ACIC
American Coastal Insurance Corporation Common Stock
FIRE, MARINE & CASUALTY INSURANCE
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American Coastal Insurance (ACIC) Stock: Buy, Sell, or Hold?
$10.34
+0.16 (+1.57%)
â˛
5d:
+0.73%
30d:
-1.8%
90d:
+4.87%
QUANTITATIVE VERDICT
WAIT
LOW Confidence (72%)
Quality Score
49/100
Position
FAIR
30-Day Fair Range
$9.94 â $11.10
Position: FAIR
Forward P/E & Valuation
8.3x
FAIR
vs 8.3x historical avg
Wall Street Target
$13.00
+25.7% upside
Options IV & Volume
HIGH Vol
HIGH volume confirmation
Support / Resistance
$9.88 / $11.14
Trend: Downtrend
Executive Thesis & Bottom Line
Forward Earnings Fair Value & Price Prediction →
âšī¸ NEUTRAL: ACIC is fairly priced but lacks strong directional signals. At 0.0% expected growth, valuation appears fair. Wait for clearer setup or better entry on dips.
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Interactive Price Chart (1 Month)
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Long-Term Wealth Forecast (2031)
Based on Analyst Consensus Growth & Historical Valuation
0% (Stagnation)
50% (Hyper Growth)
EST. PRICE IN 2031
$0.48
Based on -37.7% avg growth
INTRINSIC VALUE TODAY
$0.30
Trading above historical range
How this is calculated: We use a Growth Decay Model: starting with analyst consensus growth (adjusted above) and gradually slowing it down to a long-term terminal rate (4%) by Year 5. This provides a more realistic valuation than assuming constant hyper-growth. We then apply a 8.3x Exit PE.
In-depth Analysis How we analyze
Valuation Analysis: ACIC is currently trading at $10.34, which is considered fair relative to its 30-day fair value range of $9.94 to $11.10. The stock's valuation (Forward PE: 8.3) is in line with its historical norms (8.3). At these levels, the market is pricing in 0.0% annual earnings growth.
Technical Outlook: Technically, ACIC is in a downtrend. Immediate support is located at $9.88, while resistance sits at $11.14.
Market Sentiment: The stock scores a mixed 53/100 on our bottoming-setup gauge, with only partial signs of a stabilized entry point. Wall Street analysts see significant upside, with an average price target of $13.00 (+25.7%). Current signals suggest waiting for a better entry point before initiating new positions.
Technical Outlook: Technically, ACIC is in a downtrend. Immediate support is located at $9.88, while resistance sits at $11.14.
Market Sentiment: The stock scores a mixed 53/100 on our bottoming-setup gauge, with only partial signs of a stabilized entry point. Wall Street analysts see significant upside, with an average price target of $13.00 (+25.7%). Current signals suggest waiting for a better entry point before initiating new positions.
Quick Decision Summary
Current Position
FAIR
Historical Trading Range
$9.94 -
$11.10
Company Quality Score
49/100
(HOLD)
Volume Confirmation
HIGH
Confidence Score
72.4%
Trading Range & Key Levels
30-Day Trading Range
$9.94 -
$11.10
Current vs Trading Range
FAIR
Support Level
$9.88
Resistance Level
$11.14
Current Trend
Downtrend
Technical data as of
Nov 12, 2026
Quantitative Signal Breakdown
- NEUTRAL: Price in fair range
- NEUTRAL: Mixed technical signals (53/100)
- BULLISH: High volume confirmation
- BULLISH: Trading 25.7% below Wall St target ($13.00)
- WARNING: Composite score 49/100 in the bottom quintile â this cohort historically lags the market
Fundamental Context
Forward P/E (Next Year Est.)
8.27
Wall Street Target
$13.00
(+25.7%)
Revenue Growth (YoY)
-21.8%
Earnings Growth (YoY)
-38.5%
Profit Margin
28.0%
PE vs Historical
8.3 vs 8.3
FAIR
Market-Implied Price Targets
If current PE multiple persists
Implied Growth (YoY):
0%
(market-implied from PE analysis)
1-Year Target
$10.34
(0%)
2-Year Target
$10.34
(0%)
3-Year Target
$10.34
(0%)
3-Yr Target (if PE normalizes)
(PE: 8â8)
$10.38
(+0%)
3-Year Scenarios
Using analyst projected EPS growth
Bull:
(PE: 19.9, Growth: -79.4%)
$24.24
(+134%)
Base:
(SPY PE: 8.3, Growth: -79.4%)
$10.10
(-2%)
Bear:
(PE: 7.0, Growth: -79.4%)
$8.58
(-17%)
đ
Valuation based on Current Earnings
Trailing PE: 5.82 | Current EPS (TTM): $1.75
Bull Case
$8.00
(-23%)
Analyst growth -28.6%, PE expands to 6.4
Base Case
$7.27
(-30%)
Market implied -28.6%, PE stable at 5.8
Bear Case
$6.92
(-33%)
Severe decline -20.0%, PE contracts to 4.9
These are projections based on PE multiples and EPS growth scenarios, not predictions. Actual results may vary significantly.
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bloggers & journalists: you are free to use our charts with attribution.Reddit & Retail Trader Sentiment (ACIC)
Bearish
2 Retail Mentions
Reddit / WSB Comments
1
Bullish
StockTwits Volume
1 msgs
24h retail stream
Last Tracked
Jul 23, 2026
Daily AI digest
AI Retail Discussion Summary:
Bearish sentiment prevails on $ACIC with no positive news or articles reported.
Aggregated from r/wallstreetbets, r/stocks & StockTwits streams.
View All Trending Reddit & WSB Stocks →
Last updated: November 12, 2026 7:22 PM ET
Data refreshes hourly during market hours. Next update: 8:22 PM
Data refreshes hourly during market hours. Next update: 8:22 PM
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Technical Signals Check
Is ACIC showing a specific setup today?
Insider Activity (6 Months)
0
Buys
0
Sells
0
Net
NEUTRAL
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