NNI Stock Analysis: Buy, Sell, or Hold?
NNI - Nelnet, Inc. Class A
$135.87
0.18 (0.13%)
▲
5d:
+1.88%
30d:
+0.88%
90d:
-4.11%
BUY
MODERATE Confidence
Analysis Updated: Jul 31, 2026 12:00 AM ET
Earnings: Aug 06, 2026
2d
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Interactive Price Chart (1 Month)
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Bottom Line:
💡 BUY OPPORTUNITY: NNI shows positive signals but monitor for confirmation. Market pricing in 0.4% growth. Moderate conviction.
💡 BUY OPPORTUNITY: NNI shows positive signals but monitor for confirmation. Market pricing in 0.4% growth. Moderate conviction.
Long-Term Wealth Forecast (2031)
Based on Analyst Consensus Growth & Historical Valuation
0% (Stagnation)
50% (Hyper Growth)
EST. PRICE IN 2031
$220.48
Based on 10.6% avg growth
INTRINSIC VALUE TODAY
$136.90
0.8% Margin of Safety
How this is calculated: We use a Growth Decay Model: starting with analyst consensus growth (adjusted above) and gradually slowing it down to a long-term terminal rate (4%) by Year 5. This provides a more realistic valuation than assuming constant hyper-growth. We then apply a 14.0x Exit PE.
In-depth Analysis How we analyze
Valuation Analysis: NNI is currently trading at $135.87, which is considered extended relative to its 30-day fair value range of $132.20 to $135.39. The stock's valuation (Forward PE: 14.2) is in line with its historical norms (14.0). At these levels, the market is pricing in 0.4% annual earnings growth.
Technical Outlook: Technically, NNI is showing sideways momentum. The price is approaching resistance at $138.69. A breakout above this level would be a bullish signal, while rejection here could lead to consolidation.
Market Sentiment: NNI has a strong technical setup (75/100), with favorable trendlines, momentum, and price action for short-term traders. Combining these factors, the current setup offers a favorable risk/reward ratio for buyers.
Technical Outlook: Technically, NNI is showing sideways momentum. The price is approaching resistance at $138.69. A breakout above this level would be a bullish signal, while rejection here could lead to consolidation.
Market Sentiment: NNI has a strong technical setup (75/100), with favorable trendlines, momentum, and price action for short-term traders. Combining these factors, the current setup offers a favorable risk/reward ratio for buyers.
Quick Decision Summary
Current Position
EXTENDED
Historical Trading Range
$132.20 -
$135.39
Company Quality Score
57/100
(HOLD)
Volume Confirmation
HIGH
Confidence Score
60.5%
All Signals
- BEARISH: Price extended above range
- BULLISH: Strong technical setup (75/100)
- BULLISH: High volume confirmation
- NEUTRAL: Near Wall St target ($135.00)
- BULLISH: Expecting earnings turnaround to 0.4% growth with -7.1% revenue growth
Trading Range Analysis
30-Day Trading Range
$132.20 -
$135.39
Current vs Trading Range
EXTENDED
Support & Resistance Levels
Support Level
$130.56
Resistance Level
$138.69
Current Trend
Sideways
Technical data as of
Jul 31, 2026
Fundamental Context
Forward P/E (Next Year Est.)
14.18
Wall Street Target
$135.00
(-0.6%)
Revenue Growth (YoY)
-7.1%
Earnings Growth (YoY)
-12.9%
Profit Margin
25.3%
Valuation Premium vs History
+0.4% premium
PE vs Historical
14.2 vs 14.0
FAIR
Market-Implied Price Targets
If current PE multiple persists
Implied Growth (YoY):
+0.4%
(market-implied from PE analysis)
1-Year Target
$136.41
(+0%)
2-Year Target
$136.96
(+1%)
3-Year Target
$137.51
(+1%)
3-Yr Target (if PE normalizes)
(PE: 14→14)
PE COMPRESSION
$135.74
(0%)
Earnings growth offset by PE compression
3-Year Scenarios
Using analyst projected EPS growth
Bull:
(PE: 20.7, Growth: 17.1%)
$319.01
(+135%)
Base:
(SPY PE: 14.2, Growth: 17.1%)
$218.25
(+61%)
Bear:
(PE: 12.1, Growth: 17.1%)
$185.52
(+37%)
📈
Valuation based on Current Earnings
Trailing PE: 11.80 | Current EPS (TTM): $11.50
Bull Case
$124.34
(-9%)
Analyst growth -16.7%, PE expands to 13.0
Base Case
$113.04
(-17%)
Market implied -16.7%, PE stable at 11.8
Bear Case
$92.27
(-32%)
Severe decline -20.0%, PE contracts to 10.0
These are projections based on PE multiples and EPS growth scenarios, not predictions. Actual results may vary significantly.
Share & Embed Analysis
Last updated: August 02, 2026 11:01 PM ET
Data refreshes hourly during market hours. Next update: 12:01 AM
Data refreshes hourly during market hours. Next update: 12:01 AM
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Technical Signals Check
Is NNI showing a specific setup today?
Insider Activity (6 Months)
0
Buys
0
Sells
0
Net
NEUTRAL
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