LNC Stock Analysis: Buy, Sell, or Hold?
LNC - Lincoln National Corp.
$44.43
-1.25 (-2.74%)
âŧ
5d:
-5.47%
30d:
+8.76%
90d:
+27.78%
WAIT
LOW Confidence
Analysis Updated: Aug 11, 2026 12:00 AM ET
Earnings: Jul 30, 2026
0d
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Interactive Price Chart (1 Month)
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Bottom Line:
âšī¸ NEUTRAL: LNC is fairly priced but lacks strong directional signals. At 4.1% expected growth, valuation appears fair. Wait for clearer setup or better entry on dips.
âšī¸ NEUTRAL: LNC is fairly priced but lacks strong directional signals. At 4.1% expected growth, valuation appears fair. Wait for clearer setup or better entry on dips.
Long-Term Wealth Forecast (2031)
Based on Analyst Consensus Growth & Historical Valuation
0% (Stagnation)
50% (Hyper Growth)
EST. PRICE IN 2031
$53.26
Based on 6.4% avg growth
INTRINSIC VALUE TODAY
$33.07
Trading above historical range
How this is calculated: We use a Growth Decay Model: starting with analyst consensus growth (adjusted above) and gradually slowing it down to a long-term terminal rate (4%) by Year 5. This provides a more realistic valuation than assuming constant hyper-growth. We then apply a 4.6x Exit PE.
In-depth Analysis How we analyze
Valuation Analysis: LNC is currently trading at $44.43, which is considered slightly high relative to its 30-day fair value range of $39.92 to $45.26. From a valuation perspective, the stock is trading at a premium (Forward PE: 5.2) compared to its historical average (4.6). At these levels, the market is pricing in 4.1% annual earnings growth. This growth rate appears achievable given the company's track record, suggesting the valuation is rational.
Technical Outlook: Technically, LNC is in a strong uptrend. Immediate support is located at $41.07, while resistance sits at $47.66.
Market Sentiment: LNC scores 15/100 on our bottoming-setup gauge. Note this measures entry quality, not trend direction — a low score can mean the chart is extended after a strong run (don't chase) or still falling without stabilization; better entries typically come after a pullback toward the 20-day average. Current signals suggest waiting for a better entry point before initiating new positions.
Technical Outlook: Technically, LNC is in a strong uptrend. Immediate support is located at $41.07, while resistance sits at $47.66.
Market Sentiment: LNC scores 15/100 on our bottoming-setup gauge. Note this measures entry quality, not trend direction — a low score can mean the chart is extended after a strong run (don't chase) or still falling without stabilization; better entries typically come after a pullback toward the 20-day average. Current signals suggest waiting for a better entry point before initiating new positions.
Quick Decision Summary
Current Position
SLIGHTLY HIGH
Historical Trading Range
$39.92 -
$45.26
Company Quality Score
44/100
(HOLD)
Volume Confirmation
HIGH
Confidence Score
39.0%
Protect Your Profits
Holding LNC? Use our AI-powered strategies to protect your downside while keeping your long-term position.
View Profit Protection PlanAll Signals
- BEARISH: Weak technical setup (15/100)
- BULLISH: High volume confirmation
- NEUTRAL: Near Wall St target ($46.42)
- NEUTRAL: Market pricing in 4.1% annual earnings growth - fairly valued
- WARNING: Composite score 44/100 in the bottom quintile â this cohort historically lags the market
Trading Range Analysis
30-Day Trading Range
$39.92 -
$45.26
Current vs Trading Range
SLIGHTLY HIGH
Support & Resistance Levels
Support Level
$41.07
Resistance Level
$47.67
Current Trend
Strong Uptrend
Technical data as of
Aug 11, 2026
Fundamental Context
Forward P/E (Next Year Est.)
5.22
Wall Street Target
$46.42
(+4.5%)
Revenue Growth (YoY)
12.6%
Earnings Growth (YoY)
76.8%
Profit Margin
12.2%
Valuation Premium vs History
+4.1% premium
PE vs Historical
5.2 vs 4.6
FAIR
Market-Implied Price Targets
If current PE multiple persists
Implied Growth (YoY):
+4.1%
(market-implied from PE analysis)
1-Year Target
$46.25
(+4%)
2-Year Target
$48.15
(+8%)
3-Year Target
$50.12
(+13%)
3-Yr Target (if PE normalizes)
(PE: 5â5)
PE COMPRESSION
$44.19
(-1%)
Earnings growth offset by PE compression
3-Year Scenarios
Using analyst projected EPS growth
Bull:
(PE: 20.2, Growth: 8.7%)
$221.01
(+397%)
Base:
(SPY PE: 5.2, Growth: 8.7%)
$57.00
(+28%)
Bear:
(PE: 4.4, Growth: 8.7%)
$48.45
(+9%)
đ
Valuation based on Current Earnings
Trailing PE: 3.88 | Current EPS (TTM): $11.78
Bull Case
$36.33
(-18%)
Analyst growth -27.7%, PE expands to 4.3
Base Case
$33.02
(-26%)
Market implied -27.7%, PE stable at 3.9
Bear Case
$31.06
(-30%)
Severe decline -20.0%, PE contracts to 3.3
These are projections based on PE multiples and EPS growth scenarios, not predictions. Actual results may vary significantly.
Share & Embed Analysis
Last updated: August 12, 2026 2:25 AM ET
Data refreshes hourly during market hours. Next update: 3:25 AM
Data refreshes hourly during market hours. Next update: 3:25 AM
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Technical Signals Check
Is LNC showing a specific setup today?
Insider Activity (6 Months)
1
Buys
3
Sells
Net
INSIDERS SELLING
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Advanced LNC Option Strategies
Professional options setups generated by AI based on today's LNC price and gamma walls.
