15.39%
WAIT
LOW Confidence
Analysis Updated: Aug 21, 2026 12:00 AM ET
Earnings: Aug 05, 2026
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Interactive Price Chart (1 Month)
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Bottom Line:
📊 MIXED SIGNALS: ACIC shows conflicting indicators. Wait for confirmation before entering.
📊 MIXED SIGNALS: ACIC shows conflicting indicators. Wait for confirmation before entering.
Long-Term Wealth Forecast (2031)
Based on Analyst Consensus Growth & Historical Valuation
0% (Stagnation)
50% (Hyper Growth)
EST. PRICE IN 2031
$14.91
Based on 10.6% avg growth
INTRINSIC VALUE TODAY
$9.26
0.8% Margin of Safety
How this is calculated: We use a Growth Decay Model: starting with analyst consensus growth (adjusted above) and gradually slowing it down to a long-term terminal rate (4%) by Year 5. This provides a more realistic valuation than assuming constant hyper-growth. We then apply a 8.3x Exit PE.
In-depth Analysis How we analyze
Valuation Analysis: ACIC is currently trading at $9.18, which is considered oversold relative to its 30-day fair value range of $9.64 to $10.69. The stock's valuation (Forward PE: 8.4) is in line with its historical norms (8.3). At these levels, the market is pricing in 0.5% annual earnings growth.
Technical Outlook: Technically, ACIC is in a downtrend. The price is currently testing key support at $9.10. A bounce from this level would confirm strength, while a break below could signal further downside.
Market Sentiment: The stock scores a mixed 43/100 on our bottoming-setup gauge, with only partial signs of a stabilized entry point. Wall Street analysts see significant upside, with an average price target of $13.00 (+41.6%). Current signals suggest waiting for a better entry point before initiating new positions.
Technical Outlook: Technically, ACIC is in a downtrend. The price is currently testing key support at $9.10. A bounce from this level would confirm strength, while a break below could signal further downside.
Market Sentiment: The stock scores a mixed 43/100 on our bottoming-setup gauge, with only partial signs of a stabilized entry point. Wall Street analysts see significant upside, with an average price target of $13.00 (+41.6%). Current signals suggest waiting for a better entry point before initiating new positions.
Quick Decision Summary
Current Position
OVERSOLD
Historical Trading Range
$9.64 -
$10.69
Company Quality Score
43/100
(HOLD)
Volume Confirmation
HIGH
Confidence Score
82.9%
All Signals
- BULLISH: Price oversold vs 30-day range
- NEUTRAL: Mixed technical signals (43/100)
- BULLISH: High volume confirmation
- BULLISH: Trading 41.6% below Wall St target ($13.00)
- BULLISH: Expecting earnings turnaround to 0.5% growth with -4.5% revenue growth
- WARNING: Composite score 43/100 in the bottom quintile — this cohort historically lags the market
Trading Range Analysis
30-Day Trading Range
$9.64 -
$10.69
Current vs Trading Range
OVERSOLD
Support & Resistance Levels
Support Level
$9.10
Resistance Level
$10.38
Current Trend
Downtrend
Technical data as of
Aug 21, 2026
Fundamental Context
Forward P/E (Next Year Est.)
8.42
Wall Street Target
$13.00
(+41.6%)
Revenue Growth (YoY)
-4.5%
Earnings Growth (YoY)
-16.6%
Profit Margin
30.3%
Valuation Premium vs History
+0.5% premium
PE vs Historical
8.4 vs 8.3
FAIR
Market-Implied Price Targets
If current PE multiple persists
Implied Growth (YoY):
+0.5%
(market-implied from PE analysis)
1-Year Target
$9.23
(+1%)
2-Year Target
$9.27
(+1%)
3-Year Target
$9.32
(+2%)
3-Yr Target (if PE normalizes)
(PE: 8→8)
PE COMPRESSION
$9.18
(0%)
Earnings growth offset by PE compression
3-Year Scenarios
Using analyst projected EPS growth
Bull:
(PE: 20.1, Growth: 17.2%)
$35.22
(+284%)
Base:
(SPY PE: 8.4, Growth: 17.2%)
$14.78
(+61%)
Bear:
(PE: 7.2, Growth: 17.2%)
$12.56
(+37%)
📈
Valuation based on Current Earnings
Trailing PE: 4.68 | Current EPS (TTM): $1.97
Bull Case
$5.61
(-39%)
Analyst growth -44.7%, PE expands to 5.1
Base Case
$5.10
(-45%)
Market implied -44.7%, PE stable at 4.7
Bear Case
$6.26
(-32%)
Severe decline -20.0%, PE contracts to 4.0
These are projections based on PE multiples and EPS growth scenarios, not predictions. Actual results may vary significantly.
Share & Embed Analysis
Last updated: August 23, 2026 8:31 AM ET
Data refreshes hourly during market hours. Next update: 9:31 AM
Data refreshes hourly during market hours. Next update: 9:31 AM
🔥 Top Stocks Breaking Out Now
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Technical Signals Check
Is ACIC showing a specific setup today?
Insider Activity (6 Months)
3
Buys
0
Sells
+
Net
INSIDERS BUYING
Recent Transactions
Kern Michael Davis
BUY
200 shares
2026-03-20
Kern Michael Davis
BUY
400 shares
2026-03-18
Kern Michael Davis
BUY
1400 shares
2026-03-04
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