TRU Stock Analysis: Buy, Sell, or Hold?
TRU - TransUnion
$83.98
4.51 (5.68%)
â˛
5d:
+5.72%
30d:
+10.46%
90d:
+27.09%
WAIT
LOW Confidence
Analysis Updated: Aug 18, 2026 12:00 AM ET
Earnings: Jul 28, 2026
0d
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Interactive Price Chart (1 Month)
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Bottom Line:
âšī¸ NEUTRAL: TRU is fairly priced but lacks strong directional signals. At 0.2% expected growth, valuation appears fair. Wait for clearer setup or better entry on dips.
âšī¸ NEUTRAL: TRU is fairly priced but lacks strong directional signals. At 0.2% expected growth, valuation appears fair. Wait for clearer setup or better entry on dips.
Long-Term Wealth Forecast (2031)
Based on Analyst Consensus Growth & Historical Valuation
0% (Stagnation)
50% (Hyper Growth)
EST. PRICE IN 2031
$125.74
Based on 9.8% avg growth
INTRINSIC VALUE TODAY
$78.08
Trading above historical range
How this is calculated: We use a Growth Decay Model: starting with analyst consensus growth (adjusted above) and gradually slowing it down to a long-term terminal rate (4%) by Year 5. This provides a more realistic valuation than assuming constant hyper-growth. We then apply a 14.1x Exit PE.
In-depth Analysis How we analyze
Valuation Analysis: TRU is currently trading at $83.98, which is considered fair relative to its 30-day fair value range of $76.47 to $81.32. The stock's valuation (Forward PE: 14.2) is in line with its historical norms (14.1). At these levels, the market is pricing in 0.2% annual earnings growth. This growth rate appears achievable given the company's track record, suggesting the valuation is rational.
Technical Outlook: Technically, TRU is in a uptrend. The price is approaching resistance at $82.77. A breakout above this level would be a bullish signal, while rejection here could lead to consolidation. The stock is showing strong short-term momentum, up 5.7% recently.
Market Sentiment: The stock scores a mixed 46/100 on our bottoming-setup gauge, with only partial signs of a stabilized entry point. Wall Street analysts see significant upside, with an average price target of $96.24 (+21.1%). Current signals suggest waiting for a better entry point before initiating new positions.
Technical Outlook: Technically, TRU is in a uptrend. The price is approaching resistance at $82.77. A breakout above this level would be a bullish signal, while rejection here could lead to consolidation. The stock is showing strong short-term momentum, up 5.7% recently.
Market Sentiment: The stock scores a mixed 46/100 on our bottoming-setup gauge, with only partial signs of a stabilized entry point. Wall Street analysts see significant upside, with an average price target of $96.24 (+21.1%). Current signals suggest waiting for a better entry point before initiating new positions.
Quick Decision Summary
Current Position
FAIR
Historical Trading Range
$76.47 -
$81.32
Company Quality Score
51/100
(HOLD)
Volume Confirmation
HIGH
Confidence Score
78.1%
All Signals
- NEUTRAL: Price in fair range
- NEUTRAL: Mixed technical signals (46/100)
- BULLISH: High volume confirmation
- BULLISH: Strong upward momentum (+5.7%)
- BULLISH: Trading 21.1% below Wall St target ($96.24)
- NEUTRAL: Market pricing in 0.2% annual earnings growth - fairly valued
- WARNING: Composite score 50/100 in the bottom quintile â this cohort historically lags the market
Trading Range Analysis
30-Day Trading Range
$76.47 -
$81.32
Current vs Trading Range
FAIR
Support & Resistance Levels
Support Level
$78.24
Resistance Level
$82.77
Current Trend
Uptrend
Technical data as of
Aug 18, 2026
Fundamental Context
Forward P/E (Next Year Est.)
14.17
Wall Street Target
$96.24
(+21.1%)
Revenue Growth (YoY)
14.9%
Earnings Growth (YoY)
32.1%
Profit Margin
15.1%
Valuation Premium vs History
+0.2% premium
PE vs Historical
14.2 vs 14.1
FAIR
Market-Implied Price Targets
If current PE multiple persists
Implied Growth (YoY):
+0.2%
(market-implied from PE analysis)
1-Year Target
$79.63
(+0%)
2-Year Target
$79.79
(+0%)
3-Year Target
$79.95
(+1%)
3-Yr Target (if PE normalizes)
(PE: 14â14)
PE COMPRESSION
$79.54
(+0%)
Earnings growth offset by PE compression
3-Year Scenarios
Using analyst projected EPS growth
Bull:
(PE: 20.1, Growth: 15.6%)
$174.35
(+119%)
Base:
(SPY PE: 14.2, Growth: 15.6%)
$122.87
(+55%)
Bear:
(PE: 12.0, Growth: 15.6%)
$104.44
(+31%)
đ
Valuation based on Current Earnings
RECOVERY PLAY: Stock looks expensive now (21x PE), but valuation improves significantly next year (14x PE) as earnings recover.
Trailing PE: 21.21 | Current EPS (TTM): $3.71
Bull Case
$130.84
(+65%)
Analyst growth 51.1%, PE expands to 23.3
Base Case
$118.95
(+50%)
Market implied 51.1%, PE stable at 21.2
Bear Case
$53.52
(-33%)
Severe decline -20.0%, PE contracts to 18.0
These are projections based on PE multiples and EPS growth scenarios, not predictions. Actual results may vary significantly.
Share & Embed Analysis
Last updated: August 19, 2026 1:16 PM ET
Data refreshes hourly during market hours. Next update: 2:16 PM
Data refreshes hourly during market hours. Next update: 2:16 PM
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Technical Signals Check
Is TRU showing a specific setup today?
Insider Activity (6 Months)
0
Buys
5
Sells
Net
INSIDERS SELLING
Recent Transactions
Heather J Russell
SELL
1983 shares
2026-04-21
Steven M Chaouki
SELL
5000 shares
2026-04-02
Todd C Skinner
SELL
500 shares
2026-04-01
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