NMIH vs ACT

Head-to-Head Stock Analysis & Investment Rating

Last Updated: Sep 24, 2026

NMIH

61.9
AI Score
VS
NMIH Wins

ACT

47.7
AI Score

Investment Advisor Scores

NMIH

62score
Recommendation
HOLD

ACT

48score
Recommendation
HOLD

AI Analyst Insights

Detailed Metrics Comparison

Metric NMIH ACT Winner
Forward P/E 7.77 9.2593 NMIH
PEG Ratio 1.66 0 Tie
Revenue Growth 8.1% 4.1% NMIH
Earnings Growth 14.1% 12.6% NMIH
Tradestie Score 61.9/100 47.7/100 NMIH
Profit Margin 54.1% 54.5% ACT
Beta 1.00 1.00 Tie
AI Recommendation HOLD HOLD Tie

Relative Price Performance (Last 90 Days)

NMIH 1M: -12.9% · 3M: -6.2% ACT 1M: -7.1% · 3M: -0.9%

Current Technical Phase

NMIH

Neutral
Hold

Mixed signals - no dominant trend phase, RSI 28

RSI (14): 28.1 · Price: $38.83

ACT

Neutral
Hold

Mixed signals - no dominant trend phase, RSI 36

RSI (14): 36.2 · Price: $45.26

Fundamentals Snapshot

Metric NMIH ACT
Market Cap — —
Forward P/E 7.0 8.9
Trailing P/E 7.4 9.1
Revenue (TTM) — —
Revenue Growth 0.1% 0.0%
Gross Margin 0.8% 0.7%
Operating Margin 0.8% 0.7%
EPS 5.18 4.84
Dividend Yield — 0.02%

Frequently Asked Questions

Based on our detailed analysis, NMIH is currently the stronger investment candidate based on our comprehensive scoring model.

We analyze revenue and earnings growth rates in the "Growth" section above. Generally, the company with higher year-over-year revenue and EPS growth is fostering better expansion. Check the table above for the specific growth percentages.

Valuation is determined by metrics like the P/E Ratio and PEG Ratio. A lower P/E typically suggests a stock is cheaper relative to its earnings. Refer to the "Valuation" section in our comparison table to see which stock currently trades at a more attractive multiple.