FMNB vs UVSP

Head-to-Head Stock Analysis & Investment Rating

Last Updated: Oct 01, 2026

FMNB

54.8
AI Score
VS
FMNB Wins

UVSP

41.1
AI Score

Investment Advisor Scores

FMNB

55score
Recommendation
HOLD

UVSP

41score
Recommendation
HOLD

AI Analyst Insights

AI insights temporarily unavailable

Detailed Metrics Comparison

Metric FMNB UVSP Winner
Revenue 181.31M 171.81M FMNB
Net Income 39.30M 50.05M UVSP
Net Margin 21.7% 29.1% UVSP
ROE 5.0% 5.2% UVSP
ROA 0.6% 0.6% UVSP
Total Assets 7.14B 8.20B UVSP

Relative Price Performance (Last 90 Days)

FMNB 1M: -2.5% · 3M: +6.9% UVSP 1M: +0.4% · 3M: -5.4%

Current Technical Phase

FMNB

Neutral
Hold

Mixed signals - no dominant trend phase, RSI 46

RSI (14): 46.4 · Price: $15.34

UVSP

Distribution
Trim / tighten stop

Price near a flattening SMA50 (slope -1.8%) with fading momentum, RSI 48

RSI (14): 47.6 · Price: $41.81

Fundamentals Snapshot

Metric FMNB UVSP
Market Cap — —
Forward P/E 8.7 10.6
Trailing P/E 10.2 11.9
Revenue (TTM) — —
Revenue Growth 0.6% 0.1%
Gross Margin 1.0% 1.0%
Operating Margin 0.5% 0.4%
EPS 1.48 3.46
Dividend Yield 0.05% 0.02%

Frequently Asked Questions

Based on our detailed analysis, FMNB is currently the stronger investment candidate, winning 1 of the key financial metrics based on our comprehensive scoring model.

We analyze revenue and earnings growth rates in the "Growth" section above. Generally, the company with higher year-over-year revenue and EPS growth is fostering better expansion. Check the table above for the specific growth percentages.

Valuation is determined by metrics like the P/E Ratio and PEG Ratio. A lower P/E typically suggests a stock is cheaper relative to its earnings. Refer to the "Valuation" section in our comparison table to see which stock currently trades at a more attractive multiple.