VersaBank Common Shares (VBNK) Stock: Buy, Sell, or Hold?
$23.77
-0.25 (-1.04%)
▼
5d:
+3.57%
30d:
+4.94%
90d:
+18.2%
Open in Live Scanner
70/30 Portfolio Builder
Earnings: Dec 09, 2026
26d
Protect VBNK Gains
Updated Nov 11, 12:00 AM ET
QUANTITATIVE VERDICT
WAIT
LOW Confidence (38%)
Quality Score
34/100
Position
EXTENDED
30-Day Fair Range
$21.95 – $23.33
Position: EXTENDED
Forward P/E & Valuation
12.2x
STRETCHED
vs 10.3x historical avg
Wall Street Target
$25.50
+7.3% upside
Options IV & Volume
2th pct IV
HIGH volume confirmation
Support / Resistance
$21.54 / $24.93
Trend: Uptrend
Executive Thesis & Bottom Line
Forward Earnings Fair Value & Price Prediction →
📊 MIXED SIGNALS: VBNK shows conflicting indicators. Wait for confirmation before entering.
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Interactive Price Chart (1 Month)
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Long-Term Wealth Forecast (2031)
Based on Analyst Consensus Growth & Historical Valuation
0% (Stagnation)
50% (Hyper Growth)
EST. PRICE IN 2031
$39.25
Based on 14.5% avg growth
INTRINSIC VALUE TODAY
$24.37
2.5% Margin of Safety
How this is calculated: We use a Growth Decay Model: starting with analyst consensus growth (adjusted above) and gradually slowing it down to a long-term terminal rate (4%) by Year 5. This provides a more realistic valuation than assuming constant hyper-growth. We then apply a 10.3x Exit PE.
In-depth Analysis How we analyze
Valuation Analysis: VBNK is currently trading at $23.77, which is considered extended relative to its 30-day fair value range of $21.95 to $23.33. From a valuation perspective, the stock is trading at a premium (Forward PE: 12.2) compared to its historical average (10.3). At these levels, the market is pricing in 5.7% annual earnings growth. This growth rate appears achievable given the company's track record, suggesting the valuation is rational.
Technical Outlook: Technically, VBNK is in a uptrend. Immediate support is located at $21.54, while resistance sits at $24.93.
Market Sentiment: VBNK scores 33/100 on our bottoming-setup gauge. Note this measures entry quality, not trend direction — a low score can mean the chart is extended after a strong run (don't chase) or still falling without stabilization; better entries typically come after a pullback toward the 20-day average. In the options market, Implied Volatility is low (2th percentile), suggesting options premiums are relatively cheap. This makes it an attractive time for long options strategies if you have a directional bias. Current signals suggest waiting for a better entry point before initiating new positions.
Technical Outlook: Technically, VBNK is in a uptrend. Immediate support is located at $21.54, while resistance sits at $24.93.
Market Sentiment: VBNK scores 33/100 on our bottoming-setup gauge. Note this measures entry quality, not trend direction — a low score can mean the chart is extended after a strong run (don't chase) or still falling without stabilization; better entries typically come after a pullback toward the 20-day average. In the options market, Implied Volatility is low (2th percentile), suggesting options premiums are relatively cheap. This makes it an attractive time for long options strategies if you have a directional bias. Current signals suggest waiting for a better entry point before initiating new positions.
Quick Decision Summary
Current Position
EXTENDED
Historical Trading Range
$21.95 -
$23.33
Company Quality Score
34/100
(SELL)
Options IV Signal
2th percentile
(LOW)
Volume Confirmation
HIGH
Confidence Score
37.7%
Trading Range & Key Levels
30-Day Trading Range
$21.95 -
$23.33
Current vs Trading Range
EXTENDED
Expected Move (7 Days)
±$2.69
(11.3%)
Support Level
$21.54
Resistance Level
$24.93
Current Trend
Uptrend
Technical data as of
Nov 11, 2026
Protect Your Profits
Holding VBNK? Use our AI-powered strategies to protect your downside while keeping your long-term position.
View Profit Protection PlanQuantitative Signal Breakdown
- BEARISH: Price extended above range
- BULLISH: Options cheap (IV 2th percentile)
- BEARISH: Weak technical setup (33/100)
- BULLISH: High volume confirmation
- NEUTRAL: Near Wall St target ($25.50)
- NEUTRAL: Trading at premium valuation - market expects 5.7% growth which is achievable
- WARNING: Composite score 34/100 in the bottom quintile — this cohort historically lags the market
Fundamental Context
Forward P/E (Next Year Est.)
12.15
Wall Street Target
$25.50
(+7.3%)
Revenue Growth (YoY)
28.4%
Earnings Growth (YoY)
55.0%
Profit Margin
23.1%
Valuation Premium vs History
+5.7% premium
PE vs Historical
12.2 vs 10.3
STRETCHED
Market-Implied Price Targets
If current PE multiple persists
Implied Growth (YoY):
+5.7%
(market-implied from PE analysis)
1-Year Target
$25.12
(+6%)
2-Year Target
$26.56
(+12%)
3-Year Target
$28.07
(+18%)
3-Yr Target (if PE normalizes)
(PE: 12→10)
PE COMPRESSION
$23.80
(+0%)
Earnings growth offset by PE compression
3-Year Scenarios
Using analyst projected EPS growth
Bull:
(PE: 19.9, Growth: 67.1%)
$131.15
(+452%)
Base:
(SPY PE: 12.1, Growth: 67.1%)
$80.22
(+238%)
Bear:
(PE: 10.3, Growth: 67.1%)
$68.02
(+186%)
📈
Valuation based on Current Earnings
RECOVERY PLAY: Stock looks expensive now (32x PE), but valuation improves significantly next year (12x PE) as earnings recover.
Trailing PE: 31.61 | Current EPS (TTM): $0.76
Bull Case
$52.84
(+122%)
Analyst growth 100.0%, PE expands to 34.8
Base Case
$48.04
(+102%)
Market implied 100.0%, PE stable at 31.6
Bear Case
$16.33
(-31%)
Severe decline -20.0%, PE contracts to 26.9
These are projections based on PE multiples and EPS growth scenarios, not predictions. Actual results may vary significantly.
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bloggers & journalists: you are free to use our charts with attribution.Reddit & Retail Trader Sentiment (VBNK)
Bullish
2 Retail Mentions
Reddit / WSB Comments
1
Bullish
StockTwits Volume
1 msgs
24h retail stream
Last Tracked
May 10, 2026
Daily AI digest
AI Retail Discussion Summary:
StockTwits messages indicate a bullish sentiment towards $VBNK with 100.0% of messages being positive.
Aggregated from r/wallstreetbets, r/stocks & StockTwits streams.
View All Trending Reddit & WSB Stocks →
Last updated: November 12, 2026 2:53 AM ET
Data refreshes hourly during market hours. Next update: 3:53 AM
Data refreshes hourly during market hours. Next update: 3:53 AM
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Insider Activity (6 Months)
0
Buys
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Sells
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Net
NEUTRAL
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Advanced VBNK Option Strategies
Professional options setups generated by AI based on today's VBNK price and gamma walls.
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