AMSF Stock Analysis: Buy, Sell, or Hold?
AMSF - AMERISAFE, Inc.
$26.01
0.31 (1.21%)
▲
5d:
-5.93%
30d:
-13.99%
90d:
-16.9%
WAIT
LOW Confidence
Analysis Updated: Aug 21, 2026 12:00 AM ET
Earnings: Oct 28, 2026
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Interactive Price Chart (1 Month)
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Bottom Line:
📊 MIXED SIGNALS: AMSF shows conflicting indicators. Wait for confirmation before entering.
📊 MIXED SIGNALS: AMSF shows conflicting indicators. Wait for confirmation before entering.
Long-Term Wealth Forecast (2031)
Based on Analyst Consensus Growth & Historical Valuation
0% (Stagnation)
50% (Hyper Growth)
EST. PRICE IN 2031
$38.21
Based on 3.7% avg growth
INTRINSIC VALUE TODAY
$23.73
Trading above historical range
How this is calculated: We use a Growth Decay Model: starting with analyst consensus growth (adjusted above) and gradually slowing it down to a long-term terminal rate (4%) by Year 5. This provides a more realistic valuation than assuming constant hyper-growth. We then apply a 15.8x Exit PE.
In-depth Analysis How we analyze
Valuation Analysis: AMSF is currently trading at $26.01, which is considered oversold relative to its 30-day fair value range of $27.18 to $32.26. From a valuation perspective, the stock is trading at a discount (Forward PE: 12.9) compared to its historical average (15.8). Remarkably, the market is currently pricing in an annual earnings decline of 6.5% over the next few years. This pessimistic expectation contrasts with the company's recent 6.8% earnings growth, suggesting potential undervaluation if the company simply maintains stability.
Technical Outlook: Technically, AMSF is in a downtrend. The price is currently testing key support at $25.65. A bounce from this level would confirm strength, while a break below could signal further downside.
Market Sentiment: The stock scores a mixed 45/100 on our bottoming-setup gauge, with only partial signs of a stabilized entry point. In the options market, Implied Volatility is low (0th percentile), suggesting options premiums are relatively cheap. This makes it an attractive time for long options strategies if you have a directional bias. Wall Street analysts see significant upside, with an average price target of $35.67 (+37.1%). Current signals suggest waiting for a better entry point before initiating new positions.
Technical Outlook: Technically, AMSF is in a downtrend. The price is currently testing key support at $25.65. A bounce from this level would confirm strength, while a break below could signal further downside.
Market Sentiment: The stock scores a mixed 45/100 on our bottoming-setup gauge, with only partial signs of a stabilized entry point. In the options market, Implied Volatility is low (0th percentile), suggesting options premiums are relatively cheap. This makes it an attractive time for long options strategies if you have a directional bias. Wall Street analysts see significant upside, with an average price target of $35.67 (+37.1%). Current signals suggest waiting for a better entry point before initiating new positions.
Quick Decision Summary
Current Position
OVERSOLD
Historical Trading Range
$27.18 -
$32.26
Company Quality Score
50/100
(HOLD)
Volume Confirmation
HIGH
Confidence Score
83.5%
Protect Your Profits
Holding AMSF? Use our AI-powered strategies to protect your downside while keeping your long-term position.
View Profit Protection PlanAll Signals
- BULLISH: Price oversold vs 30-day range
- BULLISH: Options cheap (IV 0th percentile)
- NEUTRAL: Mixed technical signals (45/100)
- BULLISH: High volume confirmation
- BULLISH: Trading 37.1% below Wall St target ($35.67)
- WARNING: Composite score 50/100 in the bottom quintile — this cohort historically lags the market
Trading Range Analysis
30-Day Trading Range
$27.18 -
$32.26
Current vs Trading Range
OVERSOLD
Expected Move (7 Days)
±$2.29
(8.8%)
Support & Resistance Levels
Support Level
$25.65
Resistance Level
$29.11
Current Trend
Downtrend
Technical data as of
Aug 21, 2026
Fundamental Context
Forward P/E (Next Year Est.)
12.90
Wall Street Target
$35.67
(+37.1%)
Revenue Growth (YoY)
13.4%
Earnings Growth (YoY)
6.8%
Profit Margin
14.0%
Valuation Discount vs History
-6.5% cheaper
PE vs Historical
12.9 vs 15.8
CHEAP
Market-Implied Price Targets
If current PE multiple persists
Implied Growth (YoY):
-6.5%
(market-implied from PE analysis)
1-Year Target
$24.32
(-7%)
2-Year Target
$22.74
(-13%)
3-Year Target
$21.26
(-18%)
3-Yr Target (if PE normalizes)
(PE: 13→16)
$26.05
(+0%)
3-Year Scenarios
Using analyst projected EPS growth
Bull:
(PE: 20.1, Growth: 3.4%)
$44.77
(+72%)
Base:
(SPY PE: 12.9, Growth: 3.4%)
$28.77
(+11%)
Bear:
(PE: 11.0, Growth: 3.4%)
$24.46
(-6%)
📈
Valuation based on Current Earnings
Trailing PE: 10.36 | Current EPS (TTM): $2.48
Bull Case
$22.99
(-12%)
Analyst growth -18.7%, PE expands to 11.4
Base Case
$20.90
(-20%)
Market implied -18.7%, PE stable at 10.4
Bear Case
$17.48
(-33%)
Severe decline -20.0%, PE contracts to 8.8
These are projections based on PE multiples and EPS growth scenarios, not predictions. Actual results may vary significantly.
💡
Upside Surprise Potential
If earnings stabilize (0% growth), PE could expand from 12.9 to 15.8
Stabilization Target:
$31.86
(+22.5%)
PE Expansion Potential:
+22.5%
Share & Embed Analysis
Last updated: August 22, 2026 10:17 AM ET
Data refreshes hourly during market hours. Next update: 11:17 AM
Data refreshes hourly during market hours. Next update: 11:17 AM
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Technical Signals Check
Is AMSF showing a specific setup today?
Insider Activity (6 Months)
0
Buys
0
Sells
0
Net
NEUTRAL
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Advanced AMSF Option Strategies
Professional options setups generated by AI based on today's AMSF price and gamma walls.
