PLMR Stock Analysis: Buy, Sell, or Hold?
PLMR - Palomar Holdings, Inc. Common stock
$133.98
7.59 (6.01%)
▲
5d:
+12.67%
30d:
+24.93%
90d:
+12.12%
HOLD
MODERATE Confidence
Analysis Updated: Jun 30, 2026 12:00 AM ET
Earnings: Aug 03, 2026
Get Alerted When PLMR Hits Your Target Price
Join 10,000+ traders who never miss a move
You're in! Check your email to confirm and set your target price.
100% Free
No spam, ever
Unsubscribe anytime
Interactive Price Chart (1 Month)
Loading chart...
Loading historical data...
Bottom Line:
📊 HOLD - EXTENDED: PLMR is 10.5% above its trading range ($121.30). Fundamentals are solid but entry is stretched. Hold existing positions; wait for pullback to add new shares.
📊 HOLD - EXTENDED: PLMR is 10.5% above its trading range ($121.30). Fundamentals are solid but entry is stretched. Hold existing positions; wait for pullback to add new shares.
Long-Term Wealth Forecast (2031)
Based on Analyst Consensus Growth & Historical Valuation
0% (Stagnation)
50% (Hyper Growth)
EST. PRICE IN 2031
$205.60
Based on 8.6% avg growth
INTRINSIC VALUE TODAY
$127.66
Trading above historical range
How this is calculated: We use a Growth Decay Model: starting with analyst consensus growth (adjusted above) and gradually slowing it down to a long-term terminal rate (4%) by Year 5. This provides a more realistic valuation than assuming constant hyper-growth. We then apply a 12.2x Exit PE.
In-depth Analysis How we analyze
Valuation Analysis: PLMR is currently trading at $133.98, which is considered extended relative to its 30-day fair value range of $106.02 to $121.30. The stock's valuation (Forward PE: 11.3) is in line with its historical norms (12.2). Remarkably, the market is currently pricing in an annual earnings decline of 2.5% over the next few years. This aligns with recent fundamental challenges.
Technical Outlook: Technically, PLMR is in a downtrend. The price is approaching resistance at $115.89. A breakout above this level would be a bullish signal, while rejection here could lead to consolidation. The stock is showing strong short-term momentum, up 6.0% recently.
Market Sentiment: The stock shows a mixed technical setup (45/100), with neutral trendline and momentum signals. In the options market, Implied Volatility is low (0th percentile), suggesting options premiums are relatively cheap. This makes it an attractive time for long options strategies if you have a directional bias. Wall Street analysts see significant upside, with an average price target of $154.17 (+22.0%). The stock is fairly positioned - fine to hold existing positions or accumulate slowly on dips, but not an urgent buy.
Technical Outlook: Technically, PLMR is in a downtrend. The price is approaching resistance at $115.89. A breakout above this level would be a bullish signal, while rejection here could lead to consolidation. The stock is showing strong short-term momentum, up 6.0% recently.
Market Sentiment: The stock shows a mixed technical setup (45/100), with neutral trendline and momentum signals. In the options market, Implied Volatility is low (0th percentile), suggesting options premiums are relatively cheap. This makes it an attractive time for long options strategies if you have a directional bias. Wall Street analysts see significant upside, with an average price target of $154.17 (+22.0%). The stock is fairly positioned - fine to hold existing positions or accumulate slowly on dips, but not an urgent buy.
Quick Decision Summary
Current Position
EXTENDED
Historical Trading Range
$106.02 -
$121.30
Company Quality Score
55/100
(HOLD)
Volume Confirmation
HIGH
Confidence Score
56.5%
Protect Your Profits
Holding PLMR? Use our AI-powered strategies to protect your downside while keeping your long-term position.
