NMIH vs ESNT

Head-to-Head Stock Analysis & Investment Rating

Last Updated: Oct 03, 2026

NMIH

53.6
AI Score
VS
ESNT Wins

ESNT

54.0
AI Score

Investment Advisor Scores

NMIH

54score
Recommendation
HOLD

ESNT

54score
Recommendation
HOLD

AI Analyst Insights

Detailed Metrics Comparison

Metric NMIH ESNT Winner
Forward P/E 7.7042 8.2305 NMIH
PEG Ratio 1.66 0.84 ESNT
Revenue Growth 8.1% 13.6% ESNT
Earnings Growth 14.1% 7.8% NMIH
Tradestie Score 53.6/100 54.0/100 ESNT
Profit Margin 54.1% 51.4% NMIH
Beta 1.00 1.00 Tie
AI Recommendation HOLD HOLD Tie

Relative Price Performance (Last 90 Days)

NMIH 1M: -12.9% · 3M: -6.2% ESNT 1M: -12.7% · 3M: -6.7%

Current Technical Phase

NMIH

Neutral
Hold

Mixed signals - no dominant trend phase, RSI 28

RSI (14): 28.1 · Price: $38.83

ESNT

Neutral
Hold

Mixed signals - no dominant trend phase, RSI 29

RSI (14): 29.5 · Price: $60.22

Fundamentals Snapshot

Metric NMIH ESNT
Market Cap — —
Forward P/E 7.0 7.6
Trailing P/E 7.4 8.2
Revenue (TTM) — —
Revenue Growth 0.1% 0.1%
Gross Margin 0.8% 0.8%
Operating Margin 0.8% 0.7%
EPS 5.18 7.17
Dividend Yield — 0.02%

Frequently Asked Questions

Based on our detailed analysis, ESNT is currently the stronger investment candidate based on our comprehensive scoring model.

We analyze revenue and earnings growth rates in the "Growth" section above. Generally, the company with higher year-over-year revenue and EPS growth is fostering better expansion. Check the table above for the specific growth percentages.

Valuation is determined by metrics like the P/E Ratio and PEG Ratio. A lower P/E typically suggests a stock is cheaper relative to its earnings. Refer to the "Valuation" section in our comparison table to see which stock currently trades at a more attractive multiple.