YRD Stock Analysis: Buy, Sell, or Hold?
YRD - Yiren Digital Ltd.
$1.09
-0.05 (-4.39%)
▼
5d:
-8.4%
30d:
-7.63%
90d:
-31.87%
WAIT
LOW Confidence
Analysis Updated: Aug 24, 2026 12:00 AM ET
Earnings: Aug 20, 2026
0d
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Interactive Price Chart (1 Month)
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Bottom Line:
📊 MIXED SIGNALS: YRD shows conflicting indicators. Wait for confirmation before entering.
📊 MIXED SIGNALS: YRD shows conflicting indicators. Wait for confirmation before entering.
In-depth Analysis How we analyze
Valuation Analysis: YRD is currently trading at $1.09, which is considered oversold relative to its 30-day fair value range of $1.13 to $1.23.
Technical Outlook: Technically, YRD is in a strong downtrend. The price is currently testing key support at $1.07. A bounce from this level would confirm strength, while a break below could signal further downside. Short-term momentum is weak, with the stock down 4.4% recently.
Market Sentiment: YRD scores 27/100 on our bottoming-setup gauge. Note this measures entry quality, not trend direction — a low score can mean the chart is extended after a strong run (don't chase) or still falling without stabilization; better entries typically come after a pullback toward the 20-day average. Wall Street analysts see significant upside, with an average price target of $2.03 (+86.2%). Current signals suggest waiting for a better entry point before initiating new positions.
Technical Outlook: Technically, YRD is in a strong downtrend. The price is currently testing key support at $1.07. A bounce from this level would confirm strength, while a break below could signal further downside. Short-term momentum is weak, with the stock down 4.4% recently.
Market Sentiment: YRD scores 27/100 on our bottoming-setup gauge. Note this measures entry quality, not trend direction — a low score can mean the chart is extended after a strong run (don't chase) or still falling without stabilization; better entries typically come after a pullback toward the 20-day average. Wall Street analysts see significant upside, with an average price target of $2.03 (+86.2%). Current signals suggest waiting for a better entry point before initiating new positions.
Quick Decision Summary
Current Position
OVERSOLD
Historical Trading Range
$1.13 -
$1.23
Company Quality Score
31/100
(SELL)
Volume Confirmation
HIGH
Confidence Score
52.6%
All Signals
- BULLISH: Price oversold vs 30-day range
- BEARISH: Weak technical setup (27/100)
- BULLISH: High volume confirmation
- BEARISH: Downward momentum (-4.4%)
- BULLISH: Trading 86.2% below Wall St target ($2.03)
- WARNING: Composite score 31/100 in the bottom quintile — this cohort historically lags the market
Trading Range Analysis
30-Day Trading Range
$1.13 -
$1.23
Current vs Trading Range
OVERSOLD
Support & Resistance Levels
Support Level
$1.07
Resistance Level
$1.25
Current Trend
Strong Downtrend
Technical data as of
Aug 24, 2026
Fundamental Context
Forward P/E (Next Year Est.)
7.10
Wall Street Target
$2.03
(+86.2%)
Revenue Growth (YoY)
-41.1%
Earnings Growth (YoY)
-10.2%
Profit Margin
-13.5%
Share & Embed Analysis
Last updated: August 25, 2026 3:09 AM ET
Data refreshes hourly during market hours. Next update: 4:09 AM
Data refreshes hourly during market hours. Next update: 4:09 AM
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Technical Signals Check
Is YRD showing a specific setup today?
Insider Activity (6 Months)
0
Buys
0
Sells
0
Net
NEUTRAL
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