KMPR Stock Analysis: Buy, Sell, or Hold?
KMPR - Kemper Corporation
$28.38
-0.73 (-2.51%)
▼
5d:
-1.49%
30d:
+0.42%
90d:
-15.76%
BUY
HIGH Confidence
Analysis Updated: Jul 31, 2026 12:00 AM ET
Earnings: Aug 05, 2026
1d
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Interactive Price Chart (1 Month)
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Bottom Line:
✅ BUY SIGNAL: KMPR shows strong fundamentals and good volume confirmation. Solid entry point despite fair pricing.
✅ BUY SIGNAL: KMPR shows strong fundamentals and good volume confirmation. Solid entry point despite fair pricing.
Long-Term Wealth Forecast (2031)
Based on Analyst Consensus Growth & Historical Valuation
0% (Stagnation)
50% (Hyper Growth)
EST. PRICE IN 2031
$55.88
Based on 14.5% avg growth
INTRINSIC VALUE TODAY
$34.70
18.2% Margin of Safety
How this is calculated: We use a Growth Decay Model: starting with analyst consensus growth (adjusted above) and gradually slowing it down to a long-term terminal rate (4%) by Year 5. This provides a more realistic valuation than assuming constant hyper-growth. We then apply a 6.5x Exit PE.
In-depth Analysis How we analyze
Valuation Analysis: KMPR is currently trading at $28.38, which is considered fair relative to its 30-day fair value range of $27.13 to $29.66. The stock's valuation (Forward PE: 6.4) is in line with its historical norms (6.5). Remarkably, the market is currently pricing in an annual earnings decline of 0.6% over the next few years. This aligns with recent fundamental challenges.
Technical Outlook: Technically, KMPR is in a downtrend. Immediate support is located at $26.93, while resistance sits at $31.20.
Market Sentiment: KMPR has a strong technical setup (60/100), with favorable trendlines, momentum, and price action for short-term traders. Wall Street analysts see significant upside, with an average price target of $51.00 (+79.7%). Combining these factors, the current setup offers a favorable risk/reward ratio for buyers.
Technical Outlook: Technically, KMPR is in a downtrend. Immediate support is located at $26.93, while resistance sits at $31.20.
Market Sentiment: KMPR has a strong technical setup (60/100), with favorable trendlines, momentum, and price action for short-term traders. Wall Street analysts see significant upside, with an average price target of $51.00 (+79.7%). Combining these factors, the current setup offers a favorable risk/reward ratio for buyers.
Quick Decision Summary
Current Position
FAIR
Historical Trading Range
$27.13 -
$29.66
Company Quality Score
48/100
(HOLD)
Volume Confirmation
HIGH
Confidence Score
83.3%
All Signals
- NEUTRAL: Price in fair range
- BULLISH: Strong technical setup (60/100)
- BULLISH: High volume confirmation
- BULLISH: Trading 79.7% below Wall St target ($51.00)
Trading Range Analysis
30-Day Trading Range
$27.13 -
$29.66
Current vs Trading Range
FAIR
Support & Resistance Levels
Support Level
$26.93
Resistance Level
$31.20
Current Trend
Downtrend
Technical data as of
Jul 31, 2026
Fundamental Context
Forward P/E (Next Year Est.)
6.43
Wall Street Target
$51.00
(+79.7%)
Revenue Growth (YoY)
-7.1%
Earnings Growth (YoY)
-3.4%
Profit Margin
0.9%
Valuation Discount vs History
-0.6% cheaper
PE vs Historical
6.4 vs 6.5
FAIR
Market-Implied Price Targets
If current PE multiple persists
Implied Growth (YoY):
-0.6%
(market-implied from PE analysis)
1-Year Target
$28.21
(-1%)
2-Year Target
$28.04
(-1%)
3-Year Target
$27.87
(-2%)
3-Yr Target (if PE normalizes)
(PE: 6→7)
$28.18
(-1%)
3-Year Scenarios
Using analyst projected EPS growth
Bull:
(PE: 20.7, Growth: 121.5%)
$308.87
(+988%)
Base:
(SPY PE: 6.4, Growth: 121.5%)
$95.78
(+238%)
Bear:
(PE: 5.5, Growth: 121.5%)
$81.42
(+187%)
📈
Valuation based on Current Earnings
RECOVERY PLAY: Stock looks expensive now (43x PE), but valuation improves significantly next year (6x PE) as earnings recover.
Trailing PE: 42.81 | Current EPS (TTM): $0.68
Bull Case
$64.04
(+126%)
Analyst growth 100.0%, PE expands to 47.1
Base Case
$58.22
(+105%)
Market implied 100.0%, PE stable at 42.8
Bear Case
$19.79
(-30%)
Severe decline -20.0%, PE contracts to 36.4
These are projections based on PE multiples and EPS growth scenarios, not predictions. Actual results may vary significantly.
💡
Upside Surprise Potential
If earnings stabilize (0% growth), PE could expand from 6.4 to 6.5
Stabilization Target:
$28.70
(+1.1%)
PE Expansion Potential:
+1.1%
Share & Embed Analysis
Last updated: August 02, 2026 11:20 PM ET
Data refreshes hourly during market hours. Next update: 12:20 AM
Data refreshes hourly during market hours. Next update: 12:20 AM
🔥 Top Stocks Breaking Out Now
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Technical Signals Check
Is KMPR showing a specific setup today?
Insider Activity (6 Months)
0
Buys
1
Sells
Net
INSIDERS SELLING
Recent Transactions
Suzet M Mckinney
SELL
504 shares
2026-02-06
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