MA Stock Analysis: Buy, Sell, or Hold?
MA - Mastercard Incorporated
$573.10
-4.25 (-0.74%)
▼
5d:
+6.2%
30d:
+9.7%
90d:
+13.95%
BUY
MODERATE Confidence
Analysis Updated: Jul 31, 2026 12:00 AM ET
Earnings: Jul 30, 2026
0d
Smart Money Distribution
None View Scanner →
Strength: 6.9/10
Get Alerted When MA Hits Your Target Price
Join 10,000+ traders who never miss a move
You're in! Check your email to confirm and set your target price.
100% Free
No spam, ever
Unsubscribe anytime
Interactive Price Chart (1 Month)
Loading chart...
Loading historical data...
Bottom Line:
💡 BUY OPPORTUNITY: MA shows positive signals but monitor for confirmation. Market pricing in 0.8% annual growth which appears achievable. Moderate conviction.
💡 BUY OPPORTUNITY: MA shows positive signals but monitor for confirmation. Market pricing in 0.8% annual growth which appears achievable. Moderate conviction.
Long-Term Wealth Forecast (2031)
Based on Analyst Consensus Growth & Historical Valuation
0% (Stagnation)
50% (Hyper Growth)
EST. PRICE IN 2031
$879.59
Based on 10.0% avg growth
INTRINSIC VALUE TODAY
$546.15
Trading above historical range
How this is calculated: We use a Growth Decay Model: starting with analyst consensus growth (adjusted above) and gradually slowing it down to a long-term terminal rate (4%) by Year 5. This provides a more realistic valuation than assuming constant hyper-growth. We then apply a 24.1x Exit PE.
In-depth Analysis How we analyze
Valuation Analysis: MA is currently trading at $573.10, which is considered extended relative to its 30-day fair value range of $506.84 to $554.95. The stock's valuation (Forward PE: 24.7) is in line with its historical norms (24.1). At these levels, the market is pricing in 0.8% annual earnings growth. This growth rate appears achievable given the company's track record, suggesting the valuation is rational.
Technical Outlook: Technically, MA is in a uptrend. The price is approaching resistance at $582.62. A breakout above this level would be a bullish signal, while rejection here could lead to consolidation.
Market Sentiment: MA has a strong technical setup (75/100), with favorable trendlines, momentum, and price action for short-term traders. Wall Street analysts see significant upside, with an average price target of $644.05 (+14.3%). Combining these factors, the current setup offers a favorable risk/reward ratio for buyers.
Technical Outlook: Technically, MA is in a uptrend. The price is approaching resistance at $582.62. A breakout above this level would be a bullish signal, while rejection here could lead to consolidation.
Market Sentiment: MA has a strong technical setup (75/100), with favorable trendlines, momentum, and price action for short-term traders. Wall Street analysts see significant upside, with an average price target of $644.05 (+14.3%). Combining these factors, the current setup offers a favorable risk/reward ratio for buyers.
Quick Decision Summary
Current Position
EXTENDED
Historical Trading Range
$506.84 -
$554.95
Company Quality Score
60/100
(BUY)
Volume Confirmation
HIGH
Confidence Score
60.5%
All Signals
- BEARISH: Price extended above range
- BULLISH: Strong technical setup (75/100)
- BULLISH: High volume confirmation
- BULLISH: Trading below Wall St target ($644.05)
- NEUTRAL: Market pricing in 0.8% annual earnings growth - fairly valued
Trading Range Analysis
30-Day Trading Range
$506.84 -
$554.95
Current vs Trading Range
EXTENDED
Support & Resistance Levels
Support Level
$523.61
Resistance Level
$582.62
Current Trend
Uptrend
Technical data as of
Jul 31, 2026
Fundamental Context
Forward P/E (Next Year Est.)
24.71
Wall Street Target
$644.05
(+14.3%)
Revenue Growth (YoY)
15.8%
Earnings Growth (YoY)
21.2%
Profit Margin
45.9%
Valuation Premium vs History
+0.8% premium
PE vs Historical
24.7 vs 24.1
FAIR
Market-Implied Price Targets
If current PE multiple persists
Implied Growth (YoY):
+0.8%
(market-implied from PE analysis)
1-Year Target
$567.83
(+1%)
2-Year Target
$572.37
(+2%)
3-Year Target
$576.95
(+2%)
3-Yr Target (if PE normalizes)
(PE: 25→24)
PE COMPRESSION
$562.70
(0%)
Earnings growth offset by PE compression
3-Year Scenarios
Using analyst projected EPS growth
Bull:
(PE: 24.7, Growth: 15.9%)
$877.99
(+56%)
Base:
(SPY PE: 20.8, Growth: 15.9%)
$739.41
(+31%)
Bear:
(PE: 17.7, Growth: 15.9%)
$628.50
(+12%)
📈
Valuation based on Current Earnings
RECOVERY PLAY: Stock looks expensive now (32x PE), but valuation improves significantly next year (25x PE) as earnings recover.
Trailing PE: 31.96 | Current EPS (TTM): $17.61
Bull Case
$801.36
(+40%)
Analyst growth 29.5%, PE expands to 35.2
Base Case
$728.51
(+27%)
Market implied 29.5%, PE stable at 32.0
Bear Case
$382.67
(-33%)
Severe decline -20.0%, PE contracts to 27.2
These are projections based on PE multiples and EPS growth scenarios, not predictions. Actual results may vary significantly.
Share & Embed Analysis
Last updated: August 02, 2026 7:51 AM ET
Data refreshes hourly during market hours. Next update: 8:51 AM
Data refreshes hourly during market hours. Next update: 8:51 AM
🔥 Top Stocks Breaking Out Now
| Ticker | Score | Recommendation | Change % |
|---|
Technical Signals Check
Is MA showing a specific setup today?
Insider Activity (6 Months)
5
Buys
4
Sells
+
Net
NEUTRAL
Recent Transactions
Ro Khanna
SELL
2026-03-30
Shelley Moore Capito
BUY
2026-03-28
Ro Khanna
SELL
2026-03-20
Featured in Portfolios
MA is a key holding in these high-performance investment strategies.
Top Rated Credit Services Stocks
Top-rated stocks in Credit Services by analyst ratings.
| Stock | Analyst Consensus | Analyst Target | Tradestie Score |
|---|---|---|---|
|
V
Visa Inc. Class A |
STRONG BUY
41 analysts |
$403 | 52 HOLD |
|
COF
Capital One Financial Co… |
STRONG BUY
23 analysts |
$257 | 55 HOLD |
|
AFRM
Affirm Holdings Inc |
STRONG BUY
24 analysts |
$91 | 58 HOLD |
|
PYPL
PayPal Holdings Inc |
HOLD
47 analysts |
$53 | 49 HOLD |
|
AXP
American Express Company |
HOLD
30 analysts |
$375 | 53 HOLD |
Advanced MA Option Strategies
Professional options setups generated by AI based on today's MA price and gamma walls.
