NMIH vs ACT

Head-to-Head Stock Analysis & Investment Rating

Last Updated: Aug 02, 2026

NMIH

51.2
AI Score
VS
ACT Wins

ACT

61.2
AI Score

Investment Advisor Scores

NMIH

51score
Recommendation
HOLD

ACT

61score
Recommendation
BUY

AI Analyst Insights

Detailed Metrics Comparison

Metric NMIH ACT Winner
Forward P/E 8.673 10.1937 NMIH
PEG Ratio 1.66 0 Tie
Revenue Growth 5.9% 1.7% NMIH
Earnings Growth 0.0% 9.3% ACT
Tradestie Score 51.2/100 61.2/100 ACT
Profit Margin 53.8% 54.5% ACT
Beta 1.00 1.00 Tie
AI Recommendation HOLD BUY ACT

Relative Price Performance (Last 90 Days)

NMIH 1M: +8.0% · 3M: +14.4% ACT 1M: +4.3% · 3M: +10.7%

Current Technical Phase

NMIH

Markup
Hold / add on dips

Price above SMA50, rising 50-day trend (3.6% over 20 days), RSI 68

RSI (14): 67.6 · Price: $44.30

ACT

Markup
Hold / add on dips

Price above SMA50, rising 50-day trend (2.7% over 20 days), RSI 61

RSI (14): 61.4 · Price: $47.32

Fundamentals Snapshot

Metric NMIH ACT
Market Cap
Forward P/E 8.2 9.6
Trailing P/E 9.0 10.5
Revenue (TTM)
Revenue Growth 0.1% 0.0%
Gross Margin 0.8% 0.7%
Operating Margin 0.7% 0.7%
EPS 4.83 4.54
Dividend Yield 0.02%

Frequently Asked Questions

Based on our detailed analysis, ACT is currently the stronger investment candidate based on our comprehensive scoring model.

We analyze revenue and earnings growth rates in the "Growth" section above. Generally, the company with higher year-over-year revenue and EPS growth is fostering better expansion. Check the table above for the specific growth percentages.

Valuation is determined by metrics like the P/E Ratio and PEG Ratio. A lower P/E typically suggests a stock is cheaper relative to its earnings. Refer to the "Valuation" section in our comparison table to see which stock currently trades at a more attractive multiple.