PRA Stock Analysis: Buy, Sell, or Hold?
PRA - ProAssurance Corporation
$24.65
0.11 (0.43%)
▲
5d:
-0.06%
30d:
+0.06%
90d:
+0.02%
BUY
MODERATE Confidence
Analysis Updated: Jun 22, 2026 12:00 AM ET
Earnings: Aug 04, 2026
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Interactive Price Chart (1 Month)
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Bottom Line:
💡 BUY OPPORTUNITY: PRA shows positive signals but monitor for confirmation. Market pricing in 4.2% decline. Moderate conviction.
💡 BUY OPPORTUNITY: PRA shows positive signals but monitor for confirmation. Market pricing in 4.2% decline. Moderate conviction.
Long-Term Wealth Forecast (2031)
Based on Analyst Consensus Growth & Historical Valuation
0% (Stagnation)
50% (Hyper Growth)
EST. PRICE IN 2031
$32.71
Based on 3.3% avg growth
INTRINSIC VALUE TODAY
$20.31
Trading above historical range
How this is calculated: We use a Growth Decay Model: starting with analyst consensus growth (adjusted above) and gradually slowing it down to a long-term terminal rate (4%) by Year 5. This provides a more realistic valuation than assuming constant hyper-growth. We then apply a 22.3x Exit PE.
In-depth Analysis How we analyze
Valuation Analysis: PRA is currently trading at $24.64, which is considered slightly high relative to its 30-day fair value range of $24.25 to $24.77. From a valuation perspective, the stock is trading at a discount (Forward PE: 19.6) compared to its historical average (22.3). Remarkably, the market is currently pricing in an annual earnings decline of 4.2% over the next few years. This pessimistic expectation contrasts with the company's recent 105.2% earnings growth, suggesting potential undervaluation if the company simply maintains stability.
Technical Outlook: Technically, PRA is in a uptrend. The price is approaching resistance at $24.75. A breakout above this level would be a bullish signal, while rejection here could lead to consolidation.
Market Sentiment: PRA has a strong technical setup (60/100), with favorable trendlines, momentum, and price action for short-term traders. Combining these factors, the current setup offers a favorable risk/reward ratio for buyers.
Technical Outlook: Technically, PRA is in a uptrend. The price is approaching resistance at $24.75. A breakout above this level would be a bullish signal, while rejection here could lead to consolidation.
Market Sentiment: PRA has a strong technical setup (60/100), with favorable trendlines, momentum, and price action for short-term traders. Combining these factors, the current setup offers a favorable risk/reward ratio for buyers.
Quick Decision Summary
Current Position
SLIGHTLY HIGH
Historical Trading Range
$24.25 -
$24.77
Company Quality Score
59/100
(HOLD)
Volume Confirmation
HIGH
Confidence Score
71.4%
All Signals
- BULLISH: Strong technical setup (60/100)
- BULLISH: High volume confirmation
- NEUTRAL: Near Wall St target ($25.00)
Trading Range Analysis
30-Day Trading Range
$24.25 -
$24.77
Current vs Trading Range
SLIGHTLY HIGH
Support & Resistance Levels
Support Level
$23.68
Resistance Level
$24.75
Current Trend
Uptrend
Technical data as of
Jun 9, 2026
Fundamental Context
Forward P/E (Next Year Est.)
19.63
Wall Street Target
$25.00
(+1.9%)
Revenue Growth (YoY)
-4.9%
Earnings Growth (YoY)
105.2%
Profit Margin
5.9%
Valuation Discount vs History
-4.2% cheaper
PE vs Historical
19.6 vs 22.3
CHEAP
Market-Implied Price Targets
If current PE multiple persists
Implied Growth (YoY):
-4.2%
(market-implied from PE analysis)
1-Year Target
$23.51
(-4%)
2-Year Target
$22.52
(-8%)
3-Year Target
$21.58
(-12%)
3-Yr Target (if PE normalizes)
(PE: 20→22)
$24.51
(0%)
3-Year Scenarios
Using analyst projected EPS growth
Bull:
(PE: 21.8, Growth: 2.5%)
$29.28
(+19%)
Base:
(SPY PE: 19.6, Growth: 2.5%)
$26.40
(+8%)
Bear:
(PE: 16.7, Growth: 2.5%)
$22.44
(-9%)
📈
Valuation based on Current Earnings
Trailing PE: 19.56 | Current EPS (TTM): $1.26
Bull Case
$26.90
(+10%)
Analyst growth -0.8%, PE expands to 21.5
Base Case
$24.45
(0%)
Market implied -0.8%, PE stable at 19.6
Bear Case
$16.76
(-32%)
Severe decline -20.0%, PE contracts to 16.6
These are projections based on PE multiples and EPS growth scenarios, not predictions. Actual results may vary significantly.
💡
Upside Surprise Potential
If earnings stabilize (0% growth), PE could expand from 19.6 to 22.3
Stabilization Target:
$27.88
(+13.6%)
PE Expansion Potential:
+13.6%
Share & Embed Analysis
Last updated: June 23, 2026 12:57 PM ET
Data refreshes hourly during market hours. Next update: 1:57 PM
Data refreshes hourly during market hours. Next update: 1:57 PM
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Technical Signals Check
Is PRA showing a specific setup today?
Insider Activity (6 Months)
0
Buys
0
Sells
0
Net
NEUTRAL
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