FMNB vs OCFC

Head-to-Head Stock Analysis & Investment Rating

Last Updated: Oct 11, 2026

FMNB

62.2
AI Score
VS
FMNB Wins

OCFC

50.9
AI Score

Investment Advisor Scores

FMNB

62score
Recommendation
HOLD

OCFC

51score
Recommendation
HOLD

AI Analyst Insights

Detailed Metrics Comparison

Metric FMNB OCFC Winner
Forward P/E 11.1857 10.5042 OCFC
PEG Ratio 2.7274 1.1498 OCFC
Revenue Growth 56.4% 32.2% FMNB
Earnings Growth 5.4% 2.7% FMNB
Tradestie Score 62.2/100 50.9/100 FMNB
Profit Margin 30.4% 11.2% FMNB
Beta 1.00 1.00 Tie
AI Recommendation HOLD HOLD Tie

Relative Price Performance (Last 90 Days)

FMNB 1M: +2.4% · 3M: +2.4% OCFC 1M: -1.5% · 3M: -15.2%

Current Technical Phase

FMNB

Neutral
Hold

Mixed signals - no dominant trend phase, RSI 59

RSI (14): 59.3 · Price: $15.72

OCFC

Neutral
Hold

Mixed signals - no dominant trend phase, RSI 48

RSI (14): 47.6 · Price: $16.62

Fundamentals Snapshot

Metric FMNB OCFC
Market Cap — —
Forward P/E 8.9 7.4
Trailing P/E 10.4 20.0
Revenue (TTM) — —
Revenue Growth 0.6% 0.3%
Gross Margin 1.0% 1.0%
Operating Margin 0.5% 0.4%
EPS 1.51 0.83
Dividend Yield 0.04% 0.05%

Frequently Asked Questions

Based on our detailed analysis, FMNB is currently the stronger investment candidate based on our comprehensive scoring model.

We analyze revenue and earnings growth rates in the "Growth" section above. Generally, the company with higher year-over-year revenue and EPS growth is fostering better expansion. Check the table above for the specific growth percentages.

Valuation is determined by metrics like the P/E Ratio and PEG Ratio. A lower P/E typically suggests a stock is cheaper relative to its earnings. Refer to the "Valuation" section in our comparison table to see which stock currently trades at a more attractive multiple.