NMIH vs PFSI

Head-to-Head Stock Analysis & Investment Rating

Last Updated: Oct 03, 2026

NMIH

53.6
AI Score
VS
NMIH Wins

PFSI

38.8
AI Score

Investment Advisor Scores

NMIH

54score
Recommendation
HOLD

PFSI

39score
Recommendation
AVOID NEW MONEY

AI Analyst Insights

Detailed Metrics Comparison

Metric NMIH PFSI Winner
Forward P/E 7.7042 8.9526 NMIH
PEG Ratio 1.66 4.67 NMIH
Revenue Growth 8.1% 1.8% NMIH
Earnings Growth 14.1% -83.9% NMIH
Tradestie Score 53.6/100 38.8/100 NMIH
Profit Margin 54.1% 11.8% NMIH
Beta 1.00 1.00 Tie
AI Recommendation HOLD AVOID NEW MONEY NMIH

Relative Price Performance (Last 90 Days)

NMIH 1M: -12.9% · 3M: -6.2% PFSI 1M: -14.1% · 3M: -26.0%

Current Technical Phase

NMIH

Neutral
Hold

Mixed signals - no dominant trend phase, RSI 28

RSI (14): 28.1 · Price: $38.83

PFSI

Markdown
Sell / avoid

Price below a falling SMA50 (slope -8.6%), weak momentum, RSI 23

RSI (14): 22.9 · Price: $62.00

Fundamentals Snapshot

Metric NMIH PFSI
Market Cap — —
Forward P/E 7.0 5.8
Trailing P/E 7.4 8.5
Revenue (TTM) — —
Revenue Growth 0.1% 0.0%
Gross Margin 0.8% 0.9%
Operating Margin 0.8% 0.0%
EPS 5.18 7.30
Dividend Yield — 0.02%

Frequently Asked Questions

Based on our detailed analysis, NMIH is currently the stronger investment candidate based on our comprehensive scoring model.

We analyze revenue and earnings growth rates in the "Growth" section above. Generally, the company with higher year-over-year revenue and EPS growth is fostering better expansion. Check the table above for the specific growth percentages.

Valuation is determined by metrics like the P/E Ratio and PEG Ratio. A lower P/E typically suggests a stock is cheaper relative to its earnings. Refer to the "Valuation" section in our comparison table to see which stock currently trades at a more attractive multiple.