HIG Stock Analysis: Buy, Sell, or Hold?
HIG - The Hartford Insurance Group, Inc.
$136.10
-1.02 (-0.74%)
▼
5d:
-1.39%
30d:
-4.28%
90d:
+0.06%
BUY
MODERATE Confidence
Analysis Updated: Aug 21, 2026 12:00 AM ET
Earnings: Oct 29, 2026
Get Alerted When HIG Hits Your Target Price
Join 10,000+ traders who never miss a move
You're in! Check your email to confirm and set your target price.
100% Free
No spam, ever
Unsubscribe anytime
Interactive Price Chart (1 Month)
Loading chart...
Loading historical data...
Bottom Line:
💡 BUY OPPORTUNITY: HIG shows positive signals but monitor for confirmation. Market pricing in 0.8% annual growth which appears achievable. Moderate conviction.
💡 BUY OPPORTUNITY: HIG shows positive signals but monitor for confirmation. Market pricing in 0.8% annual growth which appears achievable. Moderate conviction.
Long-Term Wealth Forecast (2031)
Based on Analyst Consensus Growth & Historical Valuation
0% (Stagnation)
50% (Hyper Growth)
EST. PRICE IN 2031
$174.73
Based on 5.6% avg growth
INTRINSIC VALUE TODAY
$108.49
Trading above historical range
How this is calculated: We use a Growth Decay Model: starting with analyst consensus growth (adjusted above) and gradually slowing it down to a long-term terminal rate (4%) by Year 5. This provides a more realistic valuation than assuming constant hyper-growth. We then apply a 9.7x Exit PE.
In-depth Analysis How we analyze
Valuation Analysis: HIG is currently trading at $136.10, which is considered oversold relative to its 30-day fair value range of $137.48 to $142.98. The stock's valuation (Forward PE: 9.9) is in line with its historical norms (9.7). At these levels, the market is pricing in 0.8% annual earnings growth. This growth rate appears achievable given the company's track record, suggesting the valuation is rational.
Technical Outlook: Technically, HIG is in a uptrend. The price is currently testing key support at $136.00. A bounce from this level would confirm strength, while a break below could signal further downside.
Market Sentiment: HIG scores 62/100 on our bottoming-setup gauge — the chart has corrected and is stabilizing (RSI reset, momentum turning up), historically a favorable entry zone. Wall Street analysts see significant upside, with an average price target of $149.85 (+10.1%). Combining these factors, the current setup offers a favorable risk/reward ratio for buyers.
Technical Outlook: Technically, HIG is in a uptrend. The price is currently testing key support at $136.00. A bounce from this level would confirm strength, while a break below could signal further downside.
Market Sentiment: HIG scores 62/100 on our bottoming-setup gauge — the chart has corrected and is stabilizing (RSI reset, momentum turning up), historically a favorable entry zone. Wall Street analysts see significant upside, with an average price target of $149.85 (+10.1%). Combining these factors, the current setup offers a favorable risk/reward ratio for buyers.
Quick Decision Summary
Current Position
OVERSOLD
Historical Trading Range
$137.48 -
$142.98
Company Quality Score
61/100
(BUY)
Volume Confirmation
HIGH
Confidence Score
89.0%
All Signals
- BULLISH: Price oversold vs 30-day range
- BULLISH: Strong technical setup (62/100)
- BULLISH: High volume confirmation
- BULLISH: Trading below Wall St target ($149.85)
- NEUTRAL: Market pricing in 0.8% annual earnings growth - fairly valued
- BULLISH: Bottoming setup score 62/100 — corrected, stabilizing, and turning up
Trading Range Analysis
30-Day Trading Range
$137.48 -
$142.98
Current vs Trading Range
OVERSOLD
Support & Resistance Levels
Support Level
$136.00
Resistance Level
$143.61
Current Trend
Uptrend
Technical data as of
Aug 21, 2026
Fundamental Context
Forward P/E (Next Year Est.)
9.94
Wall Street Target
$149.85
(+10.1%)
Revenue Growth (YoY)
8.1%
Earnings Growth (YoY)
36.1%
Profit Margin
14.9%
Valuation Premium vs History
+0.8% premium
PE vs Historical
9.9 vs 9.7
FAIR
Market-Implied Price Targets
If current PE multiple persists
Implied Growth (YoY):
+0.8%
(market-implied from PE analysis)
1-Year Target
$137.19
(+1%)
2-Year Target
$138.29
(+2%)
3-Year Target
$139.39
(+2%)
3-Yr Target (if PE normalizes)
(PE: 10→10)
PE COMPRESSION
$135.99
(0%)
Earnings growth offset by PE compression
3-Year Scenarios
Using analyst projected EPS growth
Bull:
(PE: 20.1, Growth: 7.3%)
$339.33
(+149%)
Base:
(SPY PE: 9.9, Growth: 7.3%)
$168.10
(+24%)
Bear:
(PE: 8.5, Growth: 7.3%)
$142.88
(+5%)
📈
Valuation based on Current Earnings
Trailing PE: 9.50 | Current EPS (TTM): $14.44
Bull Case
$142.99
(+5%)
Analyst growth -5.2%, PE expands to 10.5
Base Case
$129.99
(-5%)
Market implied -5.2%, PE stable at 9.5
Bear Case
$93.24
(-32%)
Severe decline -20.0%, PE contracts to 8.1
These are projections based on PE multiples and EPS growth scenarios, not predictions. Actual results may vary significantly.
Share & Embed Analysis
Last updated: August 22, 2026 8:31 PM ET
Data refreshes hourly during market hours. Next update: 9:31 PM
Data refreshes hourly during market hours. Next update: 9:31 PM
🔥 Top Stocks Breaking Out Now
| Ticker | Score | Recommendation | Change % |
|---|
Technical Signals Check
Is HIG showing a specific setup today?
Insider Activity (6 Months)
0
Buys
1
Sells
Net
INSIDERS SELLING
Recent Transactions
Lori A Rodden
SELL
40693 shares
2026-03-10
Top Rated Insurance - Diversified Stocks
Top-rated stocks in Insurance - Diversified by analyst ratings.
| Stock | Analyst Consensus | Analyst Target | Tradestie Score |
|---|---|---|---|
|
ACGL
Arch Capital Group Ltd. |
BUY
20 analysts |
$112 | 52 HOLD |
|
AIG
American International G… |
HOLD
17 analysts |
$89 | 54 HOLD |
|
WDH
Waterdrop Inc ADR |
STRONG BUY
5 analysts |
$2 | 56 HOLD |
|
SLF
Sun Life Financial Inc. |
BUY
13 analysts |
$70 | 39 SELL |
|
FIHL
Fidelis Insurance Holdin… |
HOLD
9 analysts |
$22 | 47 HOLD |
Advanced HIG Option Strategies
Professional options setups generated by AI based on today's HIG price and gamma walls.
