VersaBank Common Shares (VBNK) Stock: Buy, Sell, or Hold?
VBNK - VersaBank Common Shares
$22.62
0.32 (1.43%)
▲
5d:
+9.86%
30d:
+16.0%
90d:
+15.0%
WAIT
LOW Confidence
Analysis Updated: Sep 11, 2026 12:00 AM ET
Earnings: Sep 03, 2026
0d
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Interactive Price Chart (1 Month)
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Bottom Line:
📊 MIXED SIGNALS: VBNK shows conflicting indicators. Wait for confirmation before entering.
📊 MIXED SIGNALS: VBNK shows conflicting indicators. Wait for confirmation before entering.
Long-Term Wealth Forecast (2031)
Based on Analyst Consensus Growth & Historical Valuation
0% (Stagnation)
50% (Hyper Growth)
EST. PRICE IN 2031
$38.22
Based on 14.5% avg growth
INTRINSIC VALUE TODAY
$23.73
4.7% Margin of Safety
How this is calculated: We use a Growth Decay Model: starting with analyst consensus growth (adjusted above) and gradually slowing it down to a long-term terminal rate (4%) by Year 5. This provides a more realistic valuation than assuming constant hyper-growth. We then apply a 9.9x Exit PE.
In-depth Analysis How we analyze
Valuation Analysis: VBNK is currently trading at $22.62, which is considered extended relative to its 30-day fair value range of $19.00 to $21.17. From a valuation perspective, the stock is trading at a premium (Forward PE: 11.4) compared to its historical average (9.9). At these levels, the market is pricing in 4.8% annual earnings growth. This growth rate appears achievable given the company's track record, suggesting the valuation is rational.
Technical Outlook: Technically, VBNK is in a uptrend. The price is approaching resistance at $22.91. A breakout above this level would be a bullish signal, while rejection here could lead to consolidation.
Market Sentiment: VBNK scores 10/100 on our bottoming-setup gauge. Note this measures entry quality, not trend direction — a low score can mean the chart is extended after a strong run (don't chase) or still falling without stabilization; better entries typically come after a pullback toward the 20-day average. Wall Street analysts see significant upside, with an average price target of $25.50 (+12.7%). Current signals suggest waiting for a better entry point before initiating new positions.
Technical Outlook: Technically, VBNK is in a uptrend. The price is approaching resistance at $22.91. A breakout above this level would be a bullish signal, while rejection here could lead to consolidation.
Market Sentiment: VBNK scores 10/100 on our bottoming-setup gauge. Note this measures entry quality, not trend direction — a low score can mean the chart is extended after a strong run (don't chase) or still falling without stabilization; better entries typically come after a pullback toward the 20-day average. Wall Street analysts see significant upside, with an average price target of $25.50 (+12.7%). Current signals suggest waiting for a better entry point before initiating new positions.
Quick Decision Summary
Current Position
EXTENDED
Historical Trading Range
$19.00 -
$21.17
Company Quality Score
36/100
(SELL)
Volume Confirmation
HIGH
Confidence Score
20.5%
Protect Your Profits
Holding VBNK? Use our AI-powered strategies to protect your downside while keeping your long-term position.
View Profit Protection PlanAll Signals
- BEARISH: Price extended above range (+6.8% above its trading range)
- BEARISH: Weak technical setup (10/100)
- BULLISH: High volume confirmation
- BULLISH: Trading below Wall St target ($25.50)
- NEUTRAL: Trading at premium valuation - market expects 4.8% growth which is achievable
- WARNING: Composite score 36/100 in the bottom quintile — this cohort historically lags the market
Trading Range Analysis
30-Day Trading Range
$19.00 -
$21.17
Current vs Trading Range
EXTENDED
Support & Resistance Levels
Support Level
$18.31
Resistance Level
$22.91
Current Trend
Uptrend
Technical data as of
Sep 11, 2026
Fundamental Context
Forward P/E (Next Year Est.)
11.41
Wall Street Target
$25.50
(+12.7%)
Revenue Growth (YoY)
28.4%
Earnings Growth (YoY)
55.0%
Profit Margin
23.1%
Valuation Premium vs History
+4.8% premium
PE vs Historical
11.4 vs 9.9
STRETCHED
Market-Implied Price Targets
If current PE multiple persists
Implied Growth (YoY):
+4.8%
(market-implied from PE analysis)
1-Year Target
$23.71
(+5%)
2-Year Target
$24.84
(+10%)
3-Year Target
$26.04
(+15%)
3-Yr Target (if PE normalizes)
(PE: 11→10)
PE COMPRESSION
$22.59
(0%)
Earnings growth offset by PE compression
3-Year Scenarios
Using analyst projected EPS growth
Bull:
(PE: 20.2, Growth: 67.7%)
$134.97
(+497%)
Base:
(SPY PE: 11.4, Growth: 67.7%)
$76.34
(+238%)
Bear:
(PE: 9.7, Growth: 67.7%)
$64.89
(+187%)
📈
Valuation based on Current Earnings
RECOVERY PLAY: Stock looks expensive now (29x PE), but valuation improves significantly next year (11x PE) as earnings recover.
Trailing PE: 28.59 | Current EPS (TTM): $0.78
Bull Case
$49.06
(+117%)
Analyst growth 100.0%, PE expands to 31.5
Base Case
$44.60
(+97%)
Market implied 100.0%, PE stable at 28.6
Bear Case
$15.16
(-33%)
Severe decline -20.0%, PE contracts to 24.3
These are projections based on PE multiples and EPS growth scenarios, not predictions. Actual results may vary significantly.
Share & Embed Analysis
Last updated: September 12, 2026 5:33 PM ET
Data refreshes hourly during market hours. Next update: 6:33 PM
Data refreshes hourly during market hours. Next update: 6:33 PM
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Technical Signals Check
Is VBNK showing a specific setup today?
Insider Activity (6 Months)
0
Buys
0
Sells
0
Net
NEUTRAL
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Advanced VBNK Option Strategies
Professional options setups generated by AI based on today's VBNK price and gamma walls.
