GDOT Stock Analysis: Buy, Sell, or Hold?
GDOT - Green Dot Corporation
$12.92
0.17 (1.33%)
▲
5d:
-1.3%
30d:
+0.08%
90d:
+17.03%
BUY
MODERATE Confidence
Analysis Updated: Jun 22, 2026 12:00 AM ET
Earnings: Aug 10, 2026
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Interactive Price Chart (1 Month)
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Bottom Line:
💡 BUY OPPORTUNITY: GDOT shows positive signals but monitor for confirmation. Market pricing in 0.0% annual growth which appears achievable. Moderate conviction.
💡 BUY OPPORTUNITY: GDOT shows positive signals but monitor for confirmation. Market pricing in 0.0% annual growth which appears achievable. Moderate conviction.
Long-Term Wealth Forecast (2031)
Based on Analyst Consensus Growth & Historical Valuation
0% (Stagnation)
50% (Hyper Growth)
EST. PRICE IN 2031
$18.27
Based on 7.3% avg growth
INTRINSIC VALUE TODAY
$11.34
Trading above historical range
How this is calculated: We use a Growth Decay Model: starting with analyst consensus growth (adjusted above) and gradually slowing it down to a long-term terminal rate (4%) by Year 5. This provides a more realistic valuation than assuming constant hyper-growth. We then apply a 7.7x Exit PE.
In-depth Analysis How we analyze
Valuation Analysis: GDOT is currently trading at $12.92, which is considered slightly high relative to its 30-day fair value range of $12.66 to $12.94. The stock's valuation (Forward PE: 7.7) is in line with its historical norms (7.7). At these levels, the market is pricing in -0.0% annual earnings growth. This growth rate appears achievable given the company's track record, suggesting the valuation is rational.
Technical Outlook: Technically, GDOT is in a uptrend. The price is approaching resistance at $13.11. A breakout above this level would be a bullish signal, while rejection here could lead to consolidation.
Market Sentiment: The stock shows a mixed technical setup (55/100), with neutral trendline and momentum signals. Wall Street analysts see significant upside, with an average price target of $16.12 (+24.8%). Combining these factors, the current setup offers a favorable risk/reward ratio for buyers.
Technical Outlook: Technically, GDOT is in a uptrend. The price is approaching resistance at $13.11. A breakout above this level would be a bullish signal, while rejection here could lead to consolidation.
Market Sentiment: The stock shows a mixed technical setup (55/100), with neutral trendline and momentum signals. Wall Street analysts see significant upside, with an average price target of $16.12 (+24.8%). Combining these factors, the current setup offers a favorable risk/reward ratio for buyers.
Quick Decision Summary
Current Position
SLIGHTLY HIGH
Historical Trading Range
$12.66 -
$12.94
Company Quality Score
56/100
(HOLD)
Options IV Signal
59th percentile
(NORMAL)
Volume Confirmation
HIGH
Confidence Score
66.9%
All Signals
- NEUTRAL: Options fairly priced (IV 59th percentile)
- NEUTRAL: Mixed technical signals (55/100)
- BULLISH: High volume confirmation
- BULLISH: Trading 24.8% below Wall St target ($16.12)
- NEUTRAL: Market pricing in -0.0% annual earnings growth - fairly valued
Trading Range Analysis
30-Day Trading Range
$12.66 -
$12.94
Current vs Trading Range
SLIGHTLY HIGH
Expected Move (7 Days)
±$1.35
(10.5%)
Support & Resistance Levels
Support Level
$12.41
Resistance Level
$13.11
Current Trend
Uptrend
Technical data as of
Jun 9, 2026
Fundamental Context
Forward P/E (Next Year Est.)
7.74
Wall Street Target
$16.13
(+24.8%)
Revenue Growth (YoY)
17.4%
Earnings Growth (YoY)
97.9%
Profit Margin
-3.3%
PE vs Historical
7.7 vs 7.7
FAIR
Market-Implied Price Targets
If current PE multiple persists
Implied Growth (YoY):
0%
(market-implied from PE analysis)
1-Year Target
$12.92
(0%)
2-Year Target
$12.92
(0%)
3-Year Target
$12.92
(0%)
3-Yr Target (if PE normalizes)
(PE: 8→8)
PE COMPRESSION
$12.86
(-1%)
Earnings growth offset by PE compression
3-Year Scenarios
Using analyst projected EPS growth
Bull:
(PE: 21.8, Growth: 10.6%)
$49.20
(+281%)
Base:
(SPY PE: 7.7, Growth: 10.6%)
$17.48
(+35%)
Bear:
(PE: 6.6, Growth: 10.6%)
$14.86
(+15%)
Share & Embed Analysis
Last updated: June 23, 2026 3:31 AM ET
Data refreshes hourly during market hours. Next update: 4:31 AM
Data refreshes hourly during market hours. Next update: 4:31 AM
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Technical Signals Check
Is GDOT showing a specific setup today?
Insider Activity (6 Months)
0
Buys
0
Sells
0
Net
NEUTRAL
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Professional options setups generated by AI based on today's GDOT price and gamma walls.