View Profit Protection PlanAll Signals
- BEARISH: Price significantly overextended (+10.5% above its trading range)
- BULLISH: Options cheap (IV 0th percentile)
- NEUTRAL: Mixed technical signals (45/100)
- BULLISH: High volume confirmation
- BULLISH: Strong upward momentum (+6.0%)
- BULLISH: Trading 22.0% below Wall St target ($154.17)
Trading Range Analysis
30-Day Trading Range
$106.02 -
$121.30
Current vs Trading Range
EXTENDED
Expected Move (7 Days)
±$7.14
(5.3%)
Support & Resistance Levels
Support Level
$100.81
Resistance Level
$115.89
Current Trend
Downtrend
Technical data as of
Jun 9, 2026
Fundamental Context
Forward P/E (Next Year Est.)
11.30
Wall Street Target
$154.17
(+22.0%)
Revenue Growth (YoY)
59.7%
Profit Margin
20.1%
Valuation Discount vs History
-2.5% cheaper
PE vs Historical
11.3 vs 12.2
FAIR
Market-Implied Price Targets
If current PE multiple persists
Implied Growth (YoY):
-2.5%
(market-implied from PE analysis)
1-Year Target
$123.23
(-3%)
2-Year Target
$120.15
(-5%)
3-Year Target
$117.15
(-7%)
3-Yr Target (if PE normalizes)
(PE: 11→12)
$126.44
(0%)
3-Year Scenarios
Using analyst projected EPS growth
Bull:
(PE: 21.8, Growth: 13.2%)
$353.49
(+180%)
Base:
(SPY PE: 11.3, Growth: 13.2%)
$183.46
(+45%)
Bear:
(PE: 9.6, Growth: 13.2%)
$155.94
(+23%)
📈
Valuation based on Current Earnings
RECOVERY PLAY: Stock looks expensive now (18x PE), but valuation improves significantly next year (11x PE) as earnings recover.
Trailing PE: 17.62 | Current EPS (TTM): $7.17
Bull Case
$216.71
(+72%)
Analyst growth 55.9%, PE expands to 19.4
Base Case
$197.01
(+56%)
Market implied 55.9%, PE stable at 17.6
Bear Case
$85.90
(-32%)
Severe decline -20.0%, PE contracts to 15.0
These are projections based on PE multiples and EPS growth scenarios, not predictions. Actual results may vary significantly.
💡
Upside Surprise Potential
If earnings stabilize (0% growth), PE could expand from 11.3 to 12.2
Stabilization Target:
$136.41
(+7.9%)
PE Expansion Potential:
+7.9%
Share & Embed Analysis
Last updated: July 01, 2026 11:23 AM ET
Data refreshes hourly during market hours. Next update: 12:23 PM
Data refreshes hourly during market hours. Next update: 12:23 PM
🔥 Top Stocks Breaking Out Now
| Ticker | Score | Recommendation | Change % |
|---|
Technical Signals Check
Is PLMR showing a specific setup today?
Insider Activity (6 Months)
0
Buys
20
Sells
Net
INSIDERS SELLING
Recent Transactions
Mac Armstrong
SELL
3500 shares
2026-04-21
Jon Christianson
SELL
1937 shares
2026-04-15
Mac Armstrong
SELL
3197 shares
2026-04-15
Top Rated Insurance - Property & Casualty Stocks
Top-rated stocks in Insurance - Property & Casualty by analyst ratings.
| Stock | Analyst Consensus | Analyst Target | Tradestie Score |
|---|---|---|---|
|
ALL
The Allstate Corporation |
BUY
25 analysts |
$241 | 66 BUY |
|
CB
Chubb Ltd |
HOLD
25 analysts |
$345 | 68 BUY |
|
TRV
The Travelers Companies … |
SELL
28 analysts |
$313 | 62 BUY |
|
PGR
Progressive Corp |
BUY
19 analysts |
$230 | 66 BUY |
|
HIG
Hartford Financial Servi… |
BUY
19 analysts |
$144 | 61 BUY |
Advanced PLMR Option Strategies
Professional options setups generated by AI based on today's PLMR price and gamma walls.
