REGIONAL MANAGEMENT (RM) Stock: Buy, Sell, or Hold?
RM - REGIONAL MANAGEMENT CORP
$32.99
0.24 (0.73%)
â˛
5d:
-0.42%
30d:
+2.55%
90d:
-10.43%
WAIT
LOW Confidence
Analysis Updated: Sep 11, 2026 12:00 AM ET
Earnings: Nov 04, 2026
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Interactive Price Chart (1 Month)
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Bottom Line:
âšī¸ NEUTRAL: RM is fairly priced but lacks strong directional signals. At 2.1% expected growth, valuation appears fair. Wait for clearer setup or better entry on dips.
âšī¸ NEUTRAL: RM is fairly priced but lacks strong directional signals. At 2.1% expected growth, valuation appears fair. Wait for clearer setup or better entry on dips.
Long-Term Wealth Forecast (2031)
Based on Analyst Consensus Growth & Historical Valuation
0% (Stagnation)
50% (Hyper Growth)
EST. PRICE IN 2031
$51.33
Based on 10.8% avg growth
INTRINSIC VALUE TODAY
$31.87
Trading above historical range
How this is calculated: We use a Growth Decay Model: starting with analyst consensus growth (adjusted above) and gradually slowing it down to a long-term terminal rate (4%) by Year 5. This provides a more realistic valuation than assuming constant hyper-growth. We then apply a 5.3x Exit PE.
In-depth Analysis How we analyze
Valuation Analysis: RM is currently trading at $32.99, which is considered fair relative to its 30-day fair value range of $32.25 to $33.72. The stock's valuation (Forward PE: 5.7) is in line with its historical norms (5.3). At these levels, the market is pricing in 2.1% annual earnings growth.
Technical Outlook: Technically, RM is in a downtrend. The price is approaching resistance at $33.78. A breakout above this level would be a bullish signal, while rejection here could lead to consolidation.
Market Sentiment: The stock scores a mixed 49/100 on our bottoming-setup gauge, with only partial signs of a stabilized entry point. Wall Street analysts see significant upside, with an average price target of $43.83 (+32.9%). Current signals suggest waiting for a better entry point before initiating new positions.
Technical Outlook: Technically, RM is in a downtrend. The price is approaching resistance at $33.78. A breakout above this level would be a bullish signal, while rejection here could lead to consolidation.
Market Sentiment: The stock scores a mixed 49/100 on our bottoming-setup gauge, with only partial signs of a stabilized entry point. Wall Street analysts see significant upside, with an average price target of $43.83 (+32.9%). Current signals suggest waiting for a better entry point before initiating new positions.
Quick Decision Summary
Current Position
FAIR
Historical Trading Range
$32.25 -
$33.72
Company Quality Score
49/100
(HOLD)
Volume Confirmation
HIGH
Confidence Score
75.7%
All Signals
- NEUTRAL: Price in fair range
- NEUTRAL: Mixed technical signals (49/100)
- BULLISH: High volume confirmation
- BULLISH: Trading 32.9% below Wall St target ($43.83)
- BULLISH: Expecting earnings turnaround to 2.1% growth with 6.0% revenue growth
- WARNING: Composite score 49/100 in the bottom quintile â this cohort historically lags the market
Trading Range Analysis
30-Day Trading Range
$32.25 -
$33.72
Current vs Trading Range
FAIR
Support & Resistance Levels
Support Level
$31.52
Resistance Level
$33.78
Current Trend
Downtrend
Technical data as of
Sep 11, 2026
Fundamental Context
Forward P/E (Next Year Est.)
5.66
Wall Street Target
$43.83
(+32.9%)
Revenue Growth (YoY)
6.0%
Earnings Growth (YoY)
-17.5%
Profit Margin
7.2%
Valuation Premium vs History
+2.1% premium
PE vs Historical
5.7 vs 5.3
FAIR
Market-Implied Price Targets
If current PE multiple persists
Implied Growth (YoY):
+2.1%
(market-implied from PE analysis)
1-Year Target
$33.68
(+2%)
2-Year Target
$34.39
(+4%)
3-Year Target
$35.11
(+6%)
3-Yr Target (if PE normalizes)
(PE: 6â5)
PE COMPRESSION
$32.87
(0%)
Earnings growth offset by PE compression
3-Year Scenarios
Using analyst projected EPS growth
Bull:
(PE: 20.2, Growth: 17.6%)
$191.30
(+480%)
Base:
(SPY PE: 5.7, Growth: 17.6%)
$53.70
(+63%)
Bear:
(PE: 4.8, Growth: 17.6%)
$45.64
(+38%)
đ
Valuation based on Current Earnings
RECOVERY PLAY: Stock looks expensive now (7x PE), but valuation improves significantly next year (6x PE) as earnings recover.
Trailing PE: 6.91 | Current EPS (TTM): $4.74
Bull Case
$44.28
(+34%)
Analyst growth 22.9%, PE expands to 7.6
Base Case
$40.26
(+22%)
Market implied 22.9%, PE stable at 6.9
Bear Case
$22.27
(-33%)
Severe decline -20.0%, PE contracts to 5.9
These are projections based on PE multiples and EPS growth scenarios, not predictions. Actual results may vary significantly.
Share & Embed Analysis
Last updated: September 12, 2026 2:29 AM ET
Data refreshes hourly during market hours. Next update: 3:29 AM
Data refreshes hourly during market hours. Next update: 3:29 AM
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Technical Signals Check
Is RM showing a specific setup today?
Insider Activity (6 Months)
0
Buys
12
Sells
Net
INSIDERS SELLING
Recent Transactions
Fund L.P. Forager
SELL
5788 shares
2026-04-21
Fund L.P. Forager
SELL
15000 shares
2026-04-20
Brian J Fisher
SELL
2961 shares
2026-04-17
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