VBNK Stock Analysis: Buy, Sell, or Hold?
VBNK - VersaBank Common Shares
$18.98
0.02 (0.11%)
▲
5d:
-2.37%
30d:
+6.57%
90d:
+38.95%
BUY
HIGH Confidence
Analysis Updated: Jun 23, 2026 12:00 AM ET
Earnings: Jun 03, 2026
0d
Get Alerted When VBNK Hits Your Target Price
Join 10,000+ traders who never miss a move
You're in! Check your email to confirm and set your target price.
100% Free
No spam, ever
Unsubscribe anytime
Interactive Price Chart (1 Month)
Loading chart...
Loading historical data...
Bottom Line:
✅ BUY SIGNAL: VBNK shows strong fundamentals and good volume confirmation. Solid entry point despite fair pricing.
✅ BUY SIGNAL: VBNK shows strong fundamentals and good volume confirmation. Solid entry point despite fair pricing.
Long-Term Wealth Forecast (2031)
Based on Analyst Consensus Growth & Historical Valuation
0% (Stagnation)
50% (Hyper Growth)
EST. PRICE IN 2031
$33.98
Based on 14.5% avg growth
INTRINSIC VALUE TODAY
$21.10
10.0% Margin of Safety
How this is calculated: We use a Growth Decay Model: starting with analyst consensus growth (adjusted above) and gradually slowing it down to a long-term terminal rate (4%) by Year 5. This provides a more realistic valuation than assuming constant hyper-growth. We then apply a 9.2x Exit PE.
In-depth Analysis How we analyze
Valuation Analysis: VBNK is currently trading at $18.98, which is considered fair relative to its 30-day fair value range of $17.78 to $19.60. The stock's valuation (Forward PE: 10.0) is in line with its historical norms (9.2). At these levels, the market is pricing in 3.0% annual earnings growth.
Technical Outlook: Technically, VBNK is in a uptrend. Immediate support is located at $17.61, while resistance sits at $20.77.
Market Sentiment: The stock shows a mixed technical setup (40/100), with neutral trendline and momentum signals. In the options market, Implied Volatility is low (4th percentile), suggesting options premiums are relatively cheap. This makes it an attractive time for long options strategies if you have a directional bias. Wall Street analysts see significant upside, with an average price target of $21.50 (+13.3%). Combining these factors, the current setup offers a favorable risk/reward ratio for buyers.
Technical Outlook: Technically, VBNK is in a uptrend. Immediate support is located at $17.61, while resistance sits at $20.77.
Market Sentiment: The stock shows a mixed technical setup (40/100), with neutral trendline and momentum signals. In the options market, Implied Volatility is low (4th percentile), suggesting options premiums are relatively cheap. This makes it an attractive time for long options strategies if you have a directional bias. Wall Street analysts see significant upside, with an average price target of $21.50 (+13.3%). Combining these factors, the current setup offers a favorable risk/reward ratio for buyers.
Quick Decision Summary
Current Position
FAIR
Historical Trading Range
$17.78 -
$19.60
Company Quality Score
55/100
(HOLD)
Options IV Signal
4th percentile
(COMPLACENCY WARNING)
Volume Confirmation
HIGH
Confidence Score
78.5%
All Signals
- NEUTRAL: Price in fair range
- BULLISH: Options cheap (IV 4th percentile)
- NEUTRAL: Mixed technical signals (40/100)
- BULLISH: High volume confirmation
- BULLISH: Trading below Wall St target ($21.50)
- BULLISH: Expecting earnings turnaround to 3.0% growth with 29.5% revenue growth
Trading Range Analysis
30-Day Trading Range
$17.78 -
$19.60
Current vs Trading Range
FAIR
Expected Move (7 Days)
±$2.30
(12.1%)
Support & Resistance Levels
Support Level
$17.61
Resistance Level
$20.77
Current Trend
Uptrend
Technical data as of
Jun 9, 2026
Fundamental Context
Forward P/E (Next Year Est.)
10.01
Wall Street Target
$21.50
(+13.3%)
Revenue Growth (YoY)
29.5%
Earnings Growth (YoY)
-11.5%
Profit Margin
22.0%
Valuation Premium vs History
+3.0% premium
PE vs Historical
10.0 vs 9.2
FAIR
Market-Implied Price Targets
If current PE multiple persists
Implied Growth (YoY):
+3.0%
(market-implied from PE analysis)
1-Year Target
$19.55
(+3%)
2-Year Target
$20.14
(+6%)
3-Year Target
$20.74
(+9%)
3-Yr Target (if PE normalizes)
(PE: 10→9)
PE COMPRESSION
$19.07
(+1%)
Earnings growth offset by PE compression
3-Year Scenarios
Using analyst projected EPS growth
Bull:
(PE: 21.8, Growth: 49.7%)
$138.49
(+630%)
Base:
(SPY PE: 10.0, Growth: 49.7%)
$63.63
(+235%)
Bear:
(PE: 8.5, Growth: 49.7%)
$54.08
(+185%)
📈
Valuation based on Current Earnings
RECOVERY PLAY: Stock looks expensive now (29x PE), but valuation improves significantly next year (10x PE) as earnings recover.
Trailing PE: 28.79 | Current EPS (TTM): $0.66
Bull Case
$41.80
(+120%)
Analyst growth 100.0%, PE expands to 31.7
Base Case
$38.00
(+100%)
Market implied 100.0%, PE stable at 28.8
Bear Case
$12.92
(-32%)
Severe decline -20.0%, PE contracts to 24.5
These are projections based on PE multiples and EPS growth scenarios, not predictions. Actual results may vary significantly.
Share & Embed Analysis
Last updated: June 23, 2026 7:08 PM ET
Data refreshes hourly during market hours. Next update: 8:08 PM
Data refreshes hourly during market hours. Next update: 8:08 PM
🔥 Top Stocks Breaking Out Now
| Ticker | Score | Recommendation | Change % |
|---|
Technical Signals Check
Is VBNK showing a specific setup today?
Insider Activity (6 Months)
0
Buys
0
Sells
0
Net
NEUTRAL
Top Rated Banks - Regional Stocks
Top-rated stocks in Banks - Regional by analyst ratings.
Advanced VBNK Option Strategies
Professional options setups generated by AI based on today's VBNK price and gamma walls.
